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}</script> <main id="main" class="dfsdfffffff"> <article> <!--<h1 class="title container"></h1>--><h1 class="title container">32 Flexible Ways to Make Money in College</h1><div class="disclosure-wrap"> <a class="disclosure-link" id="ADisclosure" href="javascript:void(0);">Advertiser Disclosure</a><div class="disclosure-tooltip" id="AdTooltip"><h2>Our readers always come first</h2><p><span style="font-size: 11pt;">The content on DollarSprout includes links to our advertising partners. When you read our content and click on one of our partners’ links, and then decide to complete an offer — whether it’s downloading an app, opening an account, or some other action — we may earn a commission from that advertiser, at no extra cost to you.</span></p><p><span style="font-size: 11pt;">Our ultimate goal is to educate and inform, not lure you into signing up for certain offers. Compensation from our partners may impact what products we cover and where they appear on the site, but does not have any impact on the objectivity of our reviews or advice.</span></p></div></div><section class="content-wrap style-two"><div class="container"> <header class="entry-header"><div class="post-meta"><div class="pull-left"><div class="post-meta-image"> <a href="https://dollarsprout.com/author/megan-robinson/" aria-label="Megan Robinson"> <img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E"
alt="Megan Robinson" data-lazy-srcset="https://dollarsprout.com/wp-content/uploads/megan-robinson-52x60@2x.jpg 45w" data-lazy-sizes="(min-width: 1px) 45px, 100vw" data-lazy-src="https://dollarsprout.com/wp-content/uploads/megan-robinson-52x60@2x.jpg" ><noscript><img src="https://dollarsprout.com/wp-content/uploads/megan-robinson-52x60@2x.jpg"
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sizes="(min-width: 1px) 45px, 100vw" ></noscript> </a></div> <address class="post-meta-info"> <span>Written by <a href="https://dollarsprout.com/author/megan-robinson/" aria-label="Megan Robinson">Megan Robinson</a></span> <span>Last Updated: <time datetime="2020-06-12 14:39:41">June 12, 2020</time></span> </address></div></div></header><div class="grid-row blog-page"><div class="blog-col"><div class="breadcrumb-block"><ol class="breadcrumb"><li class="breadcrumb-item"><a href="https://dollarsprout.com/">Home</a></li><li class="breadcrumb-item"> <a href="https://dollarsprout.com/category/side-gigs-and-hustles/"><span>Side Hustles</span></a></li></ol><div class="photocredit" style="display: inline-block;font-size: 13px;text-align: right;"> <span class="top-text"> Jacob Lund | Shutterstock </span></div></div> <figure class="post"> <img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="" data-lazy-srcset="https://dollarsprout.com/wp-content/uploads/make-money-in-college-600x230@2x.jpg 1110w, https://dollarsprout.com/wp-content/uploads/make-money-in-college-600x230@2x.jpg 930w, https://dollarsprout.com/wp-content/uploads/make-money-in-college-600x230@2x.jpg 690w, https://dollarsprout.com/wp-content/uploads/make-money-in-college-600x230@2x.jpg 510w, https://dollarsprout.com/wp-content/uploads/make-money-in-college.jpg 450w, https://dollarsprout.com/wp-content/uploads/make-money-in-college.jpg 330w, https://dollarsprout.com/wp-content/uploads/make-money-in-college.jpg 300w" data-lazy-sizes="(min-width: 1200px) 1110px, (min-width: 992px) 930px, (min-width: 768px) 690px, (min-width: 576px) 510px, (min-width: 480px) 450px, (min-width: 360px) 330px, (min-width: 1px) 300px, 100vw" data-lazy-src="https://dollarsprout.com/wp-content/uploads/make-money-in-college-600x230@2x.jpg"><noscript><img src="https://dollarsprout.com/wp-content/uploads/make-money-in-college-600x230@2x.jpg" alt="" srcset="https://dollarsprout.com/wp-content/uploads/make-money-in-college-600x230@2x.jpg 1110w, https://dollarsprout.com/wp-content/uploads/make-money-in-college-600x230@2x.jpg 930w, https://dollarsprout.com/wp-content/uploads/make-money-in-college-600x230@2x.jpg 690w, https://dollarsprout.com/wp-content/uploads/make-money-in-college-600x230@2x.jpg 510w, https://dollarsprout.com/wp-content/uploads/make-money-in-college.jpg 450w, https://dollarsprout.com/wp-content/uploads/make-money-in-college.jpg 330w, https://dollarsprout.com/wp-content/uploads/make-money-in-college.jpg 300w" sizes="(min-width: 1200px) 1110px, (min-width: 992px) 930px, (min-width: 768px) 690px, (min-width: 576px) 510px, (min-width: 480px) 450px, (min-width: 360px) 330px, (min-width: 1px) 300px, 100vw"></noscript> <figcaption><p><span style="color: #808080;"><span style="font-size: 10pt;">Our number one goal at DollarSprout is to help readers improve their financial lives, and we regularly partner with companies that share that same vision. If purchase or signup is made through our Partners’ links, we receive compensation for the referral. </span><span style="font-size: 10pt;">Here’s </span></span><span style="font-size: 10pt;"><a class="link" href="https://dollarsprout.com/how-we-make-money/" target="_blank" rel="noopener">how we make money.</a></span></p> </figcaption> </figure> <span id="dpsp-post-content-markup" data-image-pin-it="true"></span><p>When I was in college, I was always looking for ways to make money.</p><p>I worked several part-time jobs on campus, including the student calling center and indoor bowling alley. When I wasn’t at one of those jobs, I baby sat, dog sat, and tutored local middle schoolers. Needless to say, my college experience was a busy one.</p><p>I didn’t have a brag-worthy income, but it was enough to pay for rent, the occasional brunch or night out with friends, and build a modest savings account. Nowadays, there are many more options to make money between classes, some of which you can do without ever leaving your bedroom.</p><h2>Easiest Ways to Make Money in College</h2><p>For ways to make extra spending money with minimal effort, start here.</p><h3>1. Watch videos, take surveys, and get cash back</h3><p><img class="aligncenter wp-image-31347" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%20850%20453'%3E%3C/svg%3E" alt="swagbucks homepage gift card offer" width="850" height="453" data-pin-nopin="true" data-lazy-src="https://dollarsprout.com/wp-content/uploads/2018/08/swagbucks-offer-e1573136888863.jpg" /><noscript><img class="aligncenter wp-image-31347" src="https://dollarsprout.com/wp-content/uploads/2018/08/swagbucks-offer-e1573136888863.jpg" alt="swagbucks homepage gift card offer" width="850" height="453" data-pin-nopin="true" /></noscript>When I was in school, I witnessed many a classmate watch ESPN, read the news, and shop online during lectures. Tuning out your professor probably won’t help your grades, and I wouldn’t recommend it. But there is one way you could make some extra money during class while still paying attention: <a href="https://dollarsprout.go2cloud.org/aff_c?offer_id=8&aff_id=1&url_id=1&aff_sub=how-to-make-money-in-college" target="_blank" rel="noopener noreferrer nofollow"><strong>watch ads with Swagbucks</strong></a>.</p><p>With Swagbucks Watch, you can choose from whatever category of videos that interests you, including news, sports updates, or you can select “discover mode” and let Swagbucks choose the content for you. The site will open a new window for your videos. You’ll need to allow popups for it to work, but you can leave the sound muted.</p><p>Swagbucks will take you through a series of videos. You only have to watch 30-45 seconds of each before moving on to the next, and when I tried it, the timer kept counting down even when I wasn’t on a Swagbucks tab.</p><p>Once you finish all the videos in a series, you’ll earn a few points (called Swagbucks) that you can redeem for cash or gift cards. Watching videos isn’t the most lucrative way to earn money in college, but it’s by far one of the easiest. Not to mention Swagbucks has other options for earning, like taking surveys and shopping online.</p><p>You’ll also get up to <a href="https://dollarsprout.go2cloud.org/aff_c?offer_id=8&aff_id=1&url_id=1&aff_sub=how-to-make-money-in-college" target="_blank" rel="noopener noreferrer nofollow"><strong>$10 as a sign-up bonus for joining Swagbucks</strong></a> and $5 for every friend you refer.</p><h3>2. Deliver groceries</h3><p><img class="aligncenter wp-image-35384" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%20850%20520'%3E%3C/svg%3E" alt="Instacart screenshot" width="850" height="520" data-pin-nopin="true" data-lazy-src="https://dollarsprout.com/wp-content/uploads/2020/01/Instacart-screenshot.jpg" /><noscript><img class="aligncenter wp-image-35384" src="https://dollarsprout.com/wp-content/uploads/2020/01/Instacart-screenshot.jpg" alt="Instacart screenshot" width="850" height="520" data-pin-nopin="true" /></noscript></p><p>Delivering groceries with <a href="https://dollarsprout.go2cloud.org/aff_c?offer_id=12&aff_id=1&aff_sub=how-to-make-money-in-college" target="_blank" rel="noopener noreferrer nofollow"><strong>Instacart</strong></a> is an easy side hustle to fit in between classes or when you have free time on the weekends. Whenever you want to work or need to earn some extra money, just open the app, choose an order, and start shopping.</p><p>As a full-service shopper, the amount you earn for each order depends on the number and type of items, driving distance, and the amount of effort involved in delivery. Instacart will give you an estimate of your earnings before you shop, and you get to keep 100% of your tips.</p><p>You can also earn bonuses for referring your friends to shop with Instacart.</p><h3>3. Get cash back on things you buy</h3><p><img class="aligncenter wp-image-39642" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%20850%20463'%3E%3C/svg%3E" alt="Rakuten Button Screenshot" width="850" height="463" data-pin-nopin="true" data-lazy-src="https://dollarsprout.com/wp-content/uploads/2018/05/Rakuten-Button-Screenshot.png" /><noscript><img class="aligncenter wp-image-39642" src="https://dollarsprout.com/wp-content/uploads/2018/05/Rakuten-Button-Screenshot.png" alt="Rakuten Button Screenshot" width="850" height="463" data-pin-nopin="true" /></noscript></p><p>This isn’t so much a side hustle as it is just making sure you’re not missing out on low-hanging fruit. Whether you do your shopping online or in stores, Rakuten can help you save with coupons and cash-back alerts.</p><p>Rakuten users can earn up to 40% cash back with retailers like Amazon, American Eagle, Sephora, and hundreds more. For online shopping, <a href="https://dollarsprout.go2cloud.org/aff_c?offer_id=58&aff_id=1&aff_sub=how-to-make-money-in-college" target="_blank" rel="noopener noreferrer nofollow"><strong>create your free Rakuten account</strong></a> and be sure to install the extension on your browser. Whenever you visit a website that offers cash back with Rakuten, you’ll get a pop-up on your screen. Just click the “Activate Deal” button and your cash back will be applied at checkout.</p><p>For in-store cash back, you’ll need to link a credit or debit card to your account. Once you do, you can choose from in-store offers in your area through Rakuten’s online portal. Just link the offer and shop with the card on your Rakuten account to receive cash back.</p><h3>4. Rent out your car</h3><p><img class="aligncenter wp-image-33611" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%20850%20402'%3E%3C/svg%3E" alt="Turo Homepage" width="850" height="402" data-pin-nopin="true" data-lazy-src="https://dollarsprout.com/wp-content/uploads/2020/02/Turo-Homepage.jpg" /><noscript><img class="aligncenter wp-image-33611" src="https://dollarsprout.com/wp-content/uploads/2020/02/Turo-Homepage.jpg" alt="Turo Homepage" width="850" height="402" data-pin-nopin="true" /></noscript></p><p>If you have a car but live on campus and rarely drive it, you can rent it out to earn some cash with an app like Turo.</p><p>Turo is a peer-to-peer car sharing service. According to their website, users with at least average quality metrics earn around $706 per month.</p><p>When you <a href="https://dollarsprout.go2cloud.org/aff_c?offer_id=146&aff_id=1&aff_sub=how-to-make-money-in-college" target="_blank" rel="noopener noreferrer nofollow"><strong>sign up to list your car on Turo</strong></a>, you’ll need to set your vehicle’s availability and choose your rental rates. Turo offers an automatic pricing feature that adjusts your car’s price based on the type of vehicle it is, demand in your area, and other factors.</p><p>The app also allows you to choose your settings for things like how far in advance people need to make a booking, whether or not people can book instantly or need to wait for your approval, and the level of damage coverage you want Turo to help with.</p><p>When you’re ready to hand off your keys, you can complete the verification process either remotely or in person. You’ll receive payment for your first trip via direct deposit 72 hours after the trip ends. All future payments will be made within 3 hours.</p><h3>5. Sell used books</h3><p><img class="aligncenter wp-image-34730" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%20850%20526'%3E%3C/svg%3E" alt="BookScouter" width="850" height="526" data-pin-nopin="true" data-lazy-src="https://dollarsprout.com/wp-content/uploads/2018/10/BookScouter.jpg" /><noscript><img class="aligncenter wp-image-34730" src="https://dollarsprout.com/wp-content/uploads/2018/10/BookScouter.jpg" alt="BookScouter" width="850" height="526" data-pin-nopin="true" /></noscript></p><p>Once you’ve purchased a college textbook, there aren’t many convenient options for getting rid of it without giving your book away or trying to sell it to other students. But by the time you’re finished with a book, even if you bought it brand new, your school might be moving on to a newer edition.</p><p>Even if you can sell it, you’re often looking at a fraction of the price you paid unless you can find a good deal online with a site like BookScouter.</p><p>On BookScouter, you can <a href="https://dollarsprout.go2cloud.org/aff_c?offer_id=114&aff_id=1&aff_sub=how-to-make-money-in-college" target="_blank" rel="noopener noreferrer nofollow"><strong>search for selling prices by entering your book’s ISBN number</strong></a>. The site will search over 30 vendors and show you who’s offering the best deal for that title. Choose a vendor, ship your book for free, and get paid via PayPal within three days (depending on the vendor).</p><p>After you’ve sold your own books, look out for deals on books in your area. If you can find them for cheap enough, you can purchase and then sell them for a profit on BookScouter.</p><p><strong>Related: <a href="https://dollarsprout.com/bookscouter-review/">How to Make Money Selling Your Used Books on BookScouter (a Review)</a></strong></p><h3>6. Walk other people’s dogs</h3><p><img class="aligncenter wp-image-29078" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%20850%20567'%3E%3C/svg%3E" alt="" width="850" height="567" data-pin-nopin="true" data-lazy-src="https://dollarsprout.com/wp-content/uploads/2019/10/rover-opt-in.png" /><noscript><img class="aligncenter wp-image-29078" src="https://dollarsprout.com/wp-content/uploads/2019/10/rover-opt-in.png" alt="" width="850" height="567" data-pin-nopin="true" /></noscript></p><p>Having a dog in college is hard (and expensive). I got my dog, Benny, while I was in school, but there were many skipped classes, ruined boots, and tears cried over all the money spent paying people back for things he ruined (a retainer being one of the most painful — and disgusting).</p><p>While you may not be able to have your own dog in college, you can make money by taking care of other people’s canine companions. You can sometimes find good dog sitting gigs on Craigslist or Facebook, but Rover is a safer, more reputable option.</p><p>When you <a href="https://dollarsprout.go2cloud.org/aff_c?offer_id=15&aff_id=1&aff_sub=how-to-make-money-in-college" target="_blank" rel="noopener noreferrer nofollow"><strong>sign up to be a Rover dog sitter</strong></a>, you’ll be connected with dog owners in your area. The highest earners are those who offer overnight dog boarding, but you can select which services you provide, including boarding, walking, doggy day care, or house-sitting and drop-ins.</p><p>You’ll need to apply with Rover and pay a $25 background check fee. Once you’re approved, you can set your rates and start booking clients.</p><p><strong>Related: <a href="https://dollarsprout.com/rover-dog-sitting/">How to Make Money Dog Sitting with Rover</a></strong></p><h2>Best Ways to Make Money in College</h2><p>These are some of the highest-paying college gigs. They may take a little more effort or an upfront investment to start, but you can earn more than any part-time job, and probably in less time.</p><h3>7. Run Facebook ads for other businesses</h3><p><div class="rll-youtube-player" data-src="https://www.youtube.com/embed/TqiABPtd8Mk" data-id="TqiABPtd8Mk" data-query="feature=oembed&enablejsapi=1&origin=https://dollarsprout.com"></div><noscript><iframe title="How To Create Facebook Ads For Clients" width="960" height="540" src="https://www.youtube.com/embed/TqiABPtd8Mk?feature=oembed&enablejsapi=1&origin=https://dollarsprout.com" title="dollarsprout" allow="accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture" allowfullscreen></iframe></noscript></p><p>We’ve all had the experience of scrolling through Facebook or Instagram and being hit with an ad for something you were just looking at online.</p><p>That’s obviously no coincidence. Facebook has a pretty sophisticated ad platform. Many online business owners already know and take advantage of Facebook ads, but most local businesses don’t. That’s what makes this side hustle so lucrative.</p><p>As a Facebook ad specialist, you can help local business owners get in front of more people, or even reach an entirely new demographic. Of course, you have to learn how to create Facebook ads first. You can learn the basics of creating and managing ads for free in Facebook’s business center. But if you want a deep-dive on how to actually make money with this skill then consider a more advanced option like the <a href="https://dollarsprout.go2cloud.org/aff_c?offer_id=63&aff_id=1&aff_sub=how-to-make-money-in-college" target="_blank" rel="noopener noreferrer nofollow"><strong>Facebook Side Hustle Course</strong></a>.</p><p>This course covers everything from building a funnel with Facebook ads to finding and landing your first few paying clients. According to the course page, students who complete the program charge an average of $1,000 to $2,000 per month for each client. When you enroll, you’ll also receive one free month of coaching from the course creators inside a private Facebook group.</p><h3>8. Offer your services to business owners</h3><p><div class="rll-youtube-player" data-src="https://www.youtube.com/embed/0whbgiBYrX4" data-id="0whbgiBYrX4" data-query="feature=oembed&enablejsapi=1&origin=https://dollarsprout.com"></div><noscript><iframe title="[Ep. 172] | Kayla Sloan - How to Earn $10,000 per Month as a Virtual Assistant" width="960" height="540" src="https://www.youtube.com/embed/0whbgiBYrX4?feature=oembed&enablejsapi=1&origin=https://dollarsprout.com" title="dollarsprout" allow="accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture" allowfullscreen></iframe></noscript></p><p>There’s a lot that goes into running a business — creating graphics, managing a team, handling customer questions and complaints, and a thousand other tasks. If you’re studying a subject like marketing or graphic design, this could be the perfect opportunity to gain experience in your field while making some extra money.</p><p>In the online world, someone who does various types of freelance work for a business is often called a virtual assistant, or VA. As a VA, you can manage social media pages, handle customer service, organize travel, create graphics, write copy for emails or blog posts. Anything a business owner needs help with that you have adequate knowledge or skill in is a possibility.</p><p>All you need to get started is a few willing clients. If you’re not quite ready to pitch your services or need some more guidance, start with a free workshop like this one: <a href="https://tenkva.com/?affcode=172092_rlauyxyb" target="_blank" rel="noopener noreferrer nofollow"><strong>5 Simple Steps to Become a Virtual Assistant</strong></a>. This free mini training includes a step-by-step process for pitching and landing your first few virtual assistant clients (without spamming your friends and family on social media).</p><h3>9. Start a blog and monetize it</h3><p><div class="rll-youtube-player" data-src="https://www.youtube.com/embed/Qrdew-7kb5w" data-id="Qrdew-7kb5w" data-query="feature=oembed&enablejsapi=1&origin=https://dollarsprout.com"></div><noscript><iframe title="How to Start a Blog in 10 Mins - Simple & Easy (Step-by-Step)" width="960" height="540" src="https://www.youtube.com/embed/Qrdew-7kb5w?feature=oembed&enablejsapi=1&origin=https://dollarsprout.com" title="dollarsprout" allow="accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture" allowfullscreen></iframe></noscript></p><p>You don’t have to be an English major, or even a good writer, to start and monetize a blog. All you need is an interesting topic to write about, preferably something that solves a problem for others, and a marketing strategy.</p><p>There are lots of ways to make money with a blog, but one of the best ways to start is with affiliate marketing. You find products and services relevant to your topic, write about them, and include your affiliate links. When people sign up through those links, you get a small commission. When you search online for “how to start a blog,” almost every article that comes up will have affiliate links in it.</p><p>Many sites you probably already visit make money through affiliate marketing. All you need is content, something to sell, and people to read your writing. The <a href="https://createandgocourses.com/p/launch-your-blog?affcode=119684_ybmhdks5" target="_blank" rel="noopener noreferrer nofollow"><strong>Launch Your Blog course</strong></a> covers all three, as well as how to set up your website, find affiliate products, get traffic, and so much more. It can take a while to make money with a blog, but less so if you have a plan from the start.</p><p><strong>Related: <a href="https://dollarsprout.com/passive-income-for-students/">How College Students Can Earn Passive Income</a></strong></p><h3>10. Try your hand at freelance writing</h3><p><img class="aligncenter size-full wp-image-25423" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%20810%20449'%3E%3C/svg%3E" alt="how to make money freelance writing" width="810" height="449" data-pin-nopin="true" data-lazy-src="https://dollarsprout.com/wp-content/uploads/2019/06/earn-more-writing.jpg" /><noscript><img class="aligncenter size-full wp-image-25423" src="https://dollarsprout.com/wp-content/uploads/2019/06/earn-more-writing.jpg" alt="how to make money freelance writing" width="810" height="449" data-pin-nopin="true" /></noscript></p><p>Journalism or English majors are obvious candidates for a freelance writing side hustle. But having your writing published online can help you build authority no matter what your field of study.</p><p>For example, if you’re a food and exercise science major, writing for a health and fitness website would show future employers that you have a passion for your work, and that you understand and can communicate difficult concepts to the lay person.</p><p>The same goes for anyone majoring in finance, law, medicine, or really any subject. If you want to become an authority and be known as an expert in your field, freelance writing can help build your credibility. Some niches, like personal finance, also pay very well.</p><p><a href="https://earnmorewriting.com/?affcode=70083_xtejkt90" target="_blank" rel="noopener noreferrer nofollow"><strong>This free workshop</strong></a> offers tips from six-figure freelance writer Holly Johnson. In it, Johnson covers the six keys to being successful as a freelance writer, techniques to increase your income, and how to get your foot in the door with high-paying clients.</p><h3>11. Manage social media for businesses</h3><p>Social media management is something you can offer as a part of your virtual assistant package. But if you’re interested in building a following on social media or working in the field after you graduate, you can build more authority by solely <a href="https://dollarsprout.com/how-to-become-a-social-media-manager/"><strong>offering social media management services</strong></a>.</p><p>As a social media manager, you’ll be responsible for creating and executing a business’s social media marketing strategy. You can start broad by managing all types of social media accounts or hone in on a niche by focusing on a single platform like Instagram or Facebook.</p><p>Whichever you choose, your job will be to build the company’s brand and figure out how to use social media to reach new customers and sell more products or services. Be sure to track before and after metrics like followers, engagement, and sales so you can add them to your resume.</p><p><strong>Related: <a href="https://dollarsprout.com/how-to-make-money-on-facebook/">How to Make Money on Facebook: 5 Easy Strategies</a></strong></p><h3>12. Tutor your favorite subjects</h3><p>Chances are there’s at least one subject you’re good at and enjoy. One of the easiest ways to make money in college is to tutor your fellow students in one of those areas.</p><p>Many campuses offer tutoring positions through the college learning center. You can ask a professor or visit the tutoring center, if your college has one, to find out if they’re hiring. At my school, I was able to apply online through the campus jobs portal.</p><p>Another option is to sign up with an online tutoring service like Chegg. As a Chegg tutor, you work with students in middle or high school, college, or working professionals. Subjects vary from calculus and electrical engineering to French and LSAT prep.</p><p>The site sends students to you, so you don’t have to worry about advertising your services, and you can teach all your lessons online. According to Chegg’s site, rates start at $20 per hour and tutors get paid every week.</p><h2>Creative Ways to Make Money in College</h2><p>You probably won’t make a fortune on these ideas, but you can bring in some extra spending money while flexing your creative muscles.</p><h3>13. Flip items for a profit</h3><blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-permalink="https://www.instagram.com/p/B--NJUnHVOq/?utm_source=ig_embed&utm_campaign=loading" data-instgrm-version="12"><div style="padding: 16px;"><p> </p><div style="display: flex; flex-direction: row; align-items: center;"><div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"></div><div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"><div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"></div><div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"></div></div></div><div style="padding: 19% 0;"></div><div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"></div><div style="padding-top: 8px;"><div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div></div><div style="padding: 12.5% 0;"></div><div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"><div><div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"></div><div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"></div><div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"></div></div><div style="margin-left: 8px;"><div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"></div><div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"></div></div><div style="margin-left: auto;"><div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"></div><div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"></div><div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"></div></div></div><div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"><div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"></div><div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"></div></div><p> </p><p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/p/B--NJUnHVOq/?utm_source=ig_embed&utm_campaign=loading" target="_blank" rel="noopener noreferrer nofollow">A post shared by Whitney Hansen | Money Coach (@whitney_hansen_co)</a> on <time style="font-family: Arial,sans-serif; font-size: 14px; line-height: 17px;" datetime="2020-04-14T18:50:28+00:00">Apr 14, 2020 at 11:50am PDT</time></p></div></blockquote><p><script async src="//www.instagram.com/embed.js"></script></p><p>If you love to find great deals on clothing, accessories, electronics, and other goods, flipping may be a fun way for you to make money in college. I have a friend who started a furniture flipping side hustle in college and still enjoys it as a nice side income today.</p><p>To find items you can flip for a profit, visit garage sales, discount stores, and consignment shops in your area. It takes practice to know what types of items are undervalued. Depending on what items you flip, you may need to learn a new skill in order to turn a profit on your purchases.</p><p>For example, you can often find used furniture at a good price on sites like Craigslist or Facebook Marketplace. With a little sanding, some paint, and a nice finish, you could turn an old wooden table into a beautiful new kitchen statement piece.</p><p>This side hustle is especially suitable for interior design majors or anyone who’s crafty or wants to learn new handyperson skills.</p><h3>14. Design and sell T-shirts (or leggings, phone cases, backpacks, and more)</h3><p>In the past, if you wanted to sell T-shirts, you would’ve had to create the design, find a printer, have the printed, advertise them, and deal with the hassle of fulfilling orders. Now there are websites like <strong>Teespring</strong> that do all the back-end work for you, so all you have to do is create a design and choose your selling price.</p><p>With Teespring, you use their software to create a design. Once you’re finished, you’ll Teespring will tell you the base cost for your product. You choose how much profit you want to make on each item, which determines the selling price.</p><p>Teespring offers marketing tools to help you make sales, but you can boost your earnings in a couple ways:</p><ol><li><strong>Be creative with your design.</strong> Choose something that appeals to a specific person. For example, you can make funny T-shirts that only people in your major would understand relate to.</li><li><strong>Do your own advertising.</strong> Share your designs with friends and family on social media. If you have a following online (Instagram, YouTube, Facebook, TikTok, a blog, etc.), then share with your audience.</li></ol><p>When someone buys your design, Teespring takes care of order fulfillment and customer service. You can request your payout within 24 to 48 hours after your order is sent to the buyer.</p><h3>15. Edit or proofread papers</h3><p>English, communications, or journalism majors may be especially well suited for this college side hustle. However, all you really need is solid grammar and writing skills.</p><p>If you or any of your friends are in a major that requires a lot of writing, start spreading the word around about your editing and proofreading services. Editing isn’t the same thing as rewriting. Make it clear that you’re offering feedback and notes, but you won’t be writing other people’s papers for them.</p><h3>16. Offer resume coaching</h3><p>When I was in college, I worked for the office for student affairs. One of the perks of my job was that the department would host free resume and career workshops for student employees. I attended a few and got really good at putting together resumes.</p><p>I offered to help some of my friends with their resumes for job applications, but I missed out on a prime opportunity to make money in college by offering paid resume coaching services to more people. If you’ve done your research and have the skills to put together a resume that wows potential employers, then don’t squander your gift like I did.</p><p>You can find clients by posting in school-related Facebook groups or hanging fliers in dining halls. But for a service like this, word of mouth can be the most powerful marketing.</p><p>Tell your friends to tell their friends that you’re helping people with resumes. With everyone applying for jobs and summer internships, spring is likely to be your busiest time of year. However, this side hustle has the potential to bring in a solid income year-round.</p><h3>17. Sell your photos</h3><p>Unless you’re a cinema or photography major, then selling photos might not sound like much of a resume builder. However, employers like to see hobbies and interests on your resume, especially for undergraduates. It can also give you some good talking points for your interview.</p><p>As long as you have a smartphone with a high-quality camera, you can start this side hustle without investing in any expensive equipment. If you want, you can order lenses for your phone on Amazon for less than $100. Practice taking pictures of landscapes, people (with their permission), or buildings.</p><p>Then submit them to one of the many <a href="https://dollarsprout.com/get-paid-to-take-pictures/"><strong>sites that pay for original photography</strong></a>, like Shutterstock or Getty Images. You can also turn your images into art and sell them on Etsy. This probably won’t be your biggest money maker, but it can be a fun way to monetize an existing hobby.</p><h3>18. Start a YouTube channel</h3><p>Similar to blogging, making money with a YouTube channel isn’t typically a quick thing. You’ll need to create and publish videos consistently. But if you’re a cinematography or video production major, then creating YouTube videos could be a great way to practice your craft.</p><blockquote class="twitter-tweet"><p dir="ltr" lang="en">Eight-year-old Ryan Kaji, whose channel Ryan’s World has 22.9 million subscribers, earned $26 million in 2019 — up $4 million from his earnings in 2018, when he also gained the highest-earning YouTuber spot <a href="https://t.co/H1RLduaMXP" target="_blank" rel="nofollow">https://t.co/H1RLduaMXP</a></p><p>— CNN Business (@CNNBusiness) <a href="https://twitter.com/CNNBusiness/status/1210334767033593858?ref_src=twsrc%5Etfw" target="_blank" rel="nofollow">December 26, 2019</a></p></blockquote><p><script async="" src="https://platform.twitter.com/widgets.js" charset="utf-8"></script></p><p>In order to make money with this side hustle, you’ll need to do your research on hashtags and how to optimize your videos for search so people find them organically. Once you have enough views and followers, you can start monetizing your channel with ads.</p><p>Other monetization options are similar to blogging: add affiliate links to your video descriptions, create and sell your own products, or reach out to companies to see if they’d like to sponsor your content for a mention in your videos.</p><p><strong>Related: <a href="https://dollarsprout.com/online-jobs-for-college-students/">13 Legit Online Jobs for College Students</a></strong></p><h2>On-Campus Jobs to Consider</h2><p>There are plenty of opportunities to make money in college without leaving campus. You can typically find these jobs online through your school’s student job portal. If you don’t know where to find it, Google “[YOUR SCHOOL NAME] student jobs”.</p><h3>19. Apply for work study</h3><p>Work-study is a federal program that provides jobs for students with a financial need.</p><p>To apply for it, you’ll need to fill out the FAFSA and select the box that states you’re interested in a work-study position. If you land one, your college will aware it as part of your financial aid package. Whether or not you qualify will depend on the number of available positions, your financial need, and other financial aid you qualify for.</p><h3>20. Work as a teaching assistant (TA)</h3><p>As a TA, you’ll perform many of the same tasks professors do. You may help students in labs, grade papers, perform research, and even teach lower-level classes.</p><p>Your school and the professors will determine the requirements necessary to become a TA. In most cases, however, you’ll be asked to submit copies of your transcripts and letters of recommendation.</p><p>While some colleges only offer TA positions to graduate students, others make them available to undergraduates in their junior or senior years as well.</p><h3>21. Become a resident assistant (RA)</h3><p>An RA is an upperclassman who serves as a resource to college students who live in dorms and residence halls.</p><p>If you become an RA, you’ll be responsible for enforcing the rules and policies of the resident life department, conducting regular room checks, holding meetings with residents, and checking in visitors. In exchange for your services, you may receive free or discounted room and board and/or stipends or hourly pay.</p><h3>22. Work at a dining hall</h3><p>There are a variety of jobs available in college dining halls. You could work as a cashier, caterer, dishwasher, or food preparer.</p><p>It’s not the most glamorous job, but it could save money on food costs if you’re able to enjoy the occasional free meals or snacks. If you’re looking for a way to reduce your on-campus living expenses, a dining hall position may make sense.</p><h3>23. Apply at the recreation or fitness center</h3><p>If your college has a large recreation or fitness center on campus, they likely have openings for jobs like personal trainer, group fitness instructor, or recreation assistant. These are some of the most fun and rewarding on-campus jobs, especially if you get to be involved with a sport or activity you love.</p><p>If you’re not interested in the physical activities, there may also be opportunities in areas like member services, marketing, and event planning.</p><h3>24. Work at an on-campus bookstore or library</h3><p>On-campus libraries or shops can be a good option if you’re looking for a job that allows you to study during downtime. You’ll probably earn minimum wage, or close to it, but these positions are fairly low-key.</p><p>You may need to help other students find books, check people out, and restock shelves, but when things get quiet, you can work on assignments and get paid to do homework.</p><h3>25. Become a brand ambassador</h3><p>Big brands often hire students to promote them on college campuses. If you’re passionate about a particular product or brand, you could make an extra income as a brand ambassador.</p><blockquote class="twitter-tweet"><p dir="ltr" lang="en">Check out this awesome step-by-step guide by <a href="https://twitter.com/thisonlineworld?ref_src=twsrc%5Etfw" target="_blank" rel="nofollow">@thisonlineworld</a>, showing how he was able to make money with paid advertising in college. Definitely a worthy read!<a href="https://t.co/94DHx369J3" target="_blank" rel="nofollow">https://t.co/94DHx369J3</a></p><p>— Wallet Wise Guy (@WalletWiseGuy) <a href="https://twitter.com/WalletWiseGuy/status/1196767987270914048?ref_src=twsrc%5Etfw" target="_blank" rel="nofollow">November 19, 2019</a></p></blockquote><p><script async="" src="https://platform.twitter.com/widgets.js" charset="utf-8"></script></p><p>Some brands require their ambassadors to perform college outreach where they try to convince students to purchase a certain product. Others ask them to hand out free merchandise at football games and other on-campus events.</p><p>As a brand ambassador, you’ll gain valuable marketing experience that looks great on a resume, especially if you want to work in marketing in the future.</p><h3>26. Give campus tours</h3><p>If you have an outgoing personality and love your college, a campus tour guide job can be a good option.</p><p>Your main responsibility will be to show prospective students and their families around campus. You’ll get to share your experience with up-and-coming freshmen and help them decide if your school is a good fit. This may be a seasonal job with more opportunities to work during the warmer seasons. If you need a consistent income throughout the semester, you may want to combine it with another part-time gig.</p><p><strong>Related: <a href="https://dollarsprout.com/online-jobs/">25 Online Jobs That Are Legitimate, Easy, and Flexible</a></strong></p><h2>Off-Campus Job to Consider</h2><p>If you have a car and would like a change of scenery from campus, you may want to get a regular part-time job.</p><h3>27. Become a server</h3><p>No matter how big or small your college town is, there are likely restaurants in the area that hire college students. If you’re a people person and good at multitasking, you can make good tips as a server at a popular restaurant.</p><p>Most places pay an hourly rate plus tips, and you may be able to get discounts on meals. Many college students love to serve because they get to leave every shift with cash and don’t have to wait for a bi-weekly paycheck.</p><h3>28. Work as a delivery driver for a restaurant</h3><p>Another option is to check local restaurants in your area for delivery driver positions. These jobs are fairly laid back. You get to deliver people’s orders while driving around in your car listening to music or your favorite podcasts.</p><p>The downside is that it puts a lot of wear on your car. If your car is already on the older side and requires regular maintenance already, then you might do more damage to it than what you earn in this position.</p><h3>29. Be a barista or bartender</h3><p>If you have a penchant for alcoholic or caffeinated beverages, a bartender or barista position may be your perfect gig. You’ll get paid to learn how to make your favorite drinks and probably meet people who share your love of a good drink.</p><p>The downside of both positions is that you may have to work odd hours — either early in the morning or late into the night. If that doesn’t mess up your sleep or class schedule, then you can make solid tips and leave your shifts with cash in hand.</p><h3>30. Babysit for professors</h3><p>If you know any of your professors well and they have kids, ask if they need a babysitter. This could be both a way to make some extra money and an opportunity to network with a professor (who you may later come to for a letter of recommendation).</p><h3>31. Work in retail</h3><p>If you don’t mind working nights and weekends, a retail job can be a good option. One of the biggest perks of working in retail is getting an employee discount. However, if you’re not careful, you could end up spending more money at your job than you make.</p><p>For this reason, it might be best to look for jobs with stores that don’t interest you. Less temptation to spend equals more of your paycheck that you get to keep.</p><h3>32. Work at a before or after school program</h3><p>You can usually find these positions at daycares or elementary schools.</p><p>If you get a job at a before or after school program, you’ll be responsible for helping kids with homework, participating in fun activities like crafts or sports, and caring for them until it’s time for school or for their parents pick them up. This is a particularly smart move if you’re an education major as it can help you qualify for a teaching position once you graduate.</p><h2>Don’t Be Afraid to Put Yourself Out There</h2><p>Whether you need the money for living expenses or just want some extra spending cash for the weekend, there’s no shortage of options for making money in college.</p><p>Don’t be afraid to try things you never imagined doing. College is a great time to explore different jobs and side hustles to find what you like. If you’re going to school for finance but you’ve always had an interest in writing, then try your hand at creating a blog or writing for websites. You may learn new skills and interests that will aid in your future career, or find something that changes you career path altogether.</p><p>Even if your side hustle doesn’t turn into a full-time gig, the lessons learned, connections made, and skills gained will be well worth the experience.</p> <script async data-uid="f75e68e1b6" src="https://wispy-waterfall-8629.ck.page/f75e68e1b6/index.js"></script><div id="dpsp-content-bottom" class="dpsp-content-wrapper dpsp-shape-rounded dpsp-size-small dpsp-has-spacing dpsp-show-on-mobile dpsp-show-total-share-count dpsp-show-total-share-count-after dpsp-button-style-1"><div class="dpsp-total-share-wrapper"><span class="dpsp-icon-total-share"><svg version="1.1" xmlns="http://www.w3.org/2000/svg" width="26" height="32" viewBox="0 0 26 32"><path d="M20.8 20.8q1.984 0 3.392 1.376t1.408 3.424q0 1.984-1.408 3.392t-3.392 1.408-3.392-1.408-1.408-3.392q0-0.192 0.032-0.448t0.032-0.384l-8.32-4.992q-1.344 1.024-2.944 1.024-1.984 0-3.392-1.408t-1.408-3.392 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sizes="(min-width: 768px) 140px, (min-width: 1px) 100px, 100vw"></noscript> </a><div class="media-body"> <span><a href="https://dollarsprout.com/author/megan-robinson/" aria-label="Megan Robinson">Megan Robinson</a></span><ul class="social-networks"><li><a href="https://twitter.com/goodbyetobroke" aria-label="twitter" rel="noreferrer nofollow" target="_blank"><i class="icon-twitter"></i></a></li><li><a href="https://www.facebook.com/dollarsproutblog/" aria-label="facebook" rel="noreferrer nofollow" target="_blank"><i class="icon-facebook"></i></a></li></ul><p class="alignleft">Hi! I'm Megan. I'm a personal finance enthusiast on a mission to help millennial men and women understand and make more money. Along with writing and editing content, I work one-on-one with individuals as a financial and behavioral money coach.</p></div></div> <section class="comments-section"> <!-- You can start editing here. --> <!-- <span class="title"><span></span></span> <span></span>--> <span class="comment-count" style="display: none;">1</span> <span class="title"> <span>1 comments</span> </span><div class="comment-block"><div class="comment even thread-even depth-1" id="comment-8667"><div class="img-block"><div class="avatara"> <img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" data-lazy-srcset="https://dollarsprout.com/wp-content/uploads/2020/03/gray-avatar-70x70.png 1x" alt="S.A." data-lazy-src="https://dollarsprout.com/wp-content/uploads/2020/03/gray-avatar-70x70.png"><noscript><img src="https://dollarsprout.com/wp-content/uploads/2020/03/gray-avatar-70x70.png" srcset="https://dollarsprout.com/wp-content/uploads/2020/03/gray-avatar-70x70.png 1x" alt="S.A."></noscript></div></div><div class="text-block"><div class="text-row"> <span class="name"> S.A. </span> <!--<span class="name"></span> <span class="date check"> </span>--></div><p>As a struggling, stressed-out college student, I would like to thank you for these helpful tips. I don’t have the right availability for a part-time job due to my studies, these are great alternative options to earn money.</p><div class="reply"> <a rel='nofollow' class='comment-reply-link' href='#comment-8667' data-commentid="8667" data-postid="2693" data-belowelement="comment-8667" data-respondelement="respond" data-replyto="Reply to S.A." aria-label='Reply to S.A.'>Reply</a></div></div></div><!-- #comment-## --></div><div class="comments-form-block"><div id="respond" class="comment-respond"><h2 class="title">Leave your comment <small><a rel="nofollow" id="cancel-comment-reply-link" href="/how-to-make-money-in-college/#respond" style="display:none;">Cancel reply</a></small></h2><form action="https://dollarsprout.com/wp-comments-post.php" method="post" id="commentform" class="comment-form" novalidate><div class="top-row"><p><span class="wpcf7-form-control-wrap author"><input placeholder="Your name*" id="author" name="author" type="text" value="" class="wpcf7-form-control wpcf7-text wpcf7-validates-as-required" required aria-required="true" /><span class="border-item"></span></span></p><p><span class="wpcf7-form-control-wrap email"><input placeholder="Your email*" id="email" name="email" type="text" value="" class="wpcf7-form-control wpcf7-text wpcf7-email wpcf7-validates-as-required wpcf7-validates-as-email" required aria-required="true" /><span class="border-item"></span></span></p></div><p><span class="wpcf7-form-control-wrap your-message"><textarea id="comment" placeholder="Your message*" name="comment" cols="45" rows="8" maxlength="65525" required="required" class="wpcf7-form-control wpcf7-textarea"></textarea></span></p><p class="form-submit"><input name="submit" type="submit" id="submit" class="submit" value="Post Comment" /> <input type='hidden' name='comment_post_ID' value='2693' id='comment_post_ID' /> <input type='hidden' name='comment_parent' id='comment_parent' value='0' /></p><p style="display: none;"><input type="hidden" id="akismet_comment_nonce" name="akismet_comment_nonce" value="9bcfbc7f8d" /></p><p style="display: none;"><input type="hidden" id="ak_js" name="ak_js" value="230"/></p></form></div><!-- #respond --></div></section> <!-- --> </footer></div> <aside class="sidebar sidebar-wrap"><div id="custom_html-2" class="widget_text widget widget_custom_html"><div class="widget_text widget_inner"><h3 class="widgettitle">Making Money</h3><div class="textwidget custom-html-widget"><ul><li><a href="https://dollarsprout.com/how-to-make-money-fast-100/"> Ways to Make Money</a></li><li><a href="https://dollarsprout.com/online-jobs/"> Online Jobs</a></li><li><a href="https://dollarsprout.com/passive-income-ideas/"> Passive Income Ideas</a></li><li><a href="https://dollarsprout.com/gig-economy-jobs/"> Gig Economy Jobs</a></li></ul></div></div></div><div id="custom_html-3" class="widget_text widget widget_custom_html"><div class="widget_text widget_inner"><h3 class="widgettitle">Popular Side Hustles</h3><div class="textwidget custom-html-widget"><ul><li><a href="https://dollarsprout.com/how-to-start-a-blog/"> Start a Blog</a></li><li><a href="https://dollarsprout.com/postmates-driver-review/"> Deliver with Postmates</a></li><li><a href="https://dollarsprout.com/paid-online-surveys/"> Paid Survey Opportunities</a></li></ul></div></div></div><div id="custom_html-4" class="widget_text widget widget_custom_html"><div class="widget_text widget_inner"><h3 class="widgettitle">Your Financial Setup</h3><div class="textwidget custom-html-widget"><ul><li><a href="https://dollarsprout.com/best-online-savings-accounts/"> Best Savings Accounts</a></li><li><a href="https://dollarsprout.com/best-investment-apps/"> Best Investing Apps</a></li><li><a href="https://dollarsprout.com/best-budgeting-apps/"> Best Budgeting Apps</a></li></ul></div></div></div></aside><!-- /sidebar --></div></div> </section> <section class="latest-articles container"><h2>You May Also Like</h2><div class="grid-row"><div class="articles-col"> <article class="article-block"><div class="block-image"> <img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E"
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}</script> <main id="main" class="dfsdfffffff"> <article> <!--<h1 class="title container"></h1>--><h1 class="title container">74 Creative Ways to Save Money on a Tight Budget</h1><div class="disclosure-wrap"> <a class="disclosure-link" id="ADisclosure" href="javascript:void(0);">Advertiser Disclosure</a><div class="disclosure-tooltip" id="AdTooltip"><h2>Our readers always come first</h2><p><span style="font-size: 11pt;">The content on DollarSprout includes links to our advertising partners. When you read our content and click on one of our partners’ links, and then decide to complete an offer — whether it’s downloading an app, opening an account, or some other action — we may earn a commission from that advertiser, at no extra cost to you.</span></p><p><span style="font-size: 11pt;">Our ultimate goal is to educate and inform, not lure you into signing up for certain offers. Compensation from our partners may impact what products we cover and where they appear on the site, but does not have any impact on the objectivity of our reviews or advice.</span></p></div></div><section class="content-wrap style-two"><div class="container"> <header class="entry-header"><div class="post-meta"><div class="pull-left"><div class="post-meta-image"> <a href="https://dollarsprout.com/author/cat-alford/" aria-label="Cat Alford"> <img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E"
alt="Cat Alford" data-lazy-srcset="https://dollarsprout.com/wp-content/uploads/2018/10/cat-alford-headshot-e1542465436324-52x60@2x.jpg 45w" data-lazy-sizes="(min-width: 1px) 45px, 100vw" data-lazy-src="https://dollarsprout.com/wp-content/uploads/2018/10/cat-alford-headshot-e1542465436324-52x60@2x.jpg" ><noscript><img src="https://dollarsprout.com/wp-content/uploads/2018/10/cat-alford-headshot-e1542465436324-52x60@2x.jpg"
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If purchase or signup is made through our Partners’ links, we receive compensation for the referral. </span><span style="font-size: 10pt;">Here’s </span></span><span style="font-size: 10pt;"><a class="link" href="https://dollarsprout.com/how-we-make-money/" target="_blank" rel="noopener">how we make money.</a></span></p> </figcaption> </figure> <span id="dpsp-post-content-markup" data-image-pin-it="true"></span><p>There isn’t a person on this Earth who hasn’t thought, “I wish I could save more money.”</p><p>However, wanting to save money and learning how to save money are two very different things. Many of us want to have better financial habits and dream of long term wealth. Yet, those initial steps often stop us.</p><p>Saving money can be a challenge at first. But, that doesn’t mean it’s an impossible skill to learn. Once you learn how to save money, it gets addicting. You start to wonder how you can save in many different aspects of your life.</p><p>You watch your savings accounts grow and then your savings enable you to pay off debt. Suddenly, after months and years of good savings habits, you find yourself with excess money that you can generously give to others and make the world a better place.</p><p>Of course, it’s important to realize everyone is different. Some people learn how to save money from a very young age. Other people watched their parents struggle and live paycheck to paycheck. I truly believe some people are born spenders and some are born savers, regardless of how they’re raised and what their overall life values are.</p><p>The key is to learn the basics of saving money first, which will help you organize your finances. Then, it’s time to do a deep look inward at how you view money emotionally.</p><p>Once you realize your triggers and how your spending habits affect your life, you become more aware and more willing to make positive changes. Then, once that’s done, you can learn how to save strategically in just about every area of your life, from buying a car to lowering your electric bill.</p><p>All of this information is below, listed one step at a time. By the time you’re finished reading this, you’ll not only understand the mechanics of saving money, but you’ll have a strong understanding of why it’s important to you and how to get there.</p><h2>How to Save Money: Start with the Basics</h2><p>Before you can enjoy seeing piles of cash in your bank account à la Scrooge McDuck, you have to learn the basics of how saving money works.</p><p><img class="aligncenter size-full wp-image-35923" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%201129%20849'%3E%3C/svg%3E" alt="Diagram showing the four basic steps for saving money" width="1129" height="849" data-pin-nopin="true" data-lazy-src="https://dollarsprout.com/wp-content/uploads/2018/12/basics-of-saving-money.png"><noscript><img class="aligncenter size-full wp-image-35923" src="https://dollarsprout.com/wp-content/uploads/2018/12/basics-of-saving-money.png" alt="Diagram showing the four basic steps for saving money" width="1129" height="849" data-pin-nopin="true"></noscript></p><h3>1. Know your exact income and expenses</h3><p>Without a doubt, the best way to start saving money is to learn exactly how much money you have coming in and exactly how much money you have going out. Now, you probably have a rough idea of what your income is or how much your paycheck has on it each time you get it. But, it’s time to look even closer.</p><p>What number exactly is hitting your paycheck each payday? Then, what number exactly is going out in bills and expenses? There are several ways you can <a href="https://dollarsprout.com/track-expenses/"><strong>track your expenses</strong></a>.</p><ul><li><strong>Use An App</strong>: Mint, <a href="https://dollarsprout.com/you-need-a-budget-review/"><strong>YNAB</strong></a>, and EveryDollar are popular expense tracking apps.</li><li><strong>Use a Pen and Paper</strong><span style="font-weight: 300;">: Go old school with a handy notebook and write down everything you spend.</span></li><li><strong>Download an Excel Spreadsheet</strong><span style="font-weight: 300;">: Lots of people like using excel to see their progress over time.</span></li><li><strong>Use Tiller</strong><span style="font-weight: 300;">: This is kind of a mix of an app and an excel spreadsheet. </span><a style="font-weight: 300;" href="https://dollarsprout.com/tiller-money-review/"><strong>Tiller</strong> </a><span style="font-weight: 300;">will collect your information and create spreadsheets for you.</span></li></ul><h3>2. Create a budget spreadsheet</h3><p>Once you have a strong understanding of your income and expenses, it’s time to <a href="https://dollarsprout.com/how-to-make-a-budget/"><strong>make a budget</strong></a> spreadsheet and apply the information you just gathered. For example, maybe you found out that you spend $500 more than you earn each month. With a budget, you can input your income and your expenses, scan the list, and find categories where you can cut back.</p><p>For example, you might see that you have a high cable bill or a high car insurance bill. Those are companies you can call and try to get your bills lowered to create more breathing room in a budget. Yet, you won’t know to even do this or attempt to save money until you see all the numbers in one place.</p><p>Lots of people tell me that they really don’t want to know the numbers, and I get it. It can be nauseating to think about how much money you spend every month unintentionally (I feel this way every month when I realize I’ve spent $1,000 on food…again.)</p><p>Yet, knowledge is power, and the more you know, the more you realize where your budget is weak, which will allow you to be more aware day in and day out as you go about your regular spending.</p><h3>3. Automate whenever possible</h3><p>Younger generations are big fans of automation, and yet I find older generations are still skeptical about it. I personally pay every single bill I have automatically except for my daughter’s ballet class tuition (just waiting on her teacher to get on the automation bandwagon!) I also like to save automatically.</p><p>Human beings are emotional creatures and sometimes we know what’s best for us financially but we don’t do it. We know we should save some of every paycheck but then other things come up. When you learn more about automating you can ensure you save without having to think about it. That’s when saving money becomes relatively simple.</p><h3>4. Daily, weekly, and monthly check-ins</h3><p>When it comes to the basics of saving money, the last component is to check in with your money. It’s not enough to create a budget or automate your savings. You have to look at everything regularly. At first, that might mean daily tracking of your spending. Then, it might ween weekly tracking. Eventually, you might be able to check in once a month.</p><p>However, you do need to make sure you aren’t being charged twice for something, that all automatic bills really did get paid, and to check for fraud. This habit will help you catch any financial inaccuracy, which can definitely save you money in the long run.</p><p><strong>Related: <a href="https://dollarsprout.com/tip-yourself-review/">Tip Yourself Review: A New Way to Save, But Not Without Flaws</a></strong></p><h2>Strategies and Challenges for Saving Money</h2><p>For many people, saving money can be a little…boring. So, in order to make things more interesting, you can take part in money-saving challenges or savings strategies that can make the process a little bit more fun and interesting. Below are some of my favorite strategies and challenges that can help you save money.</p><h3>5. Use the savings bucket strategy</h3><p><strong>Note:</strong> There is a savings bucket strategy and also a different retirement bucket strategy you can learn about when you start planning your retirement savings. In this section, I’m discussing a savings bucket strategy.</p><p>A savings bucket strategy is when you have multiple savings accounts or savings buckets so you can very clearly see your financial goals. I have anywhere from 3-6 savings buckets going on at one time.</p><blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/p/B24A7f3gYXh/?utm_source=ig_embed&utm_campaign=loading" data-instgrm-version="12"><div style="padding: 16px;"><p> </p><div style="display: flex; flex-direction: row; align-items: center;"><div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div><div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"><div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div><div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div></div></div><div style="padding: 19% 0;"> </div><div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div><div style="padding-top: 8px;"><div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div></div><div style="padding: 12.5% 0;"> </div><div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"><div><div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div><div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div><div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div></div><div style="margin-left: 8px;"><div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div><div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div></div><div style="margin-left: auto;"><div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div><div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div><div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div></div></div><p> </p><p style="margin: 8px 0 0 0; padding: 0 4px;"><a style="color: #000; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none; word-wrap: break-word;" href="https://www.instagram.com/p/B24A7f3gYXh/?utm_source=ig_embed&utm_campaign=loading" target="_blank" rel="noopener noreferrer nofollow">When you have more than one savings goal in mind, the Bucket System can be a great way to stay organized and motivated. 𝗙𝗼𝗿 𝗲𝘅𝗮𝗺𝗽𝗹𝗲: Each paycheck, you might transfer money into each of the following “funds”: – $200 𝐟𝐨𝐫 𝐚 𝗛𝗼𝘂𝘀𝗲 🏡 – $100 𝐟𝐨𝐫 𝐚 𝐕𝐚𝐜𝐚𝐭𝐢𝐨𝐧 🌄 – $25 𝐟𝐨𝐫 𝐚 𝐍𝐞𝐰 𝐢𝐏𝐡𝐨𝐧𝐞 📱 Each fund is a separate savings account that earns you interest 💸 Most banks will even allow you to change the name of your accounts, so instead of a generic “Savings Account #3”, you can name your account “New iPhone Fund”. Attaching a name and a purpose to your money — rather than just keeping it all together in one big pool — is a great psychological trick to keep you on track and committed. #money #finance #wealth #investing #financialplanning #budget #goals #millennials</a></p><p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;">A post shared by <a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px;" href="https://www.instagram.com/dollarsprout/?utm_source=ig_embed&utm_campaign=loading" target="_blank" rel="noopener noreferrer nofollow"> DollarSprout Personal Finance</a> (@dollarsprout) on <time style="font-family: Arial,sans-serif; font-size: 14px; line-height: 17px;" datetime="2019-09-26T12:57:07+00:00">Sep 26, 2019 at 5:57am PDT</time></p></div></blockquote><p><script async="" src="//www.instagram.com/embed.js"></script></p><p>This strategy works really well for goals because it encourages you not to dip into your savings. For example, I saved $10,000 during my pregnancy with my twins because I put money in a savings bucket labeled “Twins.”</p><p>The name on the savings bucket ensured I didn’t dip into it for vacation or shopping for new shoes. When your savings bucket is for one specific thing, you’re more likely to keep contributing to it (and not withdrawing from it) until the bucket is full.</p><h3>6. Do a no-spend challenge</h3><p>A <a href="https://dollarsprout.com/no-spend-weekend-ideas/"><strong>no-spend challenge</strong></a> is where you decide to only spend money on essentials for a specific amount of time. So, people can have no spend days or no spend months if they’re taking part in this challenge.</p><p>Some people like to use a calendar and put a big X on the days where they don’t spend any money. The idea is to bring awareness to the spending you do on little things.</p><p><strong>Related: <a href="https://dollarsprout.com/52-week-money-challenge/">52-Week Money Challenge: How to Save $5,000 This Year</a></strong></p><h3>7. Cash-only challenge</h3><p>There are many <a href="https://link.springer.com/article/10.1023/A:1008196717017" target="_blank" rel="noopener noreferrer nofollow"><strong>studies</strong></a> that show you spend less money when you use cash, not cards. So, having a cash-only challenge can help you save more of what you have. For this challenge, you can leave your automatic bills as they are, but take out cash for clothing, groceries, eating out, entertainment, and more and try to see if the cash envelopes encourage you to save more money.</p><h3>8. Save your change challenge</h3><p>Once you start using more cash, you can then take part in a save your change challenge, where you collect all of your loose change to see how much you can save in a month or even a year.</p><p>You can make it a competition with your family members or friends or perhaps agree that you’ll all go out to eat together using the change you’ve collected at the end of the year.</p><h3>9. The accountability partner strategy</h3><p>Whether you’re single or married, one of the best ways to start saving money is by using the accountability partner strategy. This means you can pick one person to go along with you on this savings journey and who keeps you accountable for your goals.</p><p>It can be a co-worker who agrees to bring a brown bag lunch with you and sit with you at lunchtime. It can be your spouse who agrees to monthly budget check-ins. It can be your mom or your sister who wants you to succeed.</p><p>Regardless of who it is, a good accountability partner can mean the difference between you achieving your savings goals and you abandoning them.</p><p><strong>Related: <a href="https://dollarsprout.com/should-a-saver-marry-a-spender/">Should You Marry a Spender If You’re a Saver?</a></strong></p><h2>The Emotional Aspect of Saving Money</h2><h3>10. Know your “why”</h3><p>You can save money in many ways, like buying cheaper gas or only going to see matinee movies, but at the core of each money decision is a reason for why we want to save money to begin with.</p><p>When you take the time to know your why you can save money much faster and easier. You can make quick decisions about saving money because your why is at the forefront of your brain. And your reason why you want to save may change over time. For now, you may want to save money so you can get out of debt or get current on your bills. In the future, you might want to save money because you want to retire early or buy a vacation home.</p><p>Your why is important because it helps you make everyday decisions like whether or not to buy a raffle ticket at the fair or whether or not to buy a cup of coffee. When you have a reason for saving that’s bigger and more profound than daily wants, you’ll be more adept at making the right financial choices for you.</p><p style="text-align: center;"><script async data-uid="167c3fc839" src="https://wispy-waterfall-8629.ck.page/167c3fc839/index.js"></script> <h3>11. Assess your childhood experience with saving money</h3><p>If you want to dig deep and really understand your relationship with saving money, look back to your childhood. Some people grew up in families where they saved consistently but did so at the expense of enjoying everyday life. Other people grew up in families who didn’t save at all and <a href="https://dollarsprout.com/stop-living-paycheck-to-paycheck/"><strong>struggled living paycheck to paycheck</strong></a>.</p><p>Whether or not your family actively talked about saving money, you absorbed money lessons from them. You saw how saving, or the lack thereof, affected your family growing up.</p><p>When you assess your childhood experience with saving money, you can better understand your own savings tendencies. You can decide to emulate your parents or you can decide to change a pattern.</p><p>Either way, much like having a why, understanding how your childhood affects your savings patterns is an important component to saving more money.</p><h3>12. Identify spending triggers</h3><p>Each and every one of us has a spending trigger that leads to <a href="https://dollarsprout.com/how-to-solve-money-problems-lifestyle/"><strong>money problems</strong></a>. In order to save more money, take note of the times you spend on things outside of your normal budget.</p><p>Ask yourself what you’re feeling as you buy the item. Are you stressed? Happy? Trying to make your day better? Once you know the feeling behind your spending, you can be more aware of it and redirect it when the feeling bubbles up.</p><p>An easy example of a spending trigger is going to buy a pint of ice cream after a bad day. Another example is scrolling Instagram late at night and making a snap decision to buy shoes online after seeing an influencer wear them.</p><h3>13. Set big (but achievable) savings goals</h3><p>Most of the time, we sell ourselves short. We are afraid to make big savings goals because we don’t want to fail. However, goal setting is a great way to save money. It keeps you accountable.</p><p>Achievable goal setting is more than just thinking, “It would be nice if I could save $10,000 this year.” It’s about setting measurable and achievable goals and then breaking those goals down into smaller goals that you can tackle one by one. As you achieve smaller goals, you build momentum. You build faith in yourself. That’s how you accomplish bigger savings goals, so don’t be afraid to make some.</p><p><strong>Related: <a href="https://dollarsprout.com/ways-to-save-money-on-a-wedding/">20 Clever Ways to Save Money on a Wedding</a></strong></p><h2>Improve Your Credit</h2><h3>14. Check your credit report</h3><p>Why should you check your credit score when you want to save money? Your credit history and credit score are integral parts of saving money long term. When you have a solid credit history and good credit score, you qualify for lower interest rates when buying a car, <strong><a href="https://dollarsprout.com/how-to-buy-a-house/" target="_blank" rel="noopener noreferrer">buying a home</a></strong>, or anything else.</p><p>A good credit score can save you thousands of dollars over the course of your lifetime when you borrow money for these big-ticket items. So, first and foremost, start saving money by simply <strong><a href="https://dollarsprout.com/free-credit-score/" target="_blank" rel="noopener noreferrer">checking your credit score for free</a></strong>.</p><h3>15. Fix any adverse accounts on your credit report</h3><p>Again, when you have a good credit score and a clean credit report, you can get better interest rates on loans, saving you money in the long term. The adverse account section on your credit report, usually found near the top of your report, is extremely important. If you have any items in this section, take the steps now to clear them.</p><p>You can have adverse accounts even if you’re generally responsible with money. For example, I once got declined for a credit card, checked my credit report, and found out my local public library reported me to collections for not returning an audiobook.</p><p>I borrowed the audiobook when I was in graduate school and since I moved, I didn’t receive any notices in the mail. Luckily, I found the audiobook in storage, mailed it back, and the library took requested that the adverse account get removed from my credit report.</p><h3>16. Make your payments on time, every time</h3><p>We all know we’re supposed to pay our bills on time. First of all, it’s the right thing to do, but secondly, your payment history makes up 35% of your credit score. You could still have a decent credit score (even if you currently have debt) if you have a solid payment history since it makes up such a big percentage of your score.</p><p>And, it makes sense, right? Lenders want to know they can trust you to make payments on time. If you’ve proven that with your payment history, they’re more willing to offer you a lower interest rate because you’re a lower risk to them.</p><h3>17. Improve your credit utilization</h3><p>The other big part of your credit score is your credit utilization. Credit utilization refers to how close you are to your credit card limits, and this makes up a whopping 30% of your credit score.</p><p>Experts advise keeping a utilization of no more than 30%. The lower, the better. Use a <a href="https://dollarsprout.com/credit-utilization-calculator/"><strong>credit utilization calculator</strong></a> like the one below to see what yours looks like.<br /><div class="calculator-container"><div id="credit-utilization"> <calculator-form
:path="'https://dollarsprout.com/wp-content/plugins/dollarsprout-calculators/public/Calculators/CreditUtilization/'"> </calculator-form></div></div> <script src="https://dollarsprout.com/wp-content/plugins/dollarsprout-calculators/public/Calculators/CreditUtilization/dist/app.js"></script> <p>Someone who has maxed out credit cards won’t have a good credit utilization. A great way to improve your score quickly is to pay down debt and free up “space” on your credit cards. Improving your credit score by lowering your credit utilization can help you save money on loan interest down the road.</p><h2>Money-Saving Tips When Buying a Car</h2><h3>18. Buy used</h3><p>New cars <strong><a href="https://www.carfax.com/blog/car-depreciation" target="_blank" rel="nofollow">lose 10% of their value</a></strong> in the first month of ownership. Therefore, you can save money by buying a used car, even if it’s only been used for a few months. Cars are one of the most expensive items we own that actively go down in value.</p><p>My husband and I both drive used cars, and they both have more than 100,000 miles on them. We have no plans to trade them in anytime soon for something newer and shinier.</p><h3>19. Do your research ahead of time</h3><p><img class="aligncenter size-full wp-image-18802" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%20855%20571'%3E%3C/svg%3E" alt="Man shopping for a new car. Here are some money saving tips when car shopping" width="855" height="571" data-pin-nopin="true" data-lazy-src="https://dollarsprout.com/wp-content/uploads/2018/12/save-money-when-car-shopping.jpg"><noscript><img class="aligncenter size-full wp-image-18802" src="https://dollarsprout.com/wp-content/uploads/2018/12/save-money-when-car-shopping.jpg" alt="Man shopping for a new car. Here are some money saving tips when car shopping" width="855" height="571" data-pin-nopin="true"></noscript>There is so much information available online now. You can view a car’s CarFax report to see if it’s been in an accident. You can see the price a dealer bought the car for vs. what they’re selling the car for.</p><p>And, you can use all of that information to see whether or not the car you’re looking at is a good deal. I did a lot of research on the car I drive now, and I found one dealership selling it for $1,000 under the Kelly Blue Book value. So, I went there to buy it.</p><h3>20. Get pre-approved for a loan</h3><p>If you plan on taking out a car loan, you already know from earlier in this post that the better your credit score is, the better interest rate you can potentially get. In order to see where you stand, take the time to get pre-approved for a loan before going into the car dealership.</p><p>You can compare rates from dozens of online lenders, see what you qualify for, and go into the dealership already knowing you’re approved for a certain amount. This can help you save money because it gives you many more lending options than what your dealer can offer you.</p><h3>21. Buy your next car in cash</h3><p>Buying a car in cash gives you strong negotiating power. Even though car dealerships make money off of financing cars, they still like getting lump sum payments for cars on their lot. Buying a car in cash saves you money on interest and gives you more negotiating power at the dealership.</p><h3>22. Shop around for car insurance</h3><p>When you buy a car, you also have to get car insurance. Shop around for car insurance ahead of time, and pay attention to the introductory rates. Many car insurance companies offer lower introductory rates but raise them after the first year. Make sure to ask lots of questions about what’s covered under each level of insurance to make sure you’re getting the best deal.</p><h2>Money Savings Tips for Homeowners</h2><h3>23. Get a smart thermostat</h3><p>Getting a smart thermostat like a Nest does have an upfront cost, but over the years, it can <a href="https://dollarsprout.com/ways-to-save-electricity/"><strong>save you money on your home energy costs</strong></a>. Smart thermostats learn your habits and make it easy for you to adjust the temperature of your home while you’re away. So, if you forget to turn down the heat on your way to work, you can adjust it from your phone instead of paying to heat a house you’re not spending time in during the day.</p><h3>24. Switch to LED bulbs</h3><p>Like a smart thermostat, LED bulbs do cost a little bit more upfront. However, switching your light bulbs to LED bulbs save you money on energy costs and can last years longer than traditional light bulbs.</p><h3>25. Close your blinds</h3><p>If you keep your blinds closed in your home, it keeps your home cooler, especially in the summertime. If the sun increases the temperature of your home, your air conditioner has to work harder to keep your home cool, which costs you more money.</p><h3>26. Monitor water usage</h3><p>A running toilet or a leaky faucet might seem like issues you can ignore, but you’re actually letting money go down the drain. Take the time to repair these issues when they happen or you might notice an increase in your water bill over time. You can also lower the temperature of your hot water heater to 120 degrees, which can help save money over time.</p><h3>27. Get energy-efficient appliances</h3><p>These days, there are many energy-efficient appliances available on the marketplace. I recommend waiting until they go on sale or asking for discounts at the store if you buy three at once. If you slowly convert your appliances to energy-efficient appliances one by one, over time you can save hundreds if not thousands of dollars on energy costs in your home.</p><h3>28. Do regular home maintenance</h3><p>This goes without saying, but as a homeowner myself, I know that some maintenance tasks can fall through the cracks. It’s easy to put off cleaning the gutters or changing the air filters, but these tasks can cause bigger, more expensive issues down the road if you don’t take care of them. You can find many lists online with home maintenance tasks. Go through them one at a time — they’ll save money in the long run and can even <a href="https://dollarsprout.com/diy-room-decor-ideas/"><strong>increase the value of your home</strong></a>.</p><h2>Money Savings Tips for Parents</h2><p><img class="aligncenter size-full wp-image-18804" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%20855%20570'%3E%3C/svg%3E" alt="Money savings tips for parents" width="855" height="570" data-pin-nopin="true" data-lazy-src="https://dollarsprout.com/wp-content/uploads/2018/12/how-parents-can-save-money.jpg"><noscript><img class="aligncenter size-full wp-image-18804" src="https://dollarsprout.com/wp-content/uploads/2018/12/how-parents-can-save-money.jpg" alt="Money savings tips for parents" width="855" height="570" data-pin-nopin="true"></noscript></p><h3>29. Compare daycare costs to staying at home</h3><p>One of the biggest expenses parents have right away are childcare costs. Childcare costs are extremely expensive, and it’s something you should research and consider well before having children. One thing to compare is the cost of daycare vs. having one parent stay home.</p><p>Depending on your income, you might be able to decide to stay home if childcare costs are equivalent to your income. I stayed home with my twins, but I worked to build a business I could do from home before doing so. That way, I could still pursue my career and take care of them at the same time. That decision was years in the making and took a lot of work outside of my regular day job to make happen. If you can find a way to<strong> <a href="https://dollarsprout.com/how-to-earn-money-online/">earn money online</a></strong>, you might be able to make an income and stay home with your kids full time.</p><h3>30. Don’t fall prey to the latest gadgets</h3><p>There is an overabundance of gadgets on the marketplace claiming to make parent’s lives easier. My advice is to wait to buy things until you need them. It’s tempting to put a lot of expensive items on your baby registry, but you might discover you don’t need them (or that your baby doesn’t like them.)</p><p>Remember, babies have existed for thousands of years without special night lights or toys with blinking lights. Keep things simple at first to save money and buy items as needed.</p><h3>31. Try cloth diapers</h3><p><strong>Full disclosure:</strong> I used cloth diapers for my twins. I wish I could say it’s because I wanted to be more environmentally conscious. The truth is that it was my first year of self-employment, and my income wasn’t what it is now. My husband was a medical school student.</p><p>We had two babies, and we wanted to save money. We asked for cloth diapers as <a href="https://dollarsprout.com/baby-shower-gift-ideas/"><strong>baby shower gifts</strong></a>, and we were able to wash and reuse them for over a year. This saved us more than $1,000 on the cost of diapers in my twins’ first year of life. It was a lot of work, but it helped us when we had low incomes.</p><p><strong>Related</strong>: <a href="https://dollarsprout.com/free-baby-samples/"><strong>16 Places to Get $1,000+ in Free Baby Samples</strong></a></p><h3>32. Make your own baby food</h3><p>Like everything else, baby food is expensive if you buy it from the store. But, you can make your own mashed sweet potatoes and mashed peas all by yourself. There are tons of expensive gadgets you can buy to make them, or you can just use your own regular blender, put the baby food in ice cube trays and save them for a later day.</p><h3>33. Stick to the four gift rule</h3><p>When your children are old enough to enjoy Christmas, try out the four gift rule. This rule says you only buy four gifts for your kids: something they want, something they need, something to wear, and something to read. You can also add in a gift or two from Santa. This gift rule covers all the bases to ensure your child has plenty of gifts under the tree without going overboard.</p><h3>34. Choose one extracurricular activity</h3><p>There’s a lot of pressure these days to have your children in multiple different extracurricular activities. I know some young children who are in art class, Spanish class, piano classes, and sports. While exposing your kids to many different interests is great, it also gets expensive. (It’s also exhausting as a parent to bring them to all these activities.)</p><p>We chose one activity for each of our kids. My son plays tennis and my daughter goes to ballet. This allows them to focus on one thing, get better at it, and enjoy it more and more over time.</p><h3>35. Shop gently-used clothing</h3><p>I’m a big fan of buying gently used clothes for my kids. I like to shop using apps like Poshmark or Mercari. I also shop at Once Upon a Child, which is a chain of stores full of gently used name brand clothes.</p><p>I love it when other people buy their children Burberry and Polo shirts and then sell it to consignment stores, where I get to pick them up for 90% off of their retail price. My kids don’t know the difference, and I save a lot of money as they grow.</p><p><strong>Related</strong>: <a href="https://dollarsprout.com/how-to-get-free-clothes-online/"><strong>10 Legit Ways to Get Free Clothes Online</strong></a></p><h3>36. Swap babysitting with other moms</h3><p>If you don’t live near family, it can be pricey to get a babysitter for date night or doctor’s appointments where you don’t want little ones running around. So, try to swap babysitting with other families.</p><p>Maybe you get to know another family who lives on your street and offer to watch their kids one night if they watch your kids on another. This giving each of you an opportunity to have a <a href="https://dollarsprout.com/cheap-date-ideas/"><strong>cheap date night</strong></a> without paying a premium for a babysitter.</p><h3>37. Have affordable birthday parties</h3><p>My twins are almost five years old, and I still haven’t thrown them an official birthday party yet. This is another area where parents tend to go overboard. I’ve seen many one-year-old birthday parties with inflatables and ponies.</p><p>While that’s amazing if you can afford it, it can be harmful to you financially if you can’t. There’s no reason to go into debt for a birthday party (and you’re not a bad parent if you decide not to have one.)</p><h3>38. Research free or low-cost entertainment activities</h3><p>There are so many free activities you can do with your kids. One of my favorites is taking my kids to our local public library. There, they can play with toys, pick out books, and see the fish in the fish tank.</p><p>The library also offers several discounts to local museums you can take advantage of. Simply ask a library for more information about the perks that come with your library membership.</p><p><strong>Related</strong>: <a href="https://dollarsprout.com/free-things-to-do/"><strong>40 Free Things To Do When You’re Out of Ideas (and Money)</strong></a></p><h2>Money Savings Tips for the Self-Employed</h2><p><img class="aligncenter size-full wp-image-18806" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%20855%20571'%3E%3C/svg%3E" alt="Money saving tips for the self employed" width="855" height="571" data-pin-nopin="true" data-lazy-src="https://dollarsprout.com/wp-content/uploads/2018/12/money-saving-tips-for-the-self-employed.jpg"><noscript><img class="aligncenter size-full wp-image-18806" src="https://dollarsprout.com/wp-content/uploads/2018/12/money-saving-tips-for-the-self-employed.jpg" alt="Money saving tips for the self employed" width="855" height="571" data-pin-nopin="true"></noscript></p><h3>39. Work at home or at the library</h3><p>Co-working spaces are great because you can surround yourself with other entrepreneurs but they also come with a membership cost.</p><p>Also, working in coffee shops is fine too (I happen to be writing this in a coffee shop right now) but it can lead you to spend money on pricey lattes and food (guilty.) So, work at home or at the library mostly if you want to save money and cut costs.</p><h3>40. Set aside money for taxes first</h3><p>There’s nothing worse than getting to tax day and realizing you owe a lot more money than you originally thought. Early in my self-employment days, I had a rather unpleasant surprise on tax day, and since then, I’ve saved 30-35% of my income first before paying myself.</p><p>If you can’t pay the taxes you owe, you might get hit with expensive fees or you might be tempted to pay for them with a high-interest rate credit card. So, make it a habit to save your taxes first to avoid this.</p><p><strong>Related</strong>: <a href="https://dollarsprout.com/what-is-a-sinking-fund/"><strong>What Is a Sinking Fund and How Do You Use One? </strong></a></p><h3>41. Regularly reevaluate your expenses</h3><p>As entrepreneurs, it’s natural to try out new software, courses, products, and even employees. However, each month take note of your expenses. See what’s working for you and what isn’t. Make sure you’re aware of recurring subscriptions and taking note of your cash flow. You can save money by only keeping the expenses you really need that benefit your business.</p><h3>42. Save for retirement</h3><p>It’s a lot easier to save for retirement when you work a full-time job with an automatic 401(k) withdrawal and employer match. Yet, that’s not available to most people who are self-employed.</p><p>Still, take the time to research your retirement account options, learn the <a href="https://dollarsprout.com/401k-vs-ira/"><strong>difference between a 401(k) and an IRA</strong></a>, and try to automate the process as much as possible to encourage yourself to save more.</p><h2>Money Savings Tips for the Grocery Store</h2><p><img class="aligncenter size-full wp-image-18808" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%20855%20571'%3E%3C/svg%3E" alt="save money on food" width="855" height="571" data-pin-nopin="true" data-lazy-src="https://dollarsprout.com/wp-content/uploads/2018/12/save-money-on-food-1.jpg"><noscript><img class="aligncenter size-full wp-image-18808" src="https://dollarsprout.com/wp-content/uploads/2018/12/save-money-on-food-1.jpg" alt="save money on food" width="855" height="571" data-pin-nopin="true"></noscript></p><h3>43. Check your fridge and pantry before you shop</h3><p>This is such a simple tip, but it can save you so much money. I can’t tell you how many times I bought a dozen eggs or several boxes of chicken stock without remembering that I had them in my fridge at home. Checking your fridge before you go can also help prevent food waste in addition to saving you money.</p><h3>44. Meal plan</h3><p>Many people think meal planning takes a long time, but it really doesn’t. All you need to do is take note of the food you have and think of dinners you can make with what you already have on hand.</p><p>Make a grocery list with the additional ingredients you need to complete the list, and make a note of what you’ll have for breakfast, lunch, and dinner each day. Meal planning helps you save money because it reduces the likelihood that you’re going to order takeout.</p><p><strong>Related</strong>: <a href="https://dollarsprout.com/meal-prep-on-a-budget-50/"><strong>How to Meal Prep for Less Than $50 per Week</strong></a></p><h3>45. Bring a list</h3><p>Bringing a list to the grocery store is crucial for saving money, and sticking to the list is obviously important too. When you stick to your list and stay disciplined, you don’t allow yourself to throw Oreos into your cart or buy things you don’t need.</p><p>I also recommend going to the grocery store alone if you have children, but they are equally as guilty of throwing things into the cart!</p><h3>46. Using grocery apps</h3><p>There are numerous apps available today that can help you <a href="https://dollarsprout.com/how-to-save-money-on-groceries/"><strong>save money on your groceries</strong></a>.</p><p><a href="https://dollarsprout.go2cloud.org/aff_c?offer_id=37&aff_id=1&aff_sub=how-to-save-money" target="_blank" rel="noopener noreferrer nofollow"><strong>Ibotta</strong> </a>is one of the most popular ones currently.</p><p><strong>Related</strong>: <a href="https://dollarsprout.com/apps-like-ibotta/"><strong>10 Apps Like Ibotta to Save on Groceries </strong></a></p><h3>47. Stop buying sodas and alcohol</h3><p>I admit; I’m a mom who likes to drink wine. Yet, I realized that buying wine every time I went to the grocery store really increased my bill. It also made me tired at night, which meant it was harder for me to write after my kids went to bed. So, these days, I save wine for special occasions, and I really don’t miss it that much.</p><p>I also don’t buy sodas or sparkling water at the grocery store. I buy milk and juice for my kids and occasionally some small water bottles for being on the go. This is a very simple and easy way to save money and also to be healthier and reduce my caloric intake.</p><p><strong>Related: <a href="https://dollarsprout.com/stopped-spending-money-for-30-days/">I Stopped Spending Money for 30 Days, Here’s What Happened</a></strong></p><h2>Money-Saving Tips for Traveling</h2><p><img class="aligncenter size-full wp-image-18809" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%20855%20570'%3E%3C/svg%3E" alt="save money on travel" width="855" height="570" data-pin-nopin="true" data-lazy-src="https://dollarsprout.com/wp-content/uploads/2018/12/save-money-on-travel.jpg"><noscript><img class="aligncenter size-full wp-image-18809" src="https://dollarsprout.com/wp-content/uploads/2018/12/save-money-on-travel.jpg" alt="save money on travel" width="855" height="570" data-pin-nopin="true"></noscript></p><h3>48. Be flexible</h3><p>When you’re flexible with your travel dates and the locations you want to visit, you can save a considerable amount of money. Sometimes, I like to let the prices dictate where I travel. That might mean on a given week of the year we have available to travel, plane flights to Florida are much cheaper than plane flights to Chicago, so we pick Florida.</p><p>By being open and more adventurous, we can still have a great time traveling but at a price that fits our budget. <strong><a href="https://www.skyscanner.com/" target="_blank" rel="nofollow">Skyscanner</a> </strong>is my favorite website to use to search for cheap flights because it lets me search “Everywhere.”</p><h3>49. Rent an Airbnb</h3><p>When you rent an Airbnb when you travel, you can save money on your accommodations. Vacation rentals tend to have kitchens, which means you can make a lot of your meals at home. This can free up money to visit museums, see a game, and more.</p><p><strong>Related</strong>: <a href="https://dollarsprout.com/how-to-be-an-airbnb-host/"><strong>Our Complete Guide to Becoming a Profitable Airbnb Host</strong></a></p><h3>50. Use credit card rewards</h3><p>If you know how to use a credit card responsibly, then you might benefit from credit card rewards. You can sign up for new travel credit cards, and use the signup bonus to get free flights, hotels, excursions, and more. Keep in mind that this is a hack for people with excellent credit scores who pay off their credit cards at the end of each month.</p><h3>51. Go camping</h3><p>Camping is a great way to have a fun vacation without spending a lot of money. You can camp in the wilderness or find a campsite that has showers and bathrooms. Bring your own food, sit around the campfire, and enjoy time with your family and kids on a dime.</p><h3>52. Plan free or low-cost activities</h3><p>Just because you’re traveling doesn’t mean you have to buy expensive massages or go on thousand dollar excursions. Do your research to find free museum days, restaurants that allow kids to eat free, and more. There are so many ways to save if you plan free or low-cost activities while you’re there.</p><p><strong>Related: <a href="https://dollarsprout.com/free-things-to-do/">40 Cheap or Completely Free Things to Do With Friends and Family</a> </strong></p><h2>Money-Saving Tips for Your Health</h2><p><img class="aligncenter size-full wp-image-18810" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%20855%20570'%3E%3C/svg%3E" alt="Scheduling annual doctor visits can save you money on long term health care costs" width="855" height="570" data-pin-nopin="true" data-lazy-src="https://dollarsprout.com/wp-content/uploads/2018/12/save-money-on-healthcare.jpg"><noscript><img class="aligncenter size-full wp-image-18810" src="https://dollarsprout.com/wp-content/uploads/2018/12/save-money-on-healthcare.jpg" alt="Scheduling annual doctor visits can save you money on long term health care costs" width="855" height="570" data-pin-nopin="true"></noscript></p><h3>53. Get annual checkups</h3><p>Annual physicals are typically included in most healthcare plans. Getting an annual checkup, even if you feel you’re healthy, can help spot potential problems early, which can save you money on medications, hospital bills, and more.</p><h3>54. Stop smoking</h3><p>Most people know smoking is bad for your health, but it also has a significant impact on your wallet. According to research from <strong><a href="https://health.ucdavis.edu/livinghealthy/PDFs/Cost%20of%20smoking.pdf" target="_blank" rel="nofollow">UC Davis</a></strong>, smoking one pack a day can cost you $2,000 per year and $80,000 over the course of forty years.</p><h3>55. Exercise regularly</h3><p>Exercising is excellent for your physical and mental health. If you regularly exercise and get your heart rate up every day, you are helping to prevent chronic illness down the road that could be extremely expensive.</p><h3>56. Buy generic medications</h3><p>One way you can save money is by purchasing generic medications. Some pharmacies will automatically give you the generic version of medication but others won’t. So, it always pays to ask if that’s the best price for the medication. You can also ask your pharmacy if they know of any coupons available for your medication.</p><h3>57. Buy over-the-counter medications on sale</h3><p>I have a bad habit of buying over the counter medications at CVS because it’s a fast way to grab Children’s Tylenol when I need it. However, this convenience costs me every time. It’s far cheaper to buy basic medications at big box stores when they’re on sale and save them for when you need them.</p><h2>Money-Saving Tips for Retirement</h2><p><img class="aligncenter size-full wp-image-18811" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%20855%20571'%3E%3C/svg%3E" alt="money savings retirement tips" width="855" height="571" data-pin-nopin="true" data-lazy-src="https://dollarsprout.com/wp-content/uploads/2018/12/money-savings-retirement-tips.jpg"><noscript><img class="aligncenter size-full wp-image-18811" src="https://dollarsprout.com/wp-content/uploads/2018/12/money-savings-retirement-tips.jpg" alt="money savings retirement tips" width="855" height="571" data-pin-nopin="true"></noscript></p><h3>58. Start saving early</h3><p>The earlier you start saving for retirement, the more savings you’ll have when you’re ready for retirement. It’s a simple concept, but many young people have other pressing financial burdens like student loans and taking care of young children. Still, if you can start saving early, even if it’s just a little bit, your savings will grow more due to compound interest, and your future self will thank you.</p><p><strong>Related</strong>:<a href="https://dollarsprout.com/how-to-start-investing-for-beginners/"><strong> How to Start Investing for Beginners</strong></a></p><h3>59. Invest automatically</h3><p>The easiest way to save money in general, not just for retirement, is to save automatically. No matter how great you are with saving money, automating your savings is still the best way to ensure it happens.</p><p>You can set it up with your employer to have a specific amount taken out of your paycheck every pay period and invested for you. This is a great and simple way to save more money for your future.</p><h3>60. Take advantage of employer matches</h3><p>Employer matches are <a href="https://dollarsprout.com/how-to-get-free-money/"><strong>free money</strong></a>. So, if you work a 9-5 job, and an employer match is one of your benefits, make sure you take the time to set up your retirement accounts so you can benefit from this.</p><h3>61. Be aware of fees</h3><p>More and more people are becoming aware of the fees that come with managed funds or 401(k) accounts. There are many low-cost brokers out there. Some of the most well known are Vanguard, Fidelity, and Charles Schwab.</p><p>These companies enable you to buy mutual funds and invest your money with lower fees than many of their competitors. A 1% fee from your financial advisor might seem low at first, but when you look at how much that will cost you over a 30 year investment period, you could be losing hundreds of thousands of dollars to fees.</p><h2>Other Generic Savings Tips</h2><h3>62. Beware of recurring subscriptions</h3><p>There is a service called <strong><a href="https://dollarsprout.go2cloud.org/aff_c?offer_id=26&aff_id=1&aff_sub=how-to-save-money" target="_blank" rel="nofollow">Trim</a> </strong>that will review your accounts and notify you of any recurring subscriptions you might have. You might not realize that you haven’t canceled your New York Times subscription or your Care.com subscription. That’s an easy way that Trim can help you save money. Check out our<strong> <a href="https://dollarsprout.com/trim-review/" target="_blank" rel="noopener noreferrer">full Trim review </a></strong>to learn more.</p><h3>63. Make your own laundry detergent</h3><p>I don’t make my own laundry detergent personally, but there are many amazing recipes online. If you’re looking to be more frugal in every aspect of your life, this is an easy way to do so.</p><h3>64. Save for the holidays all year</h3><p>The holidays come at the same time every year, and I love saving $50-$100 every month in a separate, high yield savings account earmarked for Christmas. This helps me to have a set budget around the holidays and prevents me from buying things I can’t afford using a high-interest credit card.</p><p><strong>Related</strong>: <a href="https://dollarsprout.com/christmas-on-a-budget/"><strong>5 Ways to Still Enjoy Christmas If You’re on a Tight Budget</strong></a></p><h3>65. Pay your car insurance bi-annually</h3><p>When you pay for your car insurance monthly, you usually pay more for it over the course of a year. So, consider paying for it every six months. You’ll have to budget for it ahead of time, but it will save you money over the course of the year.</p><h3>66. Buy high-quality clothes</h3><p>This might seem counter-intuitive because I’ve already mentioned my love of buying second-hand clothes. However, it’s important to mention because I usually buy secondhand, high-quality clothes. High-quality clothes that are well made with premium materials can last years longer than cheap clothes.</p><p>This is especially important when buying items like winter coats or winter boots. There are some companies, like Patagonia, that will repair clothes for you, enabling them to last decades. Sometimes, buying more expensive, higher quality items can save you more money over the course of your lifetime.</p><h3>67. Always check online coupons</h3><p>There are so many <a href="https://dollarsprout.com/best-coupon-websites/"><strong>online coupons sites</strong></a> available that search for deals for you. The Honey app is one of my favorites.</p><p>Simply <strong><a href="https://dollarsprout.go2cloud.org/aff_c?offer_id=133&aff_id=1&aff_sub=how-to-save-money" target="_blank" rel="noopener noreferrer nofollow">add the Honey extension</a></strong> to your browser, and it will automatically check for coupons when you’re checking out on any website. It’s a very simple way to save money on your everyday purchases.</p><p><strong>Related</strong>: <a href="https://dollarsprout.com/honey-review/"><strong>Honey App Review 2020</strong></a></p><h3>68. Cancel your cable</h3><p>This is one of the most well-known money-saving tricks in the book. I personally haven’t had cable for about eight years, and I went four of those years without having a TV whatsoever. Now that the more affordable or <a href="https://dollarsprout.com/free-netflix/"><strong>free Netflix</strong></a> and Hulu exist, there’s really no reason to spend $60 or more per month on cable.</p><p><strong>Related</strong>: <a href="https://dollarsprout.com/free-cable-tv/"><strong>6 Legal Ways to Get Free TV or Heavily Discounted Cable</strong></a></p><h3>69. Refinance your federal student loans</h3><p>Not everyone is a good candidate for refinancing federal student loans. For example, if you’re trying to get <strong><a href="https://studentaid.gov/manage-loans/forgiveness-cancellation/public-service/" target="_blank" rel="nofollow">Public Service Loan Forgiveness</a></strong>, refinancing your federal student loans with a private lender would disqualify you for that.</p><p>However, if you’re not pursuing PSLF and understand the pros and cons of refinancing, you could lower your monthly student loan payment considerably by refinancing with a private lender.</p><h3>70. DIY when you can</h3><p>Insourcing, or completing tasks by yourself at home or in your business, is a great way to save money. Of course, it has its limits. You might be able to paint a room by yourself, but you might not want to rewire your house or change your plumbing on your own.</p><p>So, any time you are faced with a task to complete at home, ask yourself, “Can I do this on my own?” “How much money can I save by doing this on my own?” “Should I do this on my own?” Those questions will help you to decide if it’s worth it to DIY a task or not.</p><h3>71. Buy term life insurance when you’re young</h3><p>Many people don’t feel the need to buy <a href="https://dollarsprout.com/what-is-term-life-insurance/"><strong>term life insurance</strong></a> until they’re older or have several dependents, but it can save you money to buy life insurance when you’re young and healthy. The reason is you don’t know what the future holds.</p><p>You could contract a disease or experience an illness that will exclude you from life insurance in the future. The best time to get it is as early as possible when you’re as healthy as possible. Term life insurance is relatively inexpensive and is a worthwhile purchase.</p><p><strong>Related</strong>: <a href="https://dollarsprout.com/types-of-life-insurance/"><strong>What Are the Different Types of Life Insurance? </strong></a></p><h3>72. Bring snacks with you when running errands</h3><p>Whenever I run errands, whether I’m by myself or with my kids, I always bring snacks. Otherwise, I might be tempted to make a Starbucks run or buy a granola bar in the checkout line.</p><p>These costs are, of course, minimal on a day-to-day basis. Yet, if you look at what you mindlessly spend on snacks over the course of a year, the cost could be substantial. A small habit change like this could save you over $100 a year!</p><h3>73. Barter and negotiate</h3><p>Bartering is when you trade goods or services with someone else without actually exchanging cash. And, negotiating is when you ask for lower prices on services or goods that you want.</p><p>Both of these money-saving methods have been around since the beginning of time, and you can still use them to your advantage. Furthermore, <a href="https://dollarsprout.com/earny-review/"><strong>consider a price drop app like Earny</strong></a> — if the price a previously purchased item drops, the app will scan your inbox, do a price comparison analysis, and collect the savings on your behalf.</p><h3>74. Beware of ATM fees</h3><p>ATM fees are rising. I use an online bank that refunds my ATM fees, but the ATM machine close to my house actually charges $4 every time I make a withdrawal. That’s an incredibly high amount, especially because I usually just withdraw $10 to tip my hairdresser (I rarely have cash on me.) Luckily, I get all those ATM fees refunded to me, but if you don’t, think about how much those fees are costing you each year. You can save money by using ATMs associated with your bank or getting cash back at places like grocery stores and Target.</p><p><strong>Related</strong>: <a href="https://dollarsprout.com/credit-card-fees/"><strong>9 Credit Card Fees to Look Out For (and How to Avoid Them)</strong></a></p><h2>There Are a Thousand Ways to Save Money</h2><p>There are many, many ways to save money in dozens of different categories in your life. Believe it or not, there are even more ways to save money that aren’t included on this list. And, while it’s important to monitor your spending, be aware of energy costs, and keep your grocery bills in check, the most important aspect of saving money is one of the reasons I mentioned early in this post: knowing your why.</p><p>When you first know why you want to save money and what some of your biggest goals in life are, you’re more likely to be willing to follow all the other tips on this list. So today, take some time to evaluate your life, where you’ve been, and where you’re headed. Why is saving money important to you? What’s your reason? Then, use that reason to fuel your motivation to start following the other tips on this list.</p><p><div class="rll-youtube-player" data-src="https://www.youtube.com/embed/7bDMdeiXf8c" data-id="7bDMdeiXf8c" data-query="feature=oembed&enablejsapi=1&origin=https://dollarsprout.com"></div><noscript><iframe title="5 Easy Steps to Save Money Each Month (Even on a Tight Budget)" width="960" height="540" src="https://www.youtube.com/embed/7bDMdeiXf8c?feature=oembed&enablejsapi=1&origin=https://dollarsprout.com" title="dollarsprout" allow="accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture" allowfullscreen></iframe></noscript></p><p><center><strong><a href="https://www.youtube.com/channel/UCwGoMwnGuOEY8J1_p48q_qA?sub_confirmation=1" target="_blank" rel="noopener noreferrer nofollow">Subscribe for more videos like this.</a></strong></center><br /> <script type="application/ld+json">{
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"description": "In this short video we're going to walk you through a simple, 5 step process for how to save money each month, even if you're on a tight budget. ➡️ READ: 74 Creative Ways to Save Money on a Tight Budget | https://bit.ly/ways-to-save-money Most importantly, you'll learn about the mindset required to successfully start saving money today. While the video and ensuing article will give you several ideas for saving money, it's important to recognize that setting aside income requires a commitment to lifestyle change. It may be temporary, but sometimes temporary is just enough to make ends meet. Stop living paycheck to paycheck and start to get ahead with these 5 steps: 1️⃣ Track Your Income and Expenses (0:33) Being diligent about tracking your spending can go a long way in recognizing where your money is truly going. It may seem like common sense, but very few people put it into practice. If you're struggling to get out of debt and think you can't afford to save money, start by addressing money problems head on, rather than ignore them. Useful tracking apps and tools include: ► Mint ► EveryDollar ► Google Sheets/Excel 2️⃣ Create a Budget (1:28) A budget is another powerful tool in helping you learn how more effectively start setting aside money for important goals. If you're income has preemptively been allocated to certain budget categories, it takes all the guess work of figuring out how much to save each week. [Full Post] How to Create an Effective Budget that Actually Works ➡️ https://bit.ly/how-to-make-a-budget ➡️ https://bit.ly/free-budget-worksheets (Free Budget Worksheet Bundle) Plus, budgeting gives you permission to spend. It's not meant to be restrictive. Know that you can tweak your budget as necessary during the first few months as you adjust to tracking your spending in certain categories. If it feels too restrictive, you can make sensible changes to allow yourself more freedom, without spending excessively. 3️⃣ Automate (2:13) Automating your finances is helpful in many ways. You never have to worry about late or missed payments, and you can often get reduced interest rates on things such as automotive and student loans. Common expenses such as insurance policies, utility payments, and even charitable donations can all be set to auto-pay. If you're following a budget, this can be a great way to save you time and money. 4️⃣ Perform Frequent Check Ins (2:42) When we face money problems it becomes easy to ignore the situation. Who wants to deal with issues that cause anxiety and friction in our lives? Unfortunately that is the worst possible approach. Instead, tackle them head on. Completing small tasks has been shown to release dopamine in the brain. When we complete task that releases dopamine, we're apt to repeat it, and a mini habit starts to form. Checking in on our finances with a specific regularity is a great way to psychologically reward yourself for saving money (and encourages you to save more)! 5️⃣ Know Your Why (3:47) If you're struggling with how to save money, start with knowing your \"why\". Then write it down. Research says you're 42% more likely to achieve a goal you put in writing! ▸ Are you trying to pay off debt? ▸ Saving for a vacation? ▸ Depositing into a college fund for a child? ▸ Christmas presents? ▸ Down payment for a house? Write it down. Put it somewhere for everyone to see. Know your why. ____ Other money saving tips: ▸ Best Online Savings Accounts | https://bit.ly/best-online-savings-accounts ▸ How to Get out of Debt | https://bit.ly/how-to-get-out-of-debt",
"thumbnailUrl": "https://i.ytimg.com/vi/7bDMdeiXf8c/default.jpg",
"uploadDate": "2019-01-28T18:37:54.000Z",
"duration": "PT5M20S",
"embedUrl": "https://www.youtube.com/embed/7bDMdeiXf8c",
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Finance, U.S. News and World Report, and many more.</p></div></div> <section class="comments-section"> <!-- You can start editing here. --> <!-- <span class="title"><span></span></span> <span></span>--> <span class="comment-count" style="display: none;">5</span> <span class="title"> <span>5 comments</span> </span><div class="comment-block"><div class="comment even thread-even depth-1" id="comment-3230"><div class="img-block"><div class="avatara"> <img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" data-lazy-srcset="https://dollarsprout.com/wp-content/uploads/2020/03/gray-avatar-70x70.png 1x" alt="Salamah Balogun" data-lazy-src="https://dollarsprout.com/wp-content/uploads/2020/03/gray-avatar-70x70.png"><noscript><img src="https://dollarsprout.com/wp-content/uploads/2020/03/gray-avatar-70x70.png" srcset="https://dollarsprout.com/wp-content/uploads/2020/03/gray-avatar-70x70.png 1x" alt="Salamah Balogun"></noscript></div></div><div class="text-block"><div class="text-row"> <span class="name"> Salamah Balogun </span> <!--<span class="name"></span> <span class="date check"> </span>--></div><p>So many worthwhile tips here. Thanks for all the savings ideas.</p><div class="reply"> <a rel='nofollow' class='comment-reply-link' href='#comment-3230' data-commentid="3230" data-postid="18771" data-belowelement="comment-3230" data-respondelement="respond" data-replyto="Reply to Salamah Balogun" aria-label='Reply to Salamah Balogun'>Reply</a></div></div></div><!-- #comment-## --><div class="comment odd alt thread-odd thread-alt depth-1 parent" id="comment-18039"><div class="img-block"><div class="avatara"> <img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" data-lazy-srcset="https://dollarsprout.com/wp-content/uploads/2020/03/gray-avatar-70x70.png 1x" alt="Charity" data-lazy-src="https://dollarsprout.com/wp-content/uploads/2020/03/gray-avatar-70x70.png"><noscript><img src="https://dollarsprout.com/wp-content/uploads/2020/03/gray-avatar-70x70.png" srcset="https://dollarsprout.com/wp-content/uploads/2020/03/gray-avatar-70x70.png 1x" alt="Charity"></noscript></div></div><div class="text-block"><div class="text-row"> <span class="name"> Charity </span> <!--<span class="name"></span> <span class="date check"> </span>--></div><p>Wow! Such a comprehensive list! I love how you explain every one of them. My favorite is the car buying tips. I will soon be on the market for a new car, and those tips are beneficial. Thank you.</p><div class="reply"> <a rel='nofollow' class='comment-reply-link' href='#comment-18039' data-commentid="18039" data-postid="18771" data-belowelement="comment-18039" data-respondelement="respond" data-replyto="Reply to Charity" aria-label='Reply to Charity'>Reply</a></div></div><div class="comment byuser comment-author-ben-huber even depth-2" id="comment-18040"><div class="img-block"> <a target="_blank" href="https://dollarsprout.com/author/ben-huber/" class="avatara"> <img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" data-lazy-srcset="https://dollarsprout.com/wp-content/uploads/ben-huber-headshot-70x70@2x.jpg 1x" alt="Ben Huber" data-lazy-src="https://dollarsprout.com/wp-content/uploads/ben-huber-headshot-70x70@2x.jpg"><noscript><img src="https://dollarsprout.com/wp-content/uploads/ben-huber-headshot-70x70@2x.jpg" srcset="https://dollarsprout.com/wp-content/uploads/ben-huber-headshot-70x70@2x.jpg 1x" alt="Ben Huber"></noscript> </a></div><div class="text-block"><div class="text-row"> <a target="_blank" href="https://dollarsprout.com/author/ben-huber/" class="name"> <span class="name"> Ben Huber </span> </a> <!--<span class="name"></span> <span class="date check"> </span>--></div><p>You’re welcome Charity!</p><p>Cat’s list is indeed awesome. 🙂</p><div class="reply"> <a rel='nofollow' class='comment-reply-link' href='#comment-18040' data-commentid="18040" data-postid="18771" data-belowelement="comment-18040" data-respondelement="respond" data-replyto="Reply to Ben Huber" aria-label='Reply to Ben Huber'>Reply</a></div></div></div><!-- #comment-## --></div><!-- #comment-## --><div class="comment odd alt thread-even depth-1 parent" id="comment-25491"><div class="img-block"><div class="avatara"> <img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" data-lazy-srcset="https://dollarsprout.com/wp-content/uploads/2020/03/gray-avatar-70x70.png 1x" alt="Nathalie Argueles" data-lazy-src="https://dollarsprout.com/wp-content/uploads/2020/03/gray-avatar-70x70.png"><noscript><img src="https://dollarsprout.com/wp-content/uploads/2020/03/gray-avatar-70x70.png" srcset="https://dollarsprout.com/wp-content/uploads/2020/03/gray-avatar-70x70.png 1x" alt="Nathalie Argueles"></noscript></div></div><div class="text-block"><div class="text-row"> <span class="name"> Nathalie Argueles </span> <!--<span class="name"></span> <span class="date check"> </span>--></div><p>This entire post absolutely ROCKS! Thank you for all the hard work you put into it. It really shows.</p><div class="reply"> <a rel='nofollow' class='comment-reply-link' href='#comment-25491' data-commentid="25491" data-postid="18771" data-belowelement="comment-25491" data-respondelement="respond" data-replyto="Reply to Nathalie Argueles" aria-label='Reply to Nathalie Argueles'>Reply</a></div></div><div class="comment byuser comment-author-ben-huber even depth-2" id="comment-25493"><div class="img-block"> <a target="_blank" href="https://dollarsprout.com/author/ben-huber/" class="avatara"> <img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" data-lazy-srcset="https://dollarsprout.com/wp-content/uploads/ben-huber-headshot-70x70@2x.jpg 1x" alt="Ben Huber" data-lazy-src="https://dollarsprout.com/wp-content/uploads/ben-huber-headshot-70x70@2x.jpg"><noscript><img src="https://dollarsprout.com/wp-content/uploads/ben-huber-headshot-70x70@2x.jpg" srcset="https://dollarsprout.com/wp-content/uploads/ben-huber-headshot-70x70@2x.jpg 1x" alt="Ben Huber"></noscript> </a></div><div class="text-block"><div class="text-row"> <a target="_blank" href="https://dollarsprout.com/author/ben-huber/" class="name"> <span class="name"> Ben Huber </span> </a> <!--<span class="name"></span> <span class="date check"> </span>--></div><p>You’re welcome! Cat is awesome. I don’t know how she had the patience to make it through.</p><div class="reply"> <a rel='nofollow' class='comment-reply-link' href='#comment-25493' data-commentid="25493" data-postid="18771" data-belowelement="comment-25493" data-respondelement="respond" data-replyto="Reply to Ben Huber" aria-label='Reply to Ben Huber'>Reply</a></div></div></div><!-- #comment-## --></div><!-- #comment-## --></div><div class="comments-form-block"><div id="respond" class="comment-respond"><h2 class="title">Leave your comment <small><a rel="nofollow" id="cancel-comment-reply-link" href="/how-to-save-money/#respond" style="display:none;">Cancel reply</a></small></h2><form action="https://dollarsprout.com/wp-comments-post.php" method="post" id="commentform" class="comment-form" novalidate><div class="top-row"><p><span class="wpcf7-form-control-wrap author"><input placeholder="Your name*" id="author" name="author" type="text" value="" class="wpcf7-form-control wpcf7-text wpcf7-validates-as-required" required aria-required="true" /><span class="border-item"></span></span></p><p><span class="wpcf7-form-control-wrap email"><input placeholder="Your email*" id="email" name="email" type="text" value="" class="wpcf7-form-control wpcf7-text wpcf7-email wpcf7-validates-as-required wpcf7-validates-as-email" required aria-required="true" /><span class="border-item"></span></span></p></div><p><span class="wpcf7-form-control-wrap your-message"><textarea id="comment" placeholder="Your message*" name="comment" cols="45" rows="8" maxlength="65525" required="required" class="wpcf7-form-control wpcf7-textarea"></textarea></span></p><p class="form-submit"><input name="submit" type="submit" id="submit" class="submit" value="Post Comment" /> <input type='hidden' name='comment_post_ID' value='18771' id='comment_post_ID' /> <input type='hidden' name='comment_parent' id='comment_parent' value='0' /></p><p style="display: none;"><input type="hidden" id="akismet_comment_nonce" name="akismet_comment_nonce" value="666c5aaa8d" /></p><p style="display: none;"><input type="hidden" id="ak_js" name="ak_js" value="196"/></p></form></div><!-- #respond --></div></section> <!-- --> </footer></div> <aside class="sidebar sidebar-wrap"><div id="custom_html-2" class="widget_text widget widget_custom_html"><div class="widget_text widget_inner"><h3 class="widgettitle">Making Money</h3><div class="textwidget custom-html-widget"><ul><li><a href="https://dollarsprout.com/how-to-make-money-fast-100/"> Ways to Make Money</a></li><li><a href="https://dollarsprout.com/online-jobs/"> Online Jobs</a></li><li><a href="https://dollarsprout.com/passive-income-ideas/"> Passive Income Ideas</a></li><li><a href="https://dollarsprout.com/gig-economy-jobs/"> Gig Economy Jobs</a></li></ul></div></div></div><div id="custom_html-3" class="widget_text widget widget_custom_html"><div class="widget_text widget_inner"><h3 class="widgettitle">Popular Side Hustles</h3><div class="textwidget custom-html-widget"><ul><li><a href="https://dollarsprout.com/how-to-start-a-blog/"> Start a Blog</a></li><li><a href="https://dollarsprout.com/postmates-driver-review/"> Deliver with Postmates</a></li><li><a href="https://dollarsprout.com/paid-online-surveys/"> Paid Survey Opportunities</a></li></ul></div></div></div><div id="custom_html-4" class="widget_text widget widget_custom_html"><div class="widget_text widget_inner"><h3 class="widgettitle">Your Financial Setup</h3><div class="textwidget custom-html-widget"><ul><li><a href="https://dollarsprout.com/best-online-savings-accounts/"> Best Savings Accounts</a></li><li><a href="https://dollarsprout.com/best-investment-apps/"> Best Investing Apps</a></li><li><a href="https://dollarsprout.com/best-budgeting-apps/"> Best Budgeting Apps</a></li></ul></div></div></div></aside><!-- /sidebar --></div></div> </section> <section class="latest-articles container"><h2>You May Also Like</h2><div class="grid-row"><div class="articles-col"> <article class="article-block"><div class="block-image"> <img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E"
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When you read our content and click on one of our partners’ links, and then decide to complete an offer — whether it’s downloading an app, opening an account, or some other action — we may earn a commission from that advertiser, at no extra cost to you.</span></p><p><span style="font-size: 11pt;">Our ultimate goal is to educate and inform, not lure you into signing up for certain offers. Compensation from our partners may impact what products we cover and where they appear on the site, but does not have any impact on the objectivity of our reviews or advice.</span></p></div></div> <section class="content-wrap style-two single-page container"> <header class="entry-header nav-down"><div class="post-meta"><div class="pull-left"><div class="post-meta-image"> <a href="https://dollarsprout.com/author/dollarsprout/" aria-label="DollarSprout"> <img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E"
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sizes="(min-width: 1px) 45px, 100vw" ></noscript> </a></div> <address class="post-meta-info"> <span>Written by <a href="https://dollarsprout.com/author/dollarsprout/" aria-label="DollarSprout">DollarSprout</a></span> <span>Last Updated: <time datetime="2020-04-03 16:31:22">April 3, 2020</time></span> </address></div></div><ol class="breadcrumb"><li class="breadcrumb-item"><a href="https://dollarsprout.com/">Home</a></li><li class="breadcrumb-item active">50/30/20 Budget Calculator</li></ol> </header><div class="post-section content-wrap"><div class="single-article"> <span id="dpsp-post-content-markup" data-image-pin-it="false"></span><p>A 50/30/20 budget, sometimes referred to as the 50/30/20 rule, is a simplified way of budgeting that anyone can do. This type of budget divides every expense into three categories:</p><ul><li>50% towards Needs</li><li>30% towards Wants</li><li>20% towards Saving, Investing & Excess Debt Payoff</li></ul><p>Use our 50/30/20 Budget Calculator below to see what your monthly budget might look like with this method:<br /><div class="calculator-container"><div id="budget-50-30-20"> <calculator-form
:path="'https://dollarsprout.com/wp-content/plugins/dollarsprout-calculators/public/Calculators/Budget50_30_20/'"> </calculator-form></div></div> <script src="https://dollarsprout.com/wp-content/plugins/dollarsprout-calculators/public/Calculators/Budget50_30_20/dist/app.js"></script> <h2>The 50/30/20 Rule of Budgeting Explained</h2><p>It’s important to know that the 50/30/20 rule pertains to after-tax income. Look at a recent paycheck to see what your take home pay is after taxes. If you are paid bi-monthly (twice monthly), double that figure and enter it into the calculator above.</p><p>The categories are comprised as follows:</p><p><strong>50% of your income goes towards needs. </strong>Needs are essentials that you cannot get by without. This portion of your budget should cover:</p><div class="su-row"><div class="su-column su-column-size-1-2"><div class="su-column-inner su-u-clearfix su-u-trim"><ul><li>Housing</li><li>Food</li><li>Vehicle payments</li><li>Utilities</li></ul></div></div><div class="su-column su-column-size-1-2"><div class="su-column-inner su-u-clearfix su-u-trim"><ul><li>Insurance</li><li>Loan payments</li><li>Any other essential item that cannot be foregone</li></ul></div></div></div><p><strong>30% of your income goes towards wants. </strong>This category is often self-explanatory and includes things that provide enjoyment in life, such as leisure activities, vacations and more [including, but not limited to]:</p><ul><li>Travel</li><li>Streaming subscriptions</li><li>Events</li><li>Eating out</li></ul><p><strong>20% of your income goes towards, savings, investing and debt payoff.</strong> Where you are in your financial journey may dictate how to appropriately spend money in this category. If you have an emergency fund of at least $1,000 stashed away (and preferably one that covers 3-6 months of living expenses), it’s time to start tackling high interest debt and then on to investing.</p><p>If you have low-interest debt, it may be appropriate to start investing, especially if you’re eligible for an employer-sponsored retirement plan (capitalize on any sort of matching contribution system they may offer).</p><h2>An Alternative to Complex Budgeting</h2><p>Instead of making and tracking a dozen different categories, the <strong><a href="https://dollarsprout.com/50-30-20-budget/" target="_blank" rel="noopener noreferrer">50/30/20 budget</a></strong> simplifies this process. It helps people stick to a budget because it only takes a few minutes to put everything in the right category.</p><p>This type of budget shows if you’re spending too much on any one category. It reveals where your money is going with a quick glance, and it can also show trends quickly. For example, if you’re spending 35% on needs in one month and 45% the next, you’ll know that something drastic changed.</p><h2>What the Critics Say</h2><p>Critics of the 50/30/20 budget say it’s overly simple and doesn’t show enough information.</p><p>Another failure with this budget is the 20% Saving & Investing category. If you’re spending 5% in this category, it may be because you’re not contributing anything to your 401(k) and 5% of your income goes to your student loans. If you have a dire loan situation, you may want to allocate more than 20% toward that category.</p><h2>Who the 50/30/20 Budget is Best For</h2><p>This budget is best for people who have enough discretionary income that they can afford to spend 30% of their pay on wants and whose needs aren’t outrageous. For example, some people living in a high cost-of-living city like San Francisco may spend 50% of their income just on housing. In that, using this budget would be a bad fit because all their ratios would be off.</p><p>If the thought of using a complicated budget overwhelms you, this system may be a good fit for you. You can still use a spreadsheet or app like Mint or <strong><a href="https://dollarsprout.com/tiller-money-review/" target="_blank" rel="noopener noreferrer">Tiller</a></strong> with this budget. You’ll just have to make three overarching categories.</p><p>The only hang up when creating this kind of budget is deciding which expense goes into which category. For example, do car payments count as a need or want? Is eating out a need or a want? This will depend on your own personal preferences. Try to be honest and not let yourself off the hook.</p><p>The good news is that you won’t have to worry about how to split categories if you go to Target and buy groceries and toiletries. It can all go into the needs category. This is why people love the 50/30/20 budget – once you have it set up, it only takes minutes to categorize.</p><p>Use the 50/30/20 budget if you’re new to budgeting. If you like it, you can consider a more sophisticated system. But if you don’t want to make budgeting more complicated, then this is fine to use for the long-term.</p></div> <footer class="author-block"><h6><span>Author</span></h6><div class="media"> <a href="https://dollarsprout.com/author/dollarsprout/"> <img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="" data-lazy-srcset="https://dollarsprout.com/wp-content/uploads/2019/11/high-res-green-121x140@2x.png 140w,
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If purchase or signup is made through our Partners’ links, we receive compensation for the referral. </span><span style="font-size: 10pt;">Here’s </span></span><span style="font-size: 10pt;"><a class="link" href="https://dollarsprout.com/how-we-make-money/" target="_blank" rel="noopener">how we make money.</a></span></p> </figcaption> </figure> <span id="dpsp-post-content-markup" data-image-pin-it="true"></span><p>In this review of the American Express personal savings account, we discuss the pros and cons of this savings option so you can decide whether or not it’s the best fit for you.</p><p>American Express is known for its premium credit cards. However, the company has recently branched out into other financial services, including online savings accounts.</p><p>Savings accounts are an important part of a balanced financial life. They serve as a place to keep extra money, allowing it to earn interest without taking on any risk. Unlike checking accounts that are built for frequent deposits and withdrawals, savings accounts are designed to store money on a more long-term basis.</p><p>Online savings accounts have become increasingly popular for their low costs and high interest rates. The American Express Personal Savings Account is one such example.</p><h2>American Express Personal Savings Account Review at a Glance</h2><div class="su-row"><div class="su-column su-column-size-1-2"><div class="su-column-inner su-u-clearfix su-u-trim"><p><strong>Pros</strong></p><ul><li>High interest rate</li><li>No monthly fees</li><li>No minimum balance</li></ul></div></div><div class="su-column su-column-size-1-2"><div class="su-column-inner su-u-clearfix su-u-trim"><p><strong>Cons</strong></p><ul><li>Slow withdrawal process</li><li>Not the highest rate among online banks</li></ul></div></div></div><p><b>The Bottom Line: </b>The American Express Personal Savings Account is a fine choice if the only thing you’re looking for is an online savings account. It offers a fairly high interest rate, although not the highest on the market. The greatest downside of the account is that American Express’ banking arm only offers savings products, so you can’t open an online checking account to do all of your banking in one place.</p><h2>American Express Personal Savings Account</h2><p>Online savings accounts tend to offer low fees and high interest rates, and the American Express Personal Savings Account is no different. That makes it a good choice for anyone looking for a place to store their <a href="https://dollarsprout.com/emergency-fund/"><strong>emergency fund</strong></a> or extra cash and let it grow.</p><p>The greatest drawback of the account isn’t actually a problem with the account itself. Being able to do all your banking in one place makes the process more convenient. It also reduces the effort of managing accounts from multiple institutions. Unfortunately, American Express only offers savings products. If you want to go all in on online banking, you’ll need to choose a different bank for your other accounts.</p><h3>Fees and minimums</h3><p>The American Express Personal Savings Account doesn’t charge a monthly fee. There is no minimum balance required to open the account and there are no monthly fees, regardless of how much you keep in the account. You won’t have to worry about jumping through any hoops to keep this account free.</p><h3>Interest rates</h3><p>The American Express Personal Savings Account pays a far higher interest rate than brick-and-mortar banks. While the rate is on par with those offered by other online accounts, some of the <a href="https://dollarsprout.com/best-online-savings-accounts/"><strong>best online savings accounts</strong></a> offer even higher rates.</p><p>To make things simple, there are no promotional interest rates or balance tiers to worry about. You’ll earn the same interest rate on the full balance of your account, regardless of how much money you keep in the account.</p><h3>Withdrawal limits</h3><p>One thing to keep in mind when thinking about opening an online savings account is that you will be limited in the number of withdrawals you may make each statement.</p><p>Unlike <strong><a href="https://dollarsprout.com/what-is-a-checking-account/">checking accounts</a></strong>, which are used for day-to-day spending and withdrawals, savings accounts should see far less activity. To encourage this, federal regulations limit the number of withdrawals to six per statement period. Every withdrawal from the seventh onward will incur a fee.</p><p>You likely have not encountered this rule, even if you’ve had a savings account in the past. That’s because certain types of withdrawals, such as in-person withdrawals and ATM withdrawals, don’t count toward this limit. However, American Express has no physical locations to make withdrawals from and does not offer an ATM card to its customers. Therefore, you will truly be limited to six withdrawals each month.</p><h2>Other Things to Know About American Express</h2><p>If you’re thinking about opening an American Express Personal Savings Account, here some additional things to keep in mind.</p><h3>Customer service</h3><p>When most people think about trying an online bank account, customer service is a concern.</p><p>When you’re working with a brick-and-mortar bank, it’s easy to get help when you need it. You can always walk into your local branch and ask for help in person, even if you can’t reach a representative by phone.</p><p>Since online banks don’t offer this luxury, worrying about the quality, speed, and availability of customer service is understandable.</p><p>American Express offers top-of-the-line customer service to all members. You can contact customer support by phone 24 hours a day, 7 days a week. You can also get help through online chat, fax, or physical mail.</p><h3>Other American Express services</h3><p>When you open an account at any bank, you should take the time to look into the bank’s other services. Having all your accounts at one bank is convenient, so any bank that offers a variety of services has a leg up on the competition.</p><p>Unfortunately, this is one of the major drawbacks of working with American Express for banking. The company focuses on providing online savings products. If you’re not interested in opening an online savings account, the bank’s only alternative is a certificate of deposit.</p><p>That means you won’t be able to open a checking account through American Express Bank. The American Express Personal Savings Account works best if you like your current bank but want an online savings account with a better interest rate.</p><h2>American Express Personal Savings Account FAQs</h2><p>Here are some common questions that people have about the American Express personal savings account.</p><h3>Is the American Express Personal Savings Account FDIC-insured?</h3><p>Yes, the American Express Personal Savings Account is insured by the FDIC.</p><p>The Federal Deposit Insurance Corporation (FDIC) was founded after the Great Depression to restore confidence in the banking system. Today, it retains that role by insuring the money held at specific banking institutions. If American Express is ever unable to return the money you’ve deposited, the FDIC will reimburse you for any lost funds, up to the $250,000 insurance limit.</p><h3>Does the American Express Personal Savings Account have an app?</h3><p>American Express Bank does not currently offer an app. If you want to do your banking from a smartphone, you’ll have to use your phone’s web browser to do so.</p><p>The company does offer an app for managing your American Express credit cards, but American Express Bank is a separate entity. You won’t be able to manage your savings account through the American Express credit card app.</p><h3>Will having an American Express Personal Savings Account make it easy to get an American Express card?</h3><p>American Express keeps its banking and its credit card departments completely separate. There is no benefit to having an American Express savings account when you apply for an American Express credit card.</p><h2>American Express Personal Savings Account Review Summary</h2><p>The American Express Personal Savings Account is a fine option if you’re happy with your current bank and simply want to earn a little more interest. If you’re considering transitioning to an online bank, keep in mind that American Express Bank does not offer checking accounts or other banking services. 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}</script> <main id="main" class="dfsdfffffff"> <article> <!--<h1 class="title container"></h1>--><h1 class="title container">Mistplay Review: How Much Does It Pay to Play?</h1><div class="disclosure-wrap"> <a class="disclosure-link" id="ADisclosure" href="javascript:void(0);">Advertiser Disclosure</a><div class="disclosure-tooltip" id="AdTooltip"><h2>Our readers always come first</h2><p><span style="font-size: 11pt;">The content on DollarSprout includes links to our advertising partners. When you read our content and click on one of our partners’ links, and then decide to complete an offer — whether it’s downloading an app, opening an account, or some other action — we may earn a commission from that advertiser, at no extra cost to you.</span></p><p><span style="font-size: 11pt;">Our ultimate goal is to educate and inform, not lure you into signing up for certain offers. Compensation from our partners may impact what products we cover and where they appear on the site, but does not have any impact on the objectivity of our reviews or advice.</span></p></div></div><section class="content-wrap style-two"><div class="container"> <header class="entry-header"><div class="post-meta"><div class="pull-left"><div class="post-meta-image"> <a href="https://dollarsprout.com/author/zina-kumok/" aria-label="Zina Kumok"> <img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E"
alt="Zina Kumok" data-lazy-srcset="https://dollarsprout.com/wp-content/uploads/2018/12/Zina-Kumok-52x60@2x.jpg 45w" data-lazy-sizes="(min-width: 1px) 45px, 100vw" data-lazy-src="https://dollarsprout.com/wp-content/uploads/2018/12/Zina-Kumok-52x60@2x.jpg" ><noscript><img src="https://dollarsprout.com/wp-content/uploads/2018/12/Zina-Kumok-52x60@2x.jpg"
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sizes="(min-width: 1px) 45px, 100vw" ></noscript> </a></div> <address class="post-meta-info"> <span>Written by <a href="https://dollarsprout.com/author/zina-kumok/" aria-label="Zina Kumok">Zina Kumok</a></span> <span>Last Updated: <time datetime="2020-08-26 13:43:21">August 26, 2020</time></span> </address></div></div></header><div class="grid-row blog-page"><div class="blog-col"><div class="breadcrumb-block"><ol class="breadcrumb"><li class="breadcrumb-item"><a href="https://dollarsprout.com/">Home</a></li><li class="breadcrumb-item"> <a href="https://dollarsprout.com/category/make-money-apps/"><span>Money Making Apps</span></a></li></ol><div class="photocredit" style="display: inline-block;font-size: 13px;text-align: right;"> <span class="top-text"> George Rudy | Shutterstock </span></div></div> <figure class="post"> <img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="" data-lazy-srcset="https://dollarsprout.com/wp-content/uploads/2020/08/mistplay-review-600x230@2x.png 1110w, https://dollarsprout.com/wp-content/uploads/2020/08/mistplay-review-600x230@2x.png 930w, https://dollarsprout.com/wp-content/uploads/2020/08/mistplay-review-600x230@2x.png 690w, https://dollarsprout.com/wp-content/uploads/2020/08/mistplay-review-600x230@2x.png 510w, https://dollarsprout.com/wp-content/uploads/2020/08/mistplay-review.png 450w, https://dollarsprout.com/wp-content/uploads/2020/08/mistplay-review.png 330w, https://dollarsprout.com/wp-content/uploads/2020/08/mistplay-review.png 300w" data-lazy-sizes="(min-width: 1200px) 1110px, (min-width: 992px) 930px, (min-width: 768px) 690px, (min-width: 576px) 510px, (min-width: 480px) 450px, (min-width: 360px) 330px, (min-width: 1px) 300px, 100vw" data-lazy-src="https://dollarsprout.com/wp-content/uploads/2020/08/mistplay-review-600x230@2x.png"><noscript><img src="https://dollarsprout.com/wp-content/uploads/2020/08/mistplay-review-600x230@2x.png" alt="" srcset="https://dollarsprout.com/wp-content/uploads/2020/08/mistplay-review-600x230@2x.png 1110w, https://dollarsprout.com/wp-content/uploads/2020/08/mistplay-review-600x230@2x.png 930w, https://dollarsprout.com/wp-content/uploads/2020/08/mistplay-review-600x230@2x.png 690w, https://dollarsprout.com/wp-content/uploads/2020/08/mistplay-review-600x230@2x.png 510w, https://dollarsprout.com/wp-content/uploads/2020/08/mistplay-review.png 450w, https://dollarsprout.com/wp-content/uploads/2020/08/mistplay-review.png 330w, https://dollarsprout.com/wp-content/uploads/2020/08/mistplay-review.png 300w" sizes="(min-width: 1200px) 1110px, (min-width: 992px) 930px, (min-width: 768px) 690px, (min-width: 576px) 510px, (min-width: 480px) 450px, (min-width: 360px) 330px, (min-width: 1px) 300px, 100vw"></noscript> <figcaption><p><span style="color: #808080;"><span style="font-size: 10pt;">Our number one goal at DollarSprout is to help readers improve their financial lives, and we regularly partner with companies that share that same vision. If purchase or signup is made through our Partners’ links, we receive compensation for the referral. </span><span style="font-size: 10pt;">Here’s </span></span><span style="font-size: 10pt;"><a class="link" href="https://dollarsprout.com/how-we-make-money/" target="_blank" rel="noopener">how we make money.</a></span></p> </figcaption> </figure> <span id="dpsp-post-content-markup" data-image-pin-it="true"></span><p>I’ve never had much luck making money from survey websites and other similar online side hustles. I get bored easily and I hate taking endless surveys, filling out the same information over and over again.</p><p>But using Mistplay was different. Mistplay is a fun app where you play popular games and earn points that you can redeem for gift cards to well-known retailers like Amazon, Google Play, and the iTunes store.</p><p>Once I started playing games on Mistplay, I forgot that this was a side hustle app. I was having fun, playing trivia, shooting bubbles, and playing a Game of Thrones-themed slots game.</p><p>Some people download Mistplay to make money, not just to have fun. But is it a good side hustle or just an interesting diversion?</p><h2>What is Mistplay?</h2> <figure id="attachment_47085" aria-describedby="caption-attachment-47085" style="width: 1200px" class="wp-caption alignnone"><img class="wp-image-47085 size-full" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%201200%20780'%3E%3C/svg%3E" alt="Mistplay home screen" width="1200" height="780" data-pin-nopin="true" data-lazy-src="https://dollarsprout.com/wp-content/uploads/2020/08/Mistplay-home-screen.jpg"><noscript><img class="wp-image-47085 size-full" src="https://dollarsprout.com/wp-content/uploads/2020/08/Mistplay-home-screen.jpg" alt="Mistplay home screen" width="1200" height="780" data-pin-nopin="true"></noscript><figcaption id="caption-attachment-47085" class="wp-caption-text"><span style="font-size: 8pt; color: #808080;">Source: Mistplay</span></figcaption></figure><p><strong><a href="https://dollarsprout.go2cloud.org/aff_c?offer_id=108&aff_id=1&aff_sub=mistplay-review" target="_blank" rel="noopener noreferrer nofollow">Mistplay</a></strong> is an app that pays you for playing games, and it has a 4.1 rating on the Google Play store. Unfortunately for Apple users, it’s only available on the Google Play Store, but iPhone users can join the iOS waiting list to be notified when it’s available.</p><p>It only takes about a minute to create your account. You have to share your birthday, gender, and choose an avatar.</p><p>Once you input that information, you’ll be asked to pick your favorite games. Mistplay will then use this information to decide which games to show you.</p><p>The Mistplay games list includes Super Mario Run, Pokemon Go, Fruit Ninja, chess, Solitaire, Candy Crush Saga, Wordscapes, and dozens of others. There are games in every category from action to arcade to sports, strategy, and word games.</p><p>You can select multiple games to play. I chose Super Mario Run, Bubble Shooter, and Words with Friends 2, and I got 200 bonus points just for getting started.</p><p>You can use the points to buy new avatars or cash them in for gift cards to retailers like Amazon, eBay, Starbucks, and the Apple Store. They also have gift cards for relevant stores such as GameStop, PlayStation Store, and Xbox. If you love to play other types of video games, then you can use Mistplay to earn money to support your video game hobby.</p><p>You can also find Mistplay codes that provide bonus points. Follow the app on Twitter, Instagram, and Facebook to see when they post these codes. </p><p>Another Mistplay hack is to try to play games on consecutive days, because you’ll earn more bonuses. Set a reminder on your phone to play every day to continue the streak.</p><p>Here’s a review of Mistplay’s pros, cons, and what to know before you sign up:</p> <section class="accordion-section add"><div class="accordion-wrap"><div class="accordion-holder"><div class="account-item"><div class="img"> <img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%20433%20420'%3E%3C/svg%3E" data-lazy-srcset="https://dollarsprout.com/wp-content/uploads/2020/08/Mistplay-Logo.png" width="433" height="420" alt="" class="" data-pin-no-hover="disable" data-lazy-src="https://dollarsprout.com/wp-content/uploads/2020/08/Mistplay-Logo.png"><noscript><img src="https://dollarsprout.com/wp-content/uploads/2020/08/Mistplay-Logo.png" srcset="https://dollarsprout.com/wp-content/uploads/2020/08/Mistplay-Logo.png" width="433" height="420" alt="" class="" data-pin-no-hover="disable"></noscript></div><div class="btn-holder"> <a href="https://dollarsprout.go2cloud.org/aff_c?offer_id=108&aff_id=1&aff_sub=accordion-box" class="btn" rel="noopener noreferrer nofollow" target="_blank">200-Point Welcome Bonus</a></div></div><div class="content-item"><div class="status-item"><div class="item"><span class="price">200 Points</span> <span class="sub-title">Welcome Bonus</span> <span class="note">Earn bonus points for downloading your first games.</span></div><div class="item"><ul class="star-rating-list"><li><i class="icon-star-full"></i></li><li><i class="icon-star-full"></i></li><li><i class="icon-star-full"></i></li><li><i class="icon-star-half"></i></li><li><i class="icon-star-empty"></i></li></ul> <span class="sub-title">DollarSprout Rating</span> <span class="note">A fun way to earn some money and kill some time.</span></div></div><h3>Mistplay at a Glance:</h3><p>Mistplay pays users in gift cards to play mobile games on their smartphones. It's a good way to pass the time and earn a few dollars worth in gift cards. The app is available to Android users but the company plans to extend it to Apple users as well. Join the waiting list to get notified.</p> <span class="show-more"><span class="text-show">Show </span><span class="text-hide">Hide </span> more</span></div></div><div class="expanded"><div class="advantages-item"><div class="item"><h3>Pros</h3><ul><li>4.1 rating on the Google Play Store</li><li>Wide variety of games</li><li>Can earn gift cards to popular retailers</li></ul></div><div class="item"><h3>Cons</h3><ul><li>Only available on the Google Play store</li><li>No desktop version available</li><li>Takes a long time to earn real money</li><li>Have to download each game individually</li><li>Can drain battery life quickly</li></ul></div></div></div></div> </section><h2>Is Mistplay Worth It?</h2> <figure id="attachment_46904" aria-describedby="caption-attachment-46904" style="width: 250px" class="wp-caption alignright"><img class="wp-image-46904" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%20250%20503'%3E%3C/svg%3E" alt="Mistplay Millionaire" width="250" height="503" data-pin-nopin="true" data-lazy-src="https://dollarsprout.com/wp-content/uploads/2020/08/Mistplay-Millionaire.jpg"><noscript><img class="wp-image-46904" src="https://dollarsprout.com/wp-content/uploads/2020/08/Mistplay-Millionaire.jpg" alt="Mistplay Millionaire" width="250" height="503" data-pin-nopin="true"></noscript><figcaption id="caption-attachment-46904" class="wp-caption-text"><span style="font-size: 8pt;">Source: Mistplay</span></figcaption></figure><p>Mistplay has good reviews from users who verify that the app pays points and that it’s simple to earn gift cards. However, Mistplay doesn’t make it clear how much you have to play to earn enough points for even a $5 gift card.</p><p>The hourly rate is very low once you consider how much time it takes to earn a few bucks. If you truly only care about making extra money, there are better <strong><a href="https://dollarsprout.com/best-side-hustle-ideas/">side hustles</a></strong> out there.</p><p>But if you’re limited to what you can do and don’t have constant access to a laptop or desktop computer, then Mistplay may be a decent avenue for making extra money. For example, if you work a job where you have access to your phone or commute on the bus, then Mistplay may be one of the few ways to make extra money during that time.</p><p>If you already love playing games on your phone, then this may be one of the only side hustles that doesn’t feel like “work.” Another upside is that it doesn’t require any money to sign up. You don’t have to drive around in your car and pay for gas and wear and tear.</p><p><strong>Related: <a href="https://dollarsprout.com/data-collection-apps/">13 Companies That Pay You for Your Data</a></strong></p><h2>How Does Mistplay Work?</h2> <figure id="attachment_46905" aria-describedby="caption-attachment-46905" style="width: 250px" class="wp-caption alignright"><img class="wp-image-46905" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%20250%20452'%3E%3C/svg%3E" alt="Mistplay games" width="250" height="452" data-pin-nopin="true" data-lazy-src="https://dollarsprout.com/wp-content/uploads/2020/08/Mistplay1.jpg"><noscript><img class="wp-image-46905" src="https://dollarsprout.com/wp-content/uploads/2020/08/Mistplay1.jpg" alt="Mistplay games" width="250" height="452" data-pin-nopin="true"></noscript><figcaption id="caption-attachment-46905" class="wp-caption-text"><span style="font-size: 8pt; color: #808080;">Source: Mistplay</span></figcaption></figure><p>To use Mistplay <a href="https://dollarsprout.go2cloud.org/aff_c?offer_id=108&aff_id=1&aff_sub=mistplay-review" target="_blank" rel="noopener noreferrer nofollow"><strong>download the app</strong></a>, create a profile, choose your favorite games, and start playing. Each game has to be downloaded individually on your phone, which can take several minutes.</p><p>As you start playing the games, you’ll earn points that you can eventually use to redeem for a retailer gift card. If you play the same games every day, you’ll level up and potentially earn more points the more you play.</p><p>A review of Mistplay’s games shows that there are dozens to choose from, so you won’t get bored playing the same one or two games.</p><p>While Mistplay is probably one of the most fun side hustles you can have, it may be one of the lowest-paying. I’d play each game for about 10 minutes and would earn between 2 and 20 points each time.</p><p>You need 400 points to earn a 50-cent Amazon gift card. Based on my gameplay, it would take about six hours to earn a 50-cent gift card or about 12 hours to earn $1.</p><p>There may be ways to earn more points faster once you gain experience and level up, but it’s not clear how much this would boost your total earnings.</p><h3>May drain battery life</h3><p>To use the app, I had to change my phone’s battery settings from power-saving to optimized so the games can run faster and more smoothly. This will likely drain my battery life faster, but thankfully I can charge my phone easily at home.</p><p>If you’re playing games on-the-go, make sure you have a charger or battery pack with you. You can also set reminders to turn the battery settings down when you’re done playing.</p><h3>Large variety of games</h3> <figure id="attachment_46903" aria-describedby="caption-attachment-46903" style="width: 250px" class="wp-caption alignleft"><a href="https://dollarsprout.go2cloud.org/aff_c?offer_id=108&aff_id=1&aff_sub=mistplay-review" target="_blank" rel="noopener noreferrer nofollow"><img class="wp-image-46903" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%20250%20455'%3E%3C/svg%3E" alt="Mistplay Scrabble Go" width="250" height="455" data-pin-nopin="true" data-lazy-src="https://dollarsprout.com/wp-content/uploads/2020/08/Mistplay-Scrabble-Go.jpg"><noscript><img class="wp-image-46903" src="https://dollarsprout.com/wp-content/uploads/2020/08/Mistplay-Scrabble-Go.jpg" alt="Mistplay Scrabble Go" width="250" height="455" data-pin-nopin="true"></noscript></a><figcaption id="caption-attachment-46903" class="wp-caption-text"><span style="font-size: 8pt; color: #808080;">Source: Mistplay</span></figcaption></figure><p>Mistplay has a lot of different games available, and you’d be hard-pressed not to find a game that you genuinely enjoy playing. Although I don’t consider myself someone who seeks out mobile games, I’ve enjoyed the game variety that Mistplay offers.</p><p>However, one downfall to Mistplay is that you have to download games separately onto your phone; you can’t play them directly in the app as I had assumed. For instance, if you want to play Scrabble GO, you have to install it before you can play.</p><p>It can also take some time to download all the games. Sometimes even loading the games can take a while. I’m not sure if that’s because of my WiFi or the game, but if you’re going somewhere without WiFi, make sure to download all the games you want beforehand.</p><h2>Apps like Mistplay </h2><p>Mistplay isn’t the only app of its kind. Here are some of the top apps like Mistplay that pay you to play games.</p><h3>Lucktastic</h3><p><a href="https://dollarsprout.com/lucktastic-review/"><strong>Lucktastic</strong></a> is an app where you scratch off virtual lottery tickets in hopes of winning money. The app is available for both Android and iOS devices. Like Mistplay, it’s free to use. If you prefer only playing lottery games, then you may try Lucktastic.</p><h3>Swagbucks</h3><p>While <a href="https://dollarsprout.com/swagbucks-review/"><strong>Swagbucks</strong> </a>is known for their surveys, you can also play games on the site. Their games are somewhat similar to Mistplay and include Wheel of Fortune, Trivial Pursuit, and Angry Birds Champion. You can play the games for free or pay a cash entry fee for the chance to win real money. You’ll also earn Swagbucks points if you pay these fees.</p><h3>InboxDollars</h3><p>When you play games on <strong><a href="https://dollarsprout.com/inboxdollars-review/">InboxDollars</a></strong>, you earn scratch cards. These scratch cards may have cash prizes that you can win. Games include Wheel of Fortune, Sudoku, Solitaire, and more.</p><p>If you spend money on the cash tournament games, you’ll earn a percentage of that back in your InboxDollars account. New users get $5 for signing up for InboxDollars.</p><h2>Mistplay Review Summary: It’s Fun, but You Won’t Earn Much Money</h2><p>Although I did enjoy using the app, if your primary goal is to <strong><a href="https://dollarsprout.com/real-money-earning-games/">make money playing video games</a></strong>, you might want to try something else. Mistplay has such a low-paying hourly rate that you’re likely better off with a different side hustle like taking surveys, delivering for Postmates, or grocery shopping for Instacart.</p><p>Plus, there’s no option to cash out directly into your bank account or a prepaid debit card; you can only cash out for gift cards.</p><p>But if you already love playing mobile games and want to be rewarded for it, then using Mistplay is a good choice. 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}</script> <main id="main" class="dfsdfffffff"> <article> <!--<h1 class="title container"></h1>--><h1 class="title container">How to Sell Your Services Online Like a Professional</h1><div class="disclosure-wrap"> <a class="disclosure-link" id="ADisclosure" href="javascript:void(0);">Advertiser Disclosure</a><div class="disclosure-tooltip" id="AdTooltip"><h2>Our readers always come first</h2><p><span style="font-size: 11pt;">The content on DollarSprout includes links to our advertising partners. When you read our content and click on one of our partners’ links, and then decide to complete an offer — whether it’s downloading an app, opening an account, or some other action — we may earn a commission from that advertiser, at no extra cost to you.</span></p><p><span style="font-size: 11pt;">Our ultimate goal is to educate and inform, not lure you into signing up for certain offers. Compensation from our partners may impact what products we cover and where they appear on the site, but does not have any impact on the objectivity of our reviews or advice.</span></p></div></div><section class="content-wrap style-two"><div class="container"> <header class="entry-header"><div class="post-meta"><div class="pull-left"><div class="post-meta-image"> <a href="https://dollarsprout.com/author/jen-smith/" aria-label="Jen Smith"> <img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E"
alt="Jen Smith" data-lazy-srcset="https://dollarsprout.com/wp-content/uploads/2019/04/jen-smith-headshot-52x60@2x.jpg 45w" data-lazy-sizes="(min-width: 1px) 45px, 100vw" data-lazy-src="https://dollarsprout.com/wp-content/uploads/2019/04/jen-smith-headshot-52x60@2x.jpg" ><noscript><img src="https://dollarsprout.com/wp-content/uploads/2019/04/jen-smith-headshot-52x60@2x.jpg"
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If purchase or signup is made through our Partners’ links, we receive compensation for the referral. </span><span style="font-size: 10pt;">Here’s </span></span><span style="font-size: 10pt;"><a class="link" href="https://dollarsprout.com/how-we-make-money/" target="_blank" rel="noopener">how we make money.</a></span></p> </figcaption> </figure> <span id="dpsp-post-content-markup" data-image-pin-it="true"></span><p>When my husband and I were paying off our student loans, we didn’t have big incomes. But we did have time.</p><p>We took on as many side hustles as possible to make extra money, but quickly realized that not all side hustles are created equal. We wasted a lot of time doing gigs that paid less than minimum wage. Eventually, we found a way to earn a great return on our time: offering services online.</p><p>Learning how to sell your services online could be the solution to your income problem, and possibly set the foundation to skyrocket your long-term earning potential.</p><h2>5 Steps to Start Selling Your Services Online</h2><p><img class="aligncenter wp-image-47347 size-full" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%201200%20708'%3E%3C/svg%3E" alt="steps to start selling your services" width="1200" height="708" data-pin-nopin="true" data-lazy-src="https://dollarsprout.com/wp-content/uploads/2021/01/steps-to-start-selling-your-services-e1598331865695.jpg"><noscript><img class="aligncenter wp-image-47347 size-full" src="https://dollarsprout.com/wp-content/uploads/2021/01/steps-to-start-selling-your-services-e1598331865695.jpg" alt="steps to start selling your services" width="1200" height="708" data-pin-nopin="true"></noscript></p><p>Unlike an app or website that controls your services, payments, and marketing, starting your own online service business means you have to do those things yourself. The bright side is once you finish setting everything up, it’s relatively easy to maintain, and your opportunity for growth is much higher than working for a traditional company.</p><h3>1. Choose your service.</h3><p>There are hundreds of <strong><a href="https://dollarsprout.com/online-business-ideas/">online business ideas</a></strong>, and it can be challenging to choose one. Many new service providers make the mistake of picking multiple unrelated services. While that seems like it makes you more appealing to clients, it actually does you a disservice.</p><p>Your best move is to choose one specific and specialized service that capitalizes on your professional experience. However, if you want to offer multiple services, make sure they’re directly and closely related to your primary offering.</p><p>For example, if you have experience with social media, you might consider <strong><a href="https://dollarsprout.com/how-to-become-a-virtual-assistant/">becoming a virtual assistant</a></strong>, or VA. There are dozens of things you can do as a virtual assistant, but if social media is what you have experience with, stick to that while you’re starting out.</p><h3>2. Choose a niche.</h3><p>Once you’ve chosen your service, you can then niche down. It might sound like a virtual assistant who specializes in social media is niche enough, but you can be even more successful if you pick a specific industry. For our social media VA, that might look like serving only real estate businesses or local restaurants.</p><p>“Even if your skills are very transferable, a prospective client will feel like you’re a better fit for them if you specialize in their niche,” said marketing consultant Abir Syed with UpCounting. “They’ll be more likely to choose you over another similarly skilled individual who works with all sorts of clients.”</p><p>To determine your niche, think about what industries you’re already connected to, have experience with, and want to work with long term to determine your niche.</p><h3>3. Analyze your competition.</h3><p>It’s important to know your competition. After you’ve narrowed down your services and target client niche, do your research to see what your competitors are offering to your ideal clients.</p><p>Don’t just look at pricing. Look at advertising methods, what they’re including in their service packages, the types of clients giving their testimonials, etc. That’ll help you design offerings that are competitive but also right for you. For instance, if you see someone offering a price lower than yours, you don’t necessarily need to lower your cost to compete; instead, consider offering more services in your most comparable package.</p><h3>4. Choose a selling platform.</h3><p><img class="aligncenter wp-image-47348 size-full" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%201200%20708'%3E%3C/svg%3E" alt="where to sell your services online" width="1200" height="708" data-pin-nopin="true" data-lazy-src="https://dollarsprout.com/wp-content/uploads/2021/01/where-to-sell-your-services-online-e1598331894583.jpg"><noscript><img class="aligncenter wp-image-47348 size-full" src="https://dollarsprout.com/wp-content/uploads/2021/01/where-to-sell-your-services-online-e1598331894583.jpg" alt="where to sell your services online" width="1200" height="708" data-pin-nopin="true"></noscript></p><p>There are quite a few places to sell your services online as a beginner. Where you sell your freelance services depends on what you’re selling and who you’re selling to.</p><h4>Fiverr</h4><p><strong><a href="https://www.fiverr.com/" target="_blank" rel="noopener noreferrer nofollow">Fiverr</a></strong> is an online marketplace for almost any kind of service. Freelancers can use Fiverr’s platform to find clients, accept payment, and collect testimonials all in one place. There’s no fee to list your service on Fiverr, but they do take 20% of each transaction.</p><h4>Legiit</h4><p><strong><a href="https://www.legiit.com/" target="_blank" rel="noopener noreferrer nofollow">Legiit</a></strong> is another online marketplace for freelancers, but it specializes in SEO (search engine optimization) and other marketing services like graphic design and internet marketing. It was started in 2018 by a top freelancer on Konker, another SEO service-selling platform. Legiit is well-known in the SEO space but is still relatively new, so there’s not as other sites.</p><p>Sellers keep 70% to 85% of every transaction.</p><h4>Shopify</h4><p><strong><a href="https://dollarsprout.go2cloud.org/aff_c?offer_id=150&aff_id=1&aff_sub=how-to-sell-your-services-online" target="_blank" rel="noopener noreferrer nofollow">Shopify</a></strong> is a well-known e-commerce platform for products, but it can also be used for services. You can apps to your storefront that allow clients to schedule appointments and consultations.</p><p>You’ll have to pay a monthly fee and transaction fees, but it’s a good platform to start with, especially if you plan to add digital or physical products to your offerings.</p><h4>Outschool</h4><p>On <strong><a href="https://dollarsprout.go2cloud.org/aff_c?offer_id=134&aff_id=1&aff_sub=how-to-sell-your-services-online" target="_blank" rel="noopener noreferrer nofollow">Outschool</a></strong>, you can sell live or prerecorded classes on any topic for students from Pre-K through high school. You don’t need teaching credentials to list your course on Outschool but you will need to apply and be approved.</p><p>The platform is best for freelancers who are experts in their field and have experience working with young people. You control the length, number of students, and price of your class, but be aware that Outschool takes 30% of each transaction.</p><p><strong>Related: <a href="https://dollarsprout.com/get-paid-to-teach-with-outschool/">How to Get Paid to Teach on Outschool (Even with Zero Experience)</a></strong></p><h4>Teachable</h4><p><strong><a href="https://teachable.com/" target="_blank" rel="noopener noreferrer nofollow">Teachable</a></strong> offers a place for coaches to sell their services via online courses. You can sell, interact, and assign homework to your clients all through the Teachable platform. Teachable does charge a monthly fee and a 5% transaction fee on its basic plan.</p><p>These are just a few online marketplaces for freelancers. You can find many more service-specific platforms out there and as more people start to sell professional services online, new ones are popping up all the time.</p><p><strong>Related: <a href="https://dollarsprout.com/freelance-jobs/">50 Sites to Find Your Next Freelance Gig</a></strong></p><h3>5. Create an online presence.</h3><p>In addition to your service’s listing, choose at least one online medium that’s “home” to your brand and service business. The easiest way to get started is with a website.</p><p>Your website should be quick to load, look great on mobile devices, and explain what you do and for whom. It will also house your portfolio, testimonials, reviews, and offerings. That way if you decide to switch selling platforms, you don’t lose the value you built there.</p><p>In addition to your website, it’s also a good idea to be active on at least one social media platform. Choose a platform where your ideal client is and get creative with the content you post. Ask questions and polls in Instagram stories, start a group on Facebook, or make videos answering frequently asked questions on a YouTube channel.</p><h2>How to Market and Sell Your Services Online</h2> <figure id="attachment_47349" aria-describedby="caption-attachment-47349" style="width: 1200px" class="wp-caption aligncenter"><img class="wp-image-47349 size-full" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%201200%20708'%3E%3C/svg%3E" alt="benefit of social media marketing" width="1200" height="708" data-pin-nopin="true" data-lazy-src="https://dollarsprout.com/wp-content/uploads/2021/01/benefit-of-social-media-marketing-e1598331929628.jpg"><noscript><img class="wp-image-47349 size-full" src="https://dollarsprout.com/wp-content/uploads/2021/01/benefit-of-social-media-marketing-e1598331929628.jpg" alt="benefit of social media marketing" width="1200" height="708" data-pin-nopin="true"></noscript><figcaption id="caption-attachment-47349" class="wp-caption-text"><span style="color: #808080; font-size: 8pt;">Source: Social Media Examiner</span></figcaption></figure><p>Once you’ve set up your online service business, you need to learn how to sell your services effectively. There are many ways to find your first clients as a new freelancer, as well as simple strategies for scaling your business over time.</p><h3>Partner with another service provider.</h3><p>Syed recommends finding a service provider with a similar target demographic and a complimentary, but non-competing, service, and helping one another by recommending each other’s services.</p><p>“If one of you specializes in Google Ads and the other in web design, you can recommend each other as both are useful for a client interested in marketing, but they’re not mutually exclusive services,” he said.</p><h3>Ask for referrals.</h3><p>Referrals are a great way to get clients when you’re getting starting. Don’t be afraid to ask current and former clients to spread the word, and you could even offer a cash incentive for every referral.</p><p>When asking for referrals, be sure to be specific. The more specific you are, the more likely you are to be the person others think of when they encounter your ideal client.</p><p>“Asking ‘Who else can I meet?’ is not a useful referral question,” said Bruce Harpham, a specialist in marketing automation. “Instead, make your request much more specific like this: ‘Do you know any marketing managers at Toronto technology companies with more than 50 employees?’”</p><p>The most important things to be specific about are the niche you want to serve and the positions in the niche that are most likely to seek your services.</p><h3>Network with your target client.</h3><p>Harpham also advised that instead of attending one-off events, network with your ideal clients by becoming a regular participant in a niche community. He joined a local group for his ideal clients that hosted events several times a month.</p><p>“As a result of regular participation, I was invited to speak at an event with 70 people in May 2020,” he said. “Along the way, I’ve deepened my knowledge of the industry and met plenty of people.”</p><p>If in-person events aren’t available, join Facebook groups and answer questions members ask. It’ll demonstrate that you have expertise and people will remember that when it comes time to hire someone. You can also follow people in your target niche on Instagram and engage with their content and audience</p><h3>Use direct message.</h3><p>A growing email list has long been the most essential asset of any online business, but only about 30% of people who receive an email newsletter will open it. Alternatively, 85% of people will open and read a Facebook message.</p><p>“The sales calls of the past are the DMs of the present,” said Olga Gonzalez, CEO of Pietra Communications. “Keep your pages up to date with relevant information, create unique content, and talk to people via direct message.”</p><p>If you don’t have the time to direct message your clients all day long, consider using a Facebook Messenger bot. Messenger bots work through your Facebook page and essentially “greet” visitors. It can open up conversations, answer questions, and gauge where potential clients are at in needing your services.</p><h3>Advertise on Facebook.</h3><p>Paid advertising is a great and effective way to quickly grow your service business. Facebook has one of the most customizable ad platforms available, allowing you to reach relevant potential clients affordably.</p><p>Customize your target audience by age, gender, location, what they like, and whatever other demographics make them your ideal client. You can also retarget people who’ve been to your website or added your service to their cart but didn’t make a purchase.</p><p><strong>Related: <a href="https://dollarsprout.com/online-jobs/">28 Legit Online Jobs That Are Easy, Flexible and Profitable</a></strong></p><h2>Best Practices to Sell Professional Services Online</h2><p><img class="size-full wp-image-47350 aligncenter" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%201200%20708'%3E%3C/svg%3E" alt="best practices for selling services online" width="1200" height="708" data-pin-nopin="true" data-lazy-src="https://dollarsprout.com/wp-content/uploads/2021/01/best-practices-for-selling-services-online-e1598331974140.jpg"><noscript><img class="size-full wp-image-47350 aligncenter" src="https://dollarsprout.com/wp-content/uploads/2021/01/best-practices-for-selling-services-online-e1598331974140.jpg" alt="best practices for selling services online" width="1200" height="708" data-pin-nopin="true"></noscript></p><p>Now you know how to start, market, and sell your services, but you can take it a step further to get an edge on the competition.</p><h3>Share testimonials.</h3><p>Rather than telling potential clients what you do, let past clients speak on your behalf. Ask for a testimonial from every client, especially when you’re starting out. Don’t just use end-result testimonials, either. Try to get them from clients midway through the process, so people know what it’s like to work with you as well.</p><p>Video testimonials are incredibly effective, as are testimonials accompanied by case studies and data. If you feel apprehensive about asking your clients directly, set up an email autoresponder to run once you finish the job that asks for testimonials.</p><h3>Use social media wisely.</h3><p>It’s not enough to have a social media account. You should follow best practices so you can keep showing up in your ideal client’s feed and get them to interact with you.</p><p>“Consistency is key with any marketing effort,” said digital marketing strategist Rachele Wright. “If you’re going to spend time on a social media platform, be consistent with showing up even if it’s starting small, just 1 time a week.”</p><p>She also recommends taking advantage of features the platform wants you to use. “Facebook really has a huge push and focus on groups. If you’re just posting to a Facebook Business Page, but not participating in groups or creating your own, you’re missing out on the potential of that platform.”</p><h3>Emphasize your client’s transformation.</h3><p>Donald Miller’s StoryBrand framework emphasizes making your client and their transformation central to your marketing and to position yourself as the guide.</p><p>Anywhere you show up online, make sure you tell people exactly what you offer, how it’ll get them to their desired transformation, and make them excited about what life can be like when they’ve accomplished that transformation.</p><p><strong>Related: <a href="https://dollarsprout.com/online-jobs-for-college-students/">18 Legit Online Jobs for College Students</a></strong></p><h3>Provide value.</h3><p>ABPV: Always Be Providing Value.</p><p>Most people look for value-adds when paying for a service. Instead of lowering your prices, see if there’s a way you can add more value to the package. “One way I provided value before I had a larger client network was by participating in free Q&A sessions with business professionals in other niches,” said SEO expert Aaron Cote.</p><p>Through these Q&A sessions, Cote was able to meet new people and become an authority within that group. “By demonstrating my value and my expertise, I was able to secure about four clients in my first month,” he said.</p><p>Some other ways you can add value are through one-on-one coaching, maintenance training on the software or product you’re setting up, customer service, or a warranty.</p><h2>Don’t Stop at Selling Services</h2><p>There are only so many hours in the day you can provide direct services. However, you can take your business even further by building scalable <strong><a href="https://dollarsprout.com/passive-income-ideas/">passive income streams</a></strong>.</p><p>“I wish I had known sooner to think about what else I could sell, even if it’s for small dollars,” said e-commerce marketer Andrew Maff with BlueTuskr. “We’ve built out workshops, coaching classes, workbooks, and a lot more that we use as lead generation but also make some decent money off of.”</p><p>As you gain experience, use your expertise to build products you can sell on autopilot. And if you love your service but need more time to take on clients, create systems for tasks that you can hire out to a virtual assistant.</p><p>If selling your services online is something you want to do full time, always be looking for ways to grow it, and you’ll be there before you know it.</p><p><strong>Related: <a href="https://dollarsprout.com/digital-product-ideas/">19 Digital Products You Can Sell Online to Generate Passive Income</a></strong></p> <script async data-uid="f75e68e1b6" src="https://wispy-waterfall-8629.ck.page/f75e68e1b6/index.js"></script><div id="dpsp-content-bottom" class="dpsp-content-wrapper dpsp-shape-rounded dpsp-size-small dpsp-has-spacing dpsp-show-on-mobile dpsp-button-style-1"><ul class="dpsp-networks-btns-wrapper dpsp-networks-btns-content dpsp-networks-btns-share dpsp-column-5 dpsp-has-button-icon-animation"><li><a rel="nofollow noopener noreferrer" 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}</script> <main id="main" class="dfsdfffffff"> <article> <!--<h1 class="title container"></h1>--><h1 class="title container">Should I Buy Bitcoin? 4 Things to Know About the Virtual Currency Beforehand</h1><div class="disclosure-wrap"> <a class="disclosure-link" id="ADisclosure" href="javascript:void(0);">Advertiser Disclosure</a><div class="disclosure-tooltip" id="AdTooltip"><h2>Our readers always come first</h2><p><span style="font-size: 11pt;">The content on DollarSprout includes links to our advertising partners. When you read our content and click on one of our partners’ links, and then decide to complete an offer — whether it’s downloading an app, opening an account, or some other action — we may earn a commission from that advertiser, at no extra cost to you.</span></p><p><span style="font-size: 11pt;">Our ultimate goal is to educate and inform, not lure you into signing up for certain offers. Compensation from our partners may impact what products we cover and where they appear on the site, but does not have any impact on the objectivity of our reviews or advice.</span></p></div></div><section class="content-wrap style-two"><div class="container"> <header class="entry-header"><div class="post-meta"><div class="pull-left"><div class="post-meta-image"> <a href="https://dollarsprout.com/author/annette-miller/" aria-label="Annette Miller"> <img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E"
alt="Annette Miller" data-lazy-srcset="https://dollarsprout.com/wp-content/uploads/annette-headshot-52x60@2x.jpg 45w" data-lazy-sizes="(min-width: 1px) 45px, 100vw" data-lazy-src="https://dollarsprout.com/wp-content/uploads/annette-headshot-52x60@2x.jpg" ><noscript><img src="https://dollarsprout.com/wp-content/uploads/annette-headshot-52x60@2x.jpg"
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sizes="(min-width: 1px) 45px, 100vw" ></noscript> </a></div> <address class="post-meta-info"> <span>Written by <a href="https://dollarsprout.com/author/annette-miller/" aria-label="Annette Miller">Annette Miller</a></span> <span>Last Updated: <time datetime="2020-06-12 13:49:30">June 12, 2020</time></span> </address></div></div></header><div class="grid-row blog-page"><div class="blog-col"><div class="breadcrumb-block"><ol class="breadcrumb"><li class="breadcrumb-item"><a href="https://dollarsprout.com/">Home</a></li><li class="breadcrumb-item"> <a href="https://dollarsprout.com/category/investing/"><span>Investing</span></a></li><li class="breadcrumb-item"> <a href="https://dollarsprout.com/category/investing/investing-basics/"><span>Learn</span></a></li></ol><div class="photocredit" style="display: inline-block;font-size: 13px;text-align: right;"> <span class="top-text"> </span></div></div> <figure class="post"> <img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="" data-lazy-srcset="https://dollarsprout.com/wp-content/uploads/2018/09/should-i-buy-bitcoin-600x230@2x.jpg 1110w, https://dollarsprout.com/wp-content/uploads/2018/09/should-i-buy-bitcoin-600x230@2x.jpg 930w, https://dollarsprout.com/wp-content/uploads/2018/09/should-i-buy-bitcoin-600x230@2x.jpg 690w, https://dollarsprout.com/wp-content/uploads/2018/09/should-i-buy-bitcoin-600x230@2x.jpg 510w, https://dollarsprout.com/wp-content/uploads/2018/09/should-i-buy-bitcoin.jpg 450w, https://dollarsprout.com/wp-content/uploads/2018/09/should-i-buy-bitcoin.jpg 330w, https://dollarsprout.com/wp-content/uploads/2018/09/should-i-buy-bitcoin.jpg 300w" data-lazy-sizes="(min-width: 1200px) 1110px, (min-width: 992px) 930px, (min-width: 768px) 690px, (min-width: 576px) 510px, (min-width: 480px) 450px, (min-width: 360px) 330px, (min-width: 1px) 300px, 100vw" data-lazy-src="https://dollarsprout.com/wp-content/uploads/2018/09/should-i-buy-bitcoin-600x230@2x.jpg"><noscript><img src="https://dollarsprout.com/wp-content/uploads/2018/09/should-i-buy-bitcoin-600x230@2x.jpg" alt="" srcset="https://dollarsprout.com/wp-content/uploads/2018/09/should-i-buy-bitcoin-600x230@2x.jpg 1110w, https://dollarsprout.com/wp-content/uploads/2018/09/should-i-buy-bitcoin-600x230@2x.jpg 930w, https://dollarsprout.com/wp-content/uploads/2018/09/should-i-buy-bitcoin-600x230@2x.jpg 690w, https://dollarsprout.com/wp-content/uploads/2018/09/should-i-buy-bitcoin-600x230@2x.jpg 510w, https://dollarsprout.com/wp-content/uploads/2018/09/should-i-buy-bitcoin.jpg 450w, https://dollarsprout.com/wp-content/uploads/2018/09/should-i-buy-bitcoin.jpg 330w, https://dollarsprout.com/wp-content/uploads/2018/09/should-i-buy-bitcoin.jpg 300w" sizes="(min-width: 1200px) 1110px, (min-width: 992px) 930px, (min-width: 768px) 690px, (min-width: 576px) 510px, (min-width: 480px) 450px, (min-width: 360px) 330px, (min-width: 1px) 300px, 100vw"></noscript> <figcaption><p><span style="color: #808080;"><span style="font-size: 10pt;">Our number one goal at DollarSprout is to help readers improve their financial lives, and we regularly partner with companies that share that same vision. If purchase or signup is made through our Partners’ links, we receive compensation for the referral. </span><span style="font-size: 10pt;">Here’s </span></span><span style="font-size: 10pt;"><a class="link" href="https://dollarsprout.com/how-we-make-money/" target="_blank" rel="noopener">how we make money.</a></span></p> </figcaption> </figure> <span id="dpsp-post-content-markup" data-image-pin-it="true"></span><p>“Should I buy Bitcoin?”</p><p>A question we’ve all asked ourselves in the wake of the cryptocurrency hype.</p><p>Bitcoin was one of the hottest crazes of 2017. Maybe your friends have said it’s a great way to <strong><a href="https://dollarsprout.com/how-to-earn-money-online/" rel="noopener noreferrer">make money online</a></strong> or create passive income.</p><p>But is a bitcoin investment something you should consider? What is Bitcoin, anyway? Is it taxed?</p><p>Read on for the 101 primer and the major reasons you might not want to funnel those hard-earned side-hustle dollars into the mystical digital wonder of Bitcoin.</p><h2>What is Bitcoin?</h2><p>Bitcoin is a blockchain cryptocurrency.</p><p>Ethereum. Litecoin. Ripple. <em>Bitcoin.</em></p><p>Heard of any of those? Before 2017, you probably hadn’t, but those are the best-known cryptocurrencies today.</p><p>Cryptocurrencies are a type of digital currency that uses <a href="https://dollarsprout.com/blockchain-technology/"><strong>blockchain technology</strong></a>.</p><p>Bitcoin is the proverbial 800-pound gorilla in the crypto scene. I come across stories all the time about how if I would have bought Bitcoin in 2009 and held it to December 2017, when pricing peaked, I’d have made millions upon millions of dollars.</p><p><div class="rll-youtube-player" data-src="https://www.youtube.com/embed/Um63OQz3bjo" data-id="Um63OQz3bjo" data-query="rel=0"></div><noscript><iframe src="https://www.youtube.com/embed/Um63OQz3bjo?rel=0" width="560" height="315" allowfullscreen="allowfullscreen" title="dollarsprout"></iframe></noscript></p><h2>Regulation and Risk</h2><p>If you’ve seen It’s a Wonderful Life, you might recall the scene in which there is a run on the bank.</p><p>The phenomenon historically occurred when bank customers got spooked during economic crises such as The Great Depression. Thinking the bank would go bank<em>rupt</em>, customers would run to the bank in person to withdraw their cash before it was too late and the money all gone.</p><p>That isn’t something you’ll really see in 2018. There’s a very good reason for that.</p><h3>Regulation</h3><p>The Federal Deposit Insurance Corporation (FDIC) insures most bank accounts for up to $250,000 to make sure that scenario doesn’t play out.</p><p>Our federal government oversees a range of such financial regulatory policies to protect the public in times of panic, instability, or fraud. (And there are grave concerns regarding fraud in cryptocurrency.) However, the explosive adoption of cryptocurrencies as an<em> investment asset</em> has outpaced our laws governing their responsible use.</p><p>Putting aside the high finance fancy pants pros-versus-cons views on that disconnect, it’s undeniable that surging interest in cryptocurrencies is placing<strong> <a href="https://www.cnbc.com/2018/01/18/regulate-bitcoin-but-dont-ban-says-former-fdic-chair.html" target="_blank" rel="noopener noreferrer">increasing pressure on Uncle Sam</a></strong> to create and enforce standards for trading these assets.</p><p>On Valentine’s Day, the former FDIC Chair said, “I worry that people are getting into this because they’re seeing the skyrocketing returns and the tremendous increase in value without really understanding what it is.”</p><p>That may be tricky and drawn out as cryptocurrencies are, by design, not tied to any one country. This decentralization may also make fraud prosecution difficult.</p><p>As of this writing, more concrete decisions were being made by the regulatory powers that be.</p><h3>Bitcoin price: Valuation</h3><p>The other critical factor in understanding the mania of cryptocurrency is how its value fluctuates. Early, often, and big.</p><p>In a single day, it isn’t uncommon for one of the major currencies, including Bitcoin, to change 40% in price! As of this writing, Bitcoin was down 25% since the month prior.</p><p>That’s <em>significant. </em></p><p>Before the holidays, record highs were hit when Bitcoin exceeded $19,850 per coin. Since Santa’s come and gone, Bitcoin value has gone up and down and down some more and so on. Bitcoin stumbled in early February as it dropped from $10,000 to $6,000 within just a few days.</p><p>The week of this writing, the <strong><a href="https://www.coindesk.com/price/bitcoin" target="_blank" rel="noopener noreferrer nofollow">price of Bitcoin</a></strong> tumbled below $6,500.</p><p>Some of these fluctuations are speculated to be tied to investor confidence as over $500 million was stolen from a single cryptocurrency heist. And there have been <strong><a href="https://www.forbes.com/sites/francescoppola/2018/02/11/yet-another-theft-from-a-cryptocurrency-exchange-but-who-is-really-to-blame/" target="_blank" rel="noopener noreferrer">other thefts</a></strong> as well.</p><p>These huge swings in Bitcoin price also might reflect panic when investors see huge institutions selling off millions of dollars of holdings.</p><p>The take-home message: Cryptocurrencies are not regulated the way other currencies and markets are, which means tremendous risk and volatility for the average investor.</p><h2>Are Bitcoins Taxed?</h2><p>Good question. The short answer is yes. However, here are two big issues:</p><ol><li><strong><a href="https://www.irs.gov/irb/2014-16_IRB" target="_blank" rel="noopener noreferrer">Guidance from the IRS</a></strong> (let me know if you can make sense of that; I sure couldn’t) has been sparse and delayed.</li><li>Unlike other financial institutions, which send you an annual summary statement for tax preparation, you don’t necessarily get something like that for crypto trading. That makes it tough to track and report accurately.</li></ol><p>Unfortunately, some folks have been in for a rude awakening about all this.</p><p>People are discovering they <strong><a href="https://www.wsj.com/articles/do-you-own-bitcoin-the-irs-is-coming-for-you-1521192601" target="_blank" rel="noopener noreferrer">owe taxes on Bitcoin</a></strong> earnings from 2017. In fact, one story making the rounds shows one poor guy owing over $50,000 in capital gains. Instead of setting aside a chunk to pay Uncle Sam, he reinvested… then lost a big chunk of it.</p><p>Not convinced yet that crypto trading is a huge grey area with lots of risks? Check out this fire and brimstone clip the folks at CNBC put together on the<strong> <a href="https://www.cnbc.com/2018/02/20/how-to-know-whether-you-owe-taxes-on-bitcoin.html" target="_blank" rel="noopener noreferrer">impact of not paying taxes</a></strong> on your crypto fortune.</p><h2>Smart Investment Alternatives to Cryptocurrency</h2><p>When it comes to investing, there are many alternatives to cryptocurrency, including real estate and peer-to-peer lending.</p><p>But if you do decide to take on the risk of crypto, be prepared to lose it all. This is consistently the advice financial professionals give.</p><p>Of course, I’m not a financial advisor. And we don’t give specific financial or investment advice on DollarSprout.</p><p>However, I’ve personally been investing since I was 19. Outside of my retirement accounts, I use several investing apps to grow my rainy day fund without the intense risks associated with cryptocurrencies. (Of course, any investment in the stock market also comes with risks.)</p><h2>Should I Buy Bitcoin?</h2><p>Cryptocurrencies are a type of digital currency. It’s not officially regulated yet, and the volatile nature of this investment makes it a steep risk.</p><p>Many have jumped on the cryptocurrency train not fully aware of the risks involved, only to lose their investment (and then some) or get hit with a huge tax bill come springtime.</p><p>If you do decide to take on the risks of cryptocurrencies, only invest as much as you’re willing to lose.</p><p>For less risky investment alternatives, check out this list of <strong><a href="https://dollarsprout.com/best-investment-apps/">our favorite investment apps</a></strong> or see our <strong><a href="https://dollarsprout.com/how-to-start-investing-for-beginners/">beginner’s guide to investing</a></strong>.</p> <script async data-uid="607750010d" src="https://wispy-waterfall-8629.ck.page/607750010d/index.js"></script><div id="dpsp-content-bottom" class="dpsp-content-wrapper dpsp-shape-rounded dpsp-size-small dpsp-has-spacing dpsp-show-on-mobile dpsp-show-total-share-count 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Currently living in Bourbonland, USA (aka Louisville, KY) and tweeting @millerannette.</p></div></div> <section class="comments-section"> <!-- You can start editing here. --> <!-- <span class="title"><span></span></span> <span></span>--> <span class="comment-count" style="display: none;">2</span> <span class="title"> <span>2 comments</span> </span><div class="comment-block"><div class="comment even thread-even depth-1" id="comment-1269"><div class="img-block"><div class="avatara"> <img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" data-lazy-srcset="https://dollarsprout.com/wp-content/uploads/2020/03/gray-avatar-70x70.png 1x" alt="George @ DontPayFull" data-lazy-src="https://dollarsprout.com/wp-content/uploads/2020/03/gray-avatar-70x70.png"><noscript><img src="https://dollarsprout.com/wp-content/uploads/2020/03/gray-avatar-70x70.png" srcset="https://dollarsprout.com/wp-content/uploads/2020/03/gray-avatar-70x70.png 1x" alt="George @ DontPayFull"></noscript></div></div><div class="text-block"><div class="text-row"> <span class="name"> George @ DontPayFull </span> <!--<span class="name"></span> <span class="date check"> </span>--></div><p>Bitcoin is for those who are willing to take high risks as you might lose everything or make a fortune. Those looking for less risky investments should consider something like real estate.</p><div class="reply"> <a rel='nofollow' class='comment-reply-link' href='#comment-1269' data-commentid="1269" data-postid="16403" data-belowelement="comment-1269" data-respondelement="respond" data-replyto="Reply to George @ DontPayFull" aria-label='Reply to George @ DontPayFull'>Reply</a></div></div></div><!-- #comment-## --><div class="comment odd alt thread-odd thread-alt depth-1" id="comment-3885"><div class="img-block"><div class="avatara"> <img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" data-lazy-srcset="https://dollarsprout.com/wp-content/uploads/2020/03/gray-avatar-70x70.png 1x" alt="Arushi Krishnnan" data-lazy-src="https://dollarsprout.com/wp-content/uploads/2020/03/gray-avatar-70x70.png"><noscript><img src="https://dollarsprout.com/wp-content/uploads/2020/03/gray-avatar-70x70.png" srcset="https://dollarsprout.com/wp-content/uploads/2020/03/gray-avatar-70x70.png 1x" alt="Arushi Krishnnan"></noscript></div></div><div class="text-block"><div class="text-row"> <span class="name"> Arushi Krishnnan </span> <!--<span class="name"></span> <span class="date check"> </span>--></div><p>Of course investing in Bitcoin is a good option (as Bitcoin is likely to replace currency). It is a form of electronic cash sent peer-to-peer without the need for a financial intermediary. It is the first decentralized digital currency which means the system works without a central bank or a single administrator. Bitcoin is different in many ways from normal currency. Though Bitcoin is gaining popularity, for Bitcoin to become more popular, the world has to technologically advance in a progressive manner.</p><div class="reply"> <a rel='nofollow' class='comment-reply-link' href='#comment-3885' data-commentid="3885" data-postid="16403" data-belowelement="comment-3885" data-respondelement="respond" data-replyto="Reply to Arushi Krishnnan" aria-label='Reply to Arushi Krishnnan'>Reply</a></div></div></div><!-- #comment-## --></div><div class="comments-form-block"><div id="respond" class="comment-respond"><h2 class="title">Leave your comment <small><a rel="nofollow" id="cancel-comment-reply-link" href="/should-i-buy-bitcoin/#respond" style="display:none;">Cancel reply</a></small></h2><form action="https://dollarsprout.com/wp-comments-post.php" method="post" id="commentform" class="comment-form" novalidate><div class="top-row"><p><span class="wpcf7-form-control-wrap author"><input placeholder="Your name*" id="author" name="author" type="text" value="" class="wpcf7-form-control wpcf7-text wpcf7-validates-as-required" required aria-required="true" /><span class="border-item"></span></span></p><p><span class="wpcf7-form-control-wrap email"><input placeholder="Your email*" id="email" name="email" type="text" value="" class="wpcf7-form-control wpcf7-text wpcf7-email wpcf7-validates-as-required wpcf7-validates-as-email" required aria-required="true" /><span class="border-item"></span></span></p></div><p><span class="wpcf7-form-control-wrap your-message"><textarea id="comment" placeholder="Your message*" name="comment" cols="45" rows="8" maxlength="65525" required="required" class="wpcf7-form-control wpcf7-textarea"></textarea></span></p><p class="form-submit"><input name="submit" type="submit" id="submit" class="submit" value="Post Comment" /> <input type='hidden' name='comment_post_ID' value='16403' id='comment_post_ID' /> <input type='hidden' name='comment_parent' id='comment_parent' value='0' /></p><p style="display: none;"><input type="hidden" id="akismet_comment_nonce" name="akismet_comment_nonce" value="a767e7b773" /></p><p style="display: none;"><input type="hidden" id="ak_js" name="ak_js" value="80"/></p></form></div><!-- #respond --></div></section> <!-- --> </footer></div> <aside class="sidebar sidebar-wrap"><div id="custom_html-2" class="widget_text widget widget_custom_html"><div class="widget_text widget_inner"><h3 class="widgettitle">Making Money</h3><div class="textwidget custom-html-widget"><ul><li><a href="https://dollarsprout.com/how-to-make-money-fast-100/"> Ways to Make Money</a></li><li><a href="https://dollarsprout.com/online-jobs/"> Online Jobs</a></li><li><a href="https://dollarsprout.com/passive-income-ideas/"> Passive Income Ideas</a></li><li><a href="https://dollarsprout.com/gig-economy-jobs/"> Gig Economy Jobs</a></li></ul></div></div></div><div id="custom_html-3" class="widget_text widget widget_custom_html"><div class="widget_text widget_inner"><h3 class="widgettitle">Popular Side Hustles</h3><div class="textwidget custom-html-widget"><ul><li><a href="https://dollarsprout.com/how-to-start-a-blog/"> Start a Blog</a></li><li><a href="https://dollarsprout.com/postmates-driver-review/"> Deliver with Postmates</a></li><li><a href="https://dollarsprout.com/paid-online-surveys/"> Paid Survey Opportunities</a></li></ul></div></div></div><div id="custom_html-4" class="widget_text widget widget_custom_html"><div class="widget_text widget_inner"><h3 class="widgettitle">Your Financial Setup</h3><div class="textwidget custom-html-widget"><ul><li><a href="https://dollarsprout.com/best-online-savings-accounts/"> Best Savings Accounts</a></li><li><a href="https://dollarsprout.com/best-investment-apps/"> Best Investing Apps</a></li><li><a href="https://dollarsprout.com/best-budgeting-apps/"> Best Budgeting Apps</a></li></ul></div></div></div></aside><!-- /sidebar --></div></div> </section> <section class="latest-articles container"><h2>You May Also Like</h2><div class="grid-row"><div class="articles-col"> <article class="article-block"><div class="block-image"> <img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E"
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}</script> <main id="main" class="dfsdfffffff"> <article> <!--<h1 class="title container"></h1>--><h1 class="title container">10 Residual Income Ideas to Make More Money with Less Work</h1><div class="disclosure-wrap"> <a class="disclosure-link" id="ADisclosure" href="javascript:void(0);">Advertiser Disclosure</a><div class="disclosure-tooltip" id="AdTooltip"><h2>Our readers always come first</h2><p><span style="font-size: 11pt;">The content on DollarSprout includes links to our advertising partners. When you read our content and click on one of our partners’ links, and then decide to complete an offer — whether it’s downloading an app, opening an account, or some other action — we may earn a commission from that advertiser, at no extra cost to you.</span></p><p><span style="font-size: 11pt;">Our ultimate goal is to educate and inform, not lure you into signing up for certain offers. Compensation from our partners may impact what products we cover and where they appear on the site, but does not have any impact on the objectivity of our reviews or advice.</span></p></div></div><section class="content-wrap style-two"><div class="container"> <header class="entry-header"><div class="post-meta"><div class="pull-left"><div class="post-meta-image"> <a href="https://dollarsprout.com/author/anna-baluch/" aria-label="Anna Baluch"> <img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E"
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sizes="(min-width: 1px) 45px, 100vw" ></noscript> </a></div> <address class="post-meta-info"> <span>Written by <a href="https://dollarsprout.com/author/anna-baluch/" aria-label="Anna Baluch">Anna Baluch</a></span> <span>Last Updated: <time datetime="2020-07-02 10:19:28">July 2, 2020</time></span> </address></div></div></header><div class="grid-row blog-page"><div class="blog-col"><div class="breadcrumb-block"><ol class="breadcrumb"><li class="breadcrumb-item"><a href="https://dollarsprout.com/">Home</a></li><li class="breadcrumb-item"> <a href="https://dollarsprout.com/category/passive-income/"><span>Passive Income</span></a></li></ol><div class="photocredit" style="display: inline-block;font-size: 13px;text-align: right;"> <span class="top-text"> GaudiLab | Shutterstock </span></div></div> <figure class="post"> <img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="" data-lazy-srcset="https://dollarsprout.com/wp-content/uploads/2019/08/What-is-residual-income-600x230@2x.jpg 1110w, https://dollarsprout.com/wp-content/uploads/2019/08/What-is-residual-income-600x230@2x.jpg 930w, https://dollarsprout.com/wp-content/uploads/2019/08/What-is-residual-income-600x230@2x.jpg 690w, https://dollarsprout.com/wp-content/uploads/2019/08/What-is-residual-income-600x230@2x.jpg 510w, https://dollarsprout.com/wp-content/uploads/2019/08/What-is-residual-income.jpg 450w, https://dollarsprout.com/wp-content/uploads/2019/08/What-is-residual-income.jpg 330w, https://dollarsprout.com/wp-content/uploads/2019/08/What-is-residual-income.jpg 300w" data-lazy-sizes="(min-width: 1200px) 1110px, (min-width: 992px) 930px, (min-width: 768px) 690px, (min-width: 576px) 510px, (min-width: 480px) 450px, (min-width: 360px) 330px, (min-width: 1px) 300px, 100vw" data-lazy-src="https://dollarsprout.com/wp-content/uploads/2019/08/What-is-residual-income-600x230@2x.jpg"><noscript><img src="https://dollarsprout.com/wp-content/uploads/2019/08/What-is-residual-income-600x230@2x.jpg" alt="" srcset="https://dollarsprout.com/wp-content/uploads/2019/08/What-is-residual-income-600x230@2x.jpg 1110w, https://dollarsprout.com/wp-content/uploads/2019/08/What-is-residual-income-600x230@2x.jpg 930w, https://dollarsprout.com/wp-content/uploads/2019/08/What-is-residual-income-600x230@2x.jpg 690w, https://dollarsprout.com/wp-content/uploads/2019/08/What-is-residual-income-600x230@2x.jpg 510w, https://dollarsprout.com/wp-content/uploads/2019/08/What-is-residual-income.jpg 450w, https://dollarsprout.com/wp-content/uploads/2019/08/What-is-residual-income.jpg 330w, https://dollarsprout.com/wp-content/uploads/2019/08/What-is-residual-income.jpg 300w" sizes="(min-width: 1200px) 1110px, (min-width: 992px) 930px, (min-width: 768px) 690px, (min-width: 576px) 510px, (min-width: 480px) 450px, (min-width: 360px) 330px, (min-width: 1px) 300px, 100vw"></noscript> <figcaption><p><span style="color: #808080;"><span style="font-size: 10pt;">Our number one goal at DollarSprout is to help readers improve their financial lives, and we regularly partner with companies that share that same vision. If purchase or signup is made through our Partners’ links, we receive compensation for the referral. </span><span style="font-size: 10pt;">Here’s </span></span><span style="font-size: 10pt;"><a class="link" href="https://dollarsprout.com/how-we-make-money/" target="_blank" rel="noopener">how we make money.</a></span></p> </figcaption> </figure> <span id="dpsp-post-content-markup" data-image-pin-it="true"></span><p>If you have a traditional job that requires you to work in an office 40 hours a week, your paycheck only reflects the 40 hours you worked.</p><p>Essentially, you’re trading your time for money.</p><p>But what if you could reclaim some of that time? Wouldn’t it be great to put in the time and work upfront and reap the financial benefits months and years down the road?</p><p>Residual income can allow you to do just that. It can give you the freedom to spend more time doing the things you love while still earning a living.</p><p>With a residual income stream, you can make money regardless of where you are or what you’re doing. Your bank account has the potential to grow, even when you’re sleeping, traveling, or golfing.</p><h2>What is Residual Income?</h2><p>Residual income is the act of making money long after you’ve completed the work. Instead of getting paid for doing work that you continue to perform, you do work once and get paid for it over and over again.</p><p>By creating residual income, you can focus on a hobby, your family, or another job without having to devote time to any additional marketing or managing. Once you’ve invested time, effort, and maybe money upfront, you can sit back, relax, and watch the money come in.</p><p><strong>Related:</strong> <a href="https://dollarsprout.com/how-to-make-money-fast-100/"><strong>40 Quick Ways to Make Money</strong></a></p><h2>5 Ideas to Create Residual Income if You Have Money to Invest</h2><p>If you have some money to invest upfront, there are a number of residual income streams to consider.</p><h3>1. Invest in real estate</h3><table style="height: 240px; width: 100%; border-collapse: collapse; border-color: #e6e6e6; border-style: solid;" border="yes"><tbody><tr><td style="width: 33.33%;"> </p><p><img class="wp-image-23603 aligncenter" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%20113%2033'%3E%3C/svg%3E" alt="fundrise app logo" width="113" height="33" data-pin-nopin="true" data-lazy-src="https://dollarsprout.com/wp-content/uploads/2019/04/fundrise-app-logo.png"><noscript><img class="wp-image-23603 aligncenter" src="https://dollarsprout.com/wp-content/uploads/2019/04/fundrise-app-logo.png" alt="fundrise app logo" width="113" height="33" data-pin-nopin="true"></noscript></td><td style="width: 33.33%;"> </p><p><img class="wp-image-41381 aligncenter" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%20110%2043'%3E%3C/svg%3E" alt="crowdstreet logo" width="110" height="43" data-pin-nopin="true" data-lazy-src="https://dollarsprout.com/wp-content/uploads/2020/04/crowdstreet-logo.png"><noscript><img class="wp-image-41381 aligncenter" src="https://dollarsprout.com/wp-content/uploads/2020/04/crowdstreet-logo.png" alt="crowdstreet logo" width="110" height="43" data-pin-nopin="true"></noscript></td><td style="width: 35.5649%;"> </p><p><img class="wp-image-4749 aligncenter" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%20111%2037'%3E%3C/svg%3E" alt="roofstock" width="111" height="37" data-pin-nopin="true" data-lazy-src="https://dollarsprout.com/wp-content/uploads/roofstock-logo.jpg"><noscript><img class="wp-image-4749 aligncenter" src="https://dollarsprout.com/wp-content/uploads/roofstock-logo.jpg" alt="roofstock" width="111" height="37" data-pin-nopin="true"></noscript></td></tr><tr style="height: 24px;"><td style="width: 33.33%; height: 24px; text-align: center; background-color: #fafafa;"><span style="text-decoration: underline;"><span style="font-size: 10pt; color: #808080; text-decoration: underline;">What you invest in: </span></span></p><p><span style="font-size: 10pt;">4 real estate portfolio<br /> options that focus on<br /> income and growth</span></td><td style="width: 33.33%; height: 24px; text-align: center; background-color: #fafafa;"><span style="text-decoration: underline;"><span style="font-size: 10pt; color: #808080; text-decoration: underline;">What you invest in: </span></span></p><p><span style="font-size: 10pt;">Invest directly in individual<br /> deals or invest in a portfolio<br /> of 30-50 properties</span></td><td style="width: 35.5649%; height: 24px; text-align: center; background-color: #fafafa;"><span style="text-decoration: underline;"><span style="font-size: 10pt; color: #808080; text-decoration: underline;">What you invest in: </span></span></p><p><span style="font-size: 10pt;">Buy individual homes and<br /> rent them out to generate<br /> income </span></td></tr><tr style="height: 48px;"><td style="width: 33.33%; height: 48px; text-align: center;"><span style="text-decoration: underline;"><span style="color: #808080; font-size: 10pt; text-decoration: underline;">Minimums and Fees:</span></span></p><p><span style="font-size: 10pt;">$500 minimum, 1% fee</span></td><td style="width: 33.33%; height: 48px; text-align: center;"><span style="text-decoration: underline;"><span style="color: #808080; font-size: 10pt; text-decoration: underline;">Minimums and Fees:</span></span></p><p><span style="font-size: 10pt;">$25,000 minimum, .5-2.5% fee</span></td><td style="width: 35.5649%; height: 48px; text-align: center;"><span style="text-decoration: underline;"><span style="color: #808080; font-size: 10pt; text-decoration: underline;">Fees:</span></span></p><p><span style="font-size: 13.3333px;"> Higher of $500 or 0.5% of purchase price</span></td></tr><tr style="height: 48px;"><td style="width: 33.33%; height: 48px; text-align: center; background-color: #fafafa;"><span style="text-decoration: underline;"><span style="font-size: 10pt; color: #808080; text-decoration: underline;">Pros and Cons:</span></span></p><p style="text-align: left;"><span style="font-size: 10pt;"><span style="color: #339966;">+</span> 100% passive</span></p><p style="text-align: left;"><span style="font-size: 10pt;"><span style="color: #339966;">+</span> No minimum net worth</span></p><p style="text-align: left;"><span style="font-size: 10pt;"><span style="color: #993300;">– </span>Liquidity not guaranteed</span></p><p style="text-align: left;"><span style="font-size: 10pt;"><span style="color: #993300;">– </span>Must hold for 5 years</span></p></td><td style="width: 33.33%; height: 48px; text-align: center; background-color: #fafafa;"><span style="text-decoration: underline;"><span style="font-size: 10pt; color: #808080; text-decoration: underline;">Pros and Cons:</span></span></p><p style="text-align: left;"><span style="font-size: 10pt;"><span style="color: #339966;">+</span> Historically strong returns</span></p><p style="text-align: left;"><span style="font-size: 10pt;"><span style="color: #339966;">+</span> Ability to invest in single property</span></p><p style="text-align: left;"><span style="font-size: 10pt;"><span style="color: #993300;">– </span>Mostly for accredited investors</span></p><p style="text-align: left;"><span style="font-size: 10pt;"><span style="color: #993300;">– </span>Liquidity not guaranteed</span></p></td><td style="width: 35.5649%; height: 48px; text-align: center; background-color: #fafafa;"><span style="text-decoration: underline;"><span style="font-size: 10pt; color: #808080; text-decoration: underline;">Pros and Cons:</span></span></p><p style="text-align: left;"><span style="font-size: 10pt;"><span style="color: #339966;">+</span> Designed for hands-on investors</span></p><p style="text-align: left;"><span style="font-size: 10pt;"><span style="color: #339966;">+</span> Find cash flow positive investments</span></p><p style="text-align: left;"><span style="font-size: 10pt;"><span style="color: #993300;">– </span>Risk is concentrated</span></p><p style="text-align: left;"><span style="font-size: 10pt;"><span style="color: #993300;">– </span>You become a landlord</span></p></td></tr><tr style="height: 96px;"><td style="width: 33.33%; text-align: center; height: 96px;"><span style="font-size: 10pt;"><div class="su-button-center"><a href="https://dollarsprout.go2cloud.org/aff_c?offer_id=11&aff_id=1&aff_sub=comparison-chart" class="su-button su-button-style-" style="color:#FFFFFF;background-color:#0bc772;border-color:#09a05c;border-radius:5px;-moz-border-radius:5px;-webkit-border-radius:5px" target="_blank" rel="noopener noreferrer"><span style="color:#FFFFFF;padding:0px 20px;font-size:16px;line-height:32px;border-color:#55d89d;border-radius:5px;-moz-border-radius:5px;-webkit-border-radius:5px;text-shadow:none;-moz-text-shadow:none;-webkit-text-shadow:none"> <strong>Learn More</strong></span></a></div></span></td><td style="width: 33.33%; text-align: center; height: 96px;"><span style="font-size: 10pt;"><div class="su-button-center"><a href="https://dollarsprout.go2cloud.org/aff_c?offer_id=83&aff_id=1&aff_sub=comparison-chart" class="su-button su-button-style-" style="color:#FFFFFF;background-color:#0bc772;border-color:#09a05c;border-radius:5px;-moz-border-radius:5px;-webkit-border-radius:5px" target="_blank" rel="noopener noreferrer"><span style="color:#FFFFFF;padding:0px 20px;font-size:16px;line-height:32px;border-color:#55d89d;border-radius:5px;-moz-border-radius:5px;-webkit-border-radius:5px;text-shadow:none;-moz-text-shadow:none;-webkit-text-shadow:none"> <strong>Learn More</strong></span></a></div></span></td><td style="width: 35.5649%; text-align: center; height: 96px;"><span style="font-size: 10pt;"><div class="su-button-center"><a href="https://dollarsprout.go2cloud.org/aff_c?offer_id=20&aff_id=1&aff_sub=comparison-chart" class="su-button su-button-style-" style="color:#FFFFFF;background-color:#0bc772;border-color:#09a05c;border-radius:5px;-moz-border-radius:5px;-webkit-border-radius:5px" target="_blank" rel="noopener noreferrer"><span style="color:#FFFFFF;padding:0px 20px;font-size:16px;line-height:32px;border-color:#55d89d;border-radius:5px;-moz-border-radius:5px;-webkit-border-radius:5px;text-shadow:none;-moz-text-shadow:none;-webkit-text-shadow:none"> <strong>Learn More</strong></span></a></div></span></td></tr></tbody></table><p>Real estate is one of the top <a href="https://dollarsprout.com/passive-income-ideas/"><strong>passive income ideas</strong></a> for investors today. When you invest in real estate, you invest in a property or land with the intention of eventually selling your investment for a profit or renting it out for monthly cash flow.</p><p>Real estate investing allows you to build equity, which is the difference between the market value of your investment and the amount you owe. As you build equity, you can use it to increase your cash flow or acquire other real estate investments.</p><h4>Passive real estate investing: REITs</h4><p>Real Estate Investment Trusts, or REITs, are companies that own and manage real estate portfolios. REITs give you the chance to invest in large-scale real estate without the high expense or responsibility of being a landlord.</p><p>The <strong><a href="https://dollarsprout.go2cloud.org/aff_c?offer_id=11&aff_id=1&aff_sub=residual-income-ideas" target="_blank" rel="nofollow">Fundrise</a></strong> online investment platform was designed to allow investors with smaller amounts of money to pool together their resources and buy shares of private REITs. With Fundrise, you can buy into private residential and commercial properties for as little as $500.</p><p>Once you’ve invested your money with Fundrise, its real estate professionals handle the details. You don’t need to do a thing. As your investments appreciate in value or turn a profit, you earn money over time.</p><h4>Active real estate investing: become a landlord</h4><blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/p/B3uhe5Rg7_P/?utm_source=ig_embed&utm_campaign=loading" data-instgrm-version="12"><div style="padding: 16px;"><p> </p><div style="display: flex; flex-direction: row; align-items: center;"><div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div><div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"><div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div><div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div></div></div><div style="padding: 19% 0;"> </div><div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div><div style="padding-top: 8px;"><div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div></div><div style="padding: 12.5% 0;"> </div><div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"><div><div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div><div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div><div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div></div><div style="margin-left: 8px;"><div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div><div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div></div><div style="margin-left: auto;"><div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div><div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div><div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div></div></div><p> </p><p style="margin: 8px 0 0 0; padding: 0 4px;"><a style="color: #000; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none; word-wrap: break-word;" href="https://www.instagram.com/p/B3uhe5Rg7_P/?utm_source=ig_embed&utm_campaign=loading" target="_blank" rel="noopener noreferrer nofollow">Real Estate is still one of the best ways to bring in extra money every month and grow your net worth! 💰 There is so much information on the internet to learn about Real Estate investing. People like @gpstephan and @meetkevin cover so much real estate investing information on their YouTube channels, making real estate investing so much simpler. Do you own or hope to own real estate one day? 🏘</a></p><p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;">A post shared by <a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px;" href="https://www.instagram.com/dollarsprout/?utm_source=ig_embed&utm_campaign=loading" target="_blank" rel="noopener noreferrer nofollow"> DollarSprout Personal Finance</a> (@dollarsprout) on <time style="font-family: Arial,sans-serif; font-size: 14px; line-height: 17px;" datetime="2019-10-17T17:00:34+00:00">Oct 17, 2019 at 10:00am PDT</time></p></div></blockquote><p><script async="" src="//www.instagram.com/embed.js"></script></p><p>Becoming a landlord involves buying a property and renting it to tenants to make money. If that sounds like something you’d like to do, you’ll need to:</p><p style="padding-left: 40px;"><strong>Buy a rental property.</strong> Buying a rental takes a lot of thought. Location, average local rent prices, mortgage, property taxes, and other factors will affect your investment. Before you buy, do the math to make sure you’ll make money on the property.</p><p style="padding-left: 40px;"><strong>Understand the laws. </strong>Perform some online research or consult a lawyer about federal and state landlord-tenant laws. This way, you’ll understand things like security deposits and when you can access the property when it’s occupied by tenants.</p><p style="padding-left: 40px;"><strong>Choose quality tenants. </strong>Advertise your rental on websites like Craigslist or Facebook Marketplace. Once you have potential tenants, find a background screening provider who can perform a background check. This will help you feel comfortable renting to them.</p><p style="padding-left: 40px;"><strong>Write a lease.</strong> You can find lease forms online and customize them to your situation. Be specific and include things like acceptable payment methods and whether or not you allow pets.</p><p style="padding-left: 40px;"><strong>Maintain the property. </strong>Inspect your property (e.g. appliances, yard, HVAC system) often to make sure it’s in good shape and repair or maintain it as necessary.</p><p style="padding-left: 40px;"><strong>Collect rent. </strong>You can collect rent money from your tenants every month online, by mail, or in person.</p><p>If you like the idea of being a landlord but don’t have the time to commit to it, consider hiring a property management company. They can market your property, find tenants, maintain it, and get collect rent on your behalf.</p><p><strong>Related: <a href="https://dollarsprout.com/make-money-renting-out-your-space/">A Detailed Guide to Renting Out Your Space</a></strong></p><h3>2. Become a lender</h3><p>Peer-to-peer lending connects borrowers directly to individual lenders who fund their loans in small increments. As a lender in a peer-to-peer lending platform, you can fund a portion of one loan or multiple loans individually.</p><p><a href="https://dollarsprout.com/lending-club-investing-review/"><strong>LendingClub</strong></a> is a peer-to-peer lending platform that gives you the chance to become a lender. After you open an account, you can automate investments based on a pre-set strategy or browse loans and manually purchase small portions of them.</p><p>You make money on the interest paid by your borrowers. The annual percentage rate for LendingClub borrowers ranges from 6.95% to 35.89% and is based on their credit. Borrowers with good credit will likely get a lower interest rate while those with average or poor credit will get a higher one.</p><p><strong>Related: <a href="https://dollarsprout.com/equity-multiple-review/">Equity Multiple Review: A Modern Way to Invest in Commercial Real Estate</a></strong></p><h3>3. Invest in the stock market</h3><p>The stock market allows investors to buy and sell stocks, which are shares of ownership in a company. To <a href="https://dollarsprout.com/how-to-start-investing-for-beginners/"><strong>invest in the stock market</strong></a>, you need to understand your risk tolerance, which is how much of a risk you can emotionally handle in your investment portfolio. Understanding your risk tolerance can prevent you from making investments that make you feel anxious or uneasy.<br /><div class="su-spacer" style="height:10px"></div><table style="height: 240px; width: 100%; border-collapse: collapse; border-color: #e6e6e6; border-style: solid;" border="yes"><tbody><tr><td style="width: 33.33%;"> </p><p><img class="wp-image-23591 aligncenter" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%20110%2039'%3E%3C/svg%3E" alt="robinhood logo" width="110" height="39" data-pin-nopin="true" data-lazy-src="https://dollarsprout.com/wp-content/uploads/2019/04/robinhood-logo.png"><noscript><img class="wp-image-23591 aligncenter" src="https://dollarsprout.com/wp-content/uploads/2019/04/robinhood-logo.png" alt="robinhood logo" width="110" height="39" data-pin-nopin="true"></noscript></p><p style="text-align: center;"><span style="font-size: 10pt;">$0 <span style="color: #808080;">per trade</span></span></p><p style="text-align: center;"><span style="font-size: 10pt;"><strong><a href="https://dollarsprout.com/robinhood-review/">Read review</a></strong></span></p></td><td style="width: 33.33%;"> </p><p><img class=" wp-image-6118 aligncenter" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%20112%2037'%3E%3C/svg%3E" alt="acorns logo for comparison chart" width="112" height="37" data-pin-nopin="true" data-lazy-src="https://dollarsprout.com/wp-content/uploads/acorns-logo-for-comparison-chart.png"><noscript><img class=" wp-image-6118 aligncenter" src="https://dollarsprout.com/wp-content/uploads/acorns-logo-for-comparison-chart.png" alt="acorns logo for comparison chart" width="112" height="37" data-pin-nopin="true"></noscript></p><p style="text-align: center;"><span style="font-size: 10pt;">$1-3 <span style="color: #808080;">per month</span></span></p><p style="text-align: center;"><span style="font-size: 10pt;"><strong><a href="https://dollarsprout.com/stash-review/">Read review</a></strong></span></p></td><td style="width: 33.33%%;"> </p><p><img class="wp-image-22436 aligncenter" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%20110%2034'%3E%3C/svg%3E" alt="m1-logo" width="110" height="34" data-pin-nopin="true" data-lazy-src="https://dollarsprout.com/wp-content/uploads/2019/03/m1-logo.png"><noscript><img class="wp-image-22436 aligncenter" src="https://dollarsprout.com/wp-content/uploads/2019/03/m1-logo.png" alt="m1-logo" width="110" height="34" data-pin-nopin="true"></noscript></p><p style="text-align: center;"><span style="font-size: 10pt;">$0 <span style="color: #808080;">per trade</span></span></p><p style="text-align: center;"><span style="font-size: 10pt;"><strong><a href="https://dollarsprout.com/m1-finance-review/">Read review</a></strong></span></p></td></tr><tr style="height: 24px;"><td style="width: 33.33%; height: 24px; text-align: center; background-color: #fafafa;"><span style="font-size: 10pt;">Designed for DIY investors</span></td><td style="width: 33.33%; height: 24px; text-align: center; background-color: #fafafa;"><span style="font-size: 10pt;">Beginner-friendly </span></td><td style="width: 33.33%; height: 24px; text-align: center; background-color: #fafafa;"><span style="font-size: 10pt;">Commission free trading</span></td></tr><tr style="height: 48px;"><td style="width: 33.33%; height: 48px; text-align: center;"><span style="font-size: 10pt;">Easy-to-use mobile app</span></td><td style="width: 33.33%; height: 48px; text-align: center;"><span style="font-size: 10pt;">Completely automated</span></td><td style="width: 33.33%; height: 48px; text-align: center;"><span style="font-size: 10pt;">Automated rebalancing</span></td></tr><tr style="height: 48px;"><td style="width: 33.33%; height: 48px; text-align: center; background-color: #fafafa;"><span style="font-size: 10pt;">No account minimum</span></td><td style="width: 33.33%; height: 48px; text-align: center; background-color: #fafafa;"><span style="font-size: 10pt;">No account minimum</span></td><td style="width: 33.33%; height: 48px; text-align: center; background-color: #fafafa;"><span style="font-size: 10pt;">$100 account minimum</span></td></tr><tr style="height: 96px;"><td style="width: 33.33%; text-align: center; height: 96px;"><span style="font-size: 10pt;"><div class="su-spacer" style="height:10px"></div><div class="su-button-center"><a href="https://dollarsprout.go2cloud.org/aff_c?offer_id=69&aff_id=1&aff_sub=comparison-chart" class="su-button su-button-style-" style="color:#FFFFFF;background-color:#0bc772;border-color:#09a05c;border-radius:5px;-moz-border-radius:5px;-webkit-border-radius:5px" target="_blank" rel="noopener noreferrer"><span style="color:#FFFFFF;padding:0px 20px;font-size:16px;line-height:32px;border-color:#55d89d;border-radius:5px;-moz-border-radius:5px;-webkit-border-radius:5px;text-shadow:none;-moz-text-shadow:none;-webkit-text-shadow:none"> <strong>Sign Up</strong></span></a></div></span></p><p><span style="color: #808080; font-size: 8pt;">Get 1 free stock</span></td><td style="width: 33.33%; text-align: center; height: 96px;"><span style="font-size: 10pt;"><div class="su-spacer" style="height:10px"></div><div class="su-button-center"><a href="https://dollarsprout.go2cloud.org/aff_c?offer_id=7&aff_id=1&aff_sub=comparison-chart" class="su-button su-button-style-" style="color:#FFFFFF;background-color:#0bc772;border-color:#09a05c;border-radius:5px;-moz-border-radius:5px;-webkit-border-radius:5px" target="_blank" rel="noopener noreferrer"><span style="color:#FFFFFF;padding:0px 20px;font-size:16px;line-height:32px;border-color:#55d89d;border-radius:5px;-moz-border-radius:5px;-webkit-border-radius:5px;text-shadow:none;-moz-text-shadow:none;-webkit-text-shadow:none"> <strong>Sign Up</strong></span></a></div></span></p><p><span style="color: #808080; font-size: 8pt;">$10 signup bonus</span></td><td style="width: 33.33%; text-align: center; height: 96px;"><span style="font-size: 10pt;"><div class="su-spacer" style="height:10px"></div><div class="su-button-center"><a href="https://dollarsprout.go2cloud.org/aff_c?offer_id=27&aff_id=1&aff_sub=comparison-chart" class="su-button su-button-style-" style="color:#FFFFFF;background-color:#0bc772;border-color:#09a05c;border-radius:5px;-moz-border-radius:5px;-webkit-border-radius:5px" target="_blank" rel="noopener noreferrer"><span style="color:#FFFFFF;padding:0px 20px;font-size:16px;line-height:32px;border-color:#55d89d;border-radius:5px;-moz-border-radius:5px;-webkit-border-radius:5px;text-shadow:none;-moz-text-shadow:none;-webkit-text-shadow:none"> <strong>Sign Up</strong></span></a></div></span></p><p><span style="font-size: 8pt; color: #808080;">No signup bonus</span></td></tr></tbody></table><h4>Use robo-advisors</h4><p>Deciding how to invest in the stock market can be tough, especially if you’re new to it. Robo-advisors can help. These online investment managers use algorithms to build portfolios and manage your investments.</p><p>Once you let them know your risk tolerance and investing goals, you can use robo advisors like <strong><a href="https://dollarsprout.com/betterment-review/">Betterment</a></strong>, <a href="https://dollarsprout.com/wealthsimple-review/"><strong>Wealthsimple</strong></a>, and <a href="https://dollarsprout.com/m1-finance-review/"><strong>M1 Finance</strong></a> to handle your portfolio. With robo advisors, you can automate your investing and make money in the stock market with minimal knowledge and effort.</p><p><strong>Related: <a href="https://dollarsprout.com/best-investment-apps/">The Best Investing Apps for Beginner Investors</a></strong></p><h4>Manage your own portfolio</h4><p>If you have some knowledge and experience in the stock market, you can choose to manage your own portfolio. This may be a good option if you prefer control over when you invest and what you invest in.</p><p>The first step to managing your own portfolio is finding the <strong><a href="https://dollarsprout.com/best-online-brokers/">best online broker</a></strong> for your individual needs and preferences. Then, you’ll need to make regular investments and review your portfolio periodically to make sure it still meets your objectives.</p><p>By investing in the stock market, you can make good use of your disposable cash and save for your future.</p><h3>4. Buy an online business</h3><p>If you know where to look, you can start making money online almost immediately. Websites like <a href="https://dollarsprout.go2cloud.org/aff_c?offer_id=144&aff_id=1&aff_sub=residual-income-ideas" target="_blank" rel="noopener noreferrer nofollow"><strong>Flippa</strong></a>, Website Broker, and Vineclick allow you to buy established online blogs and businesses that are already making money.</p><p>Rather than buying the least expensive online business you find, choose the one you believe you can double or triple within a year or so. This way, you get a much higher return on your investment.</p><p>Before you buy an online business, check these items:</p><p style="padding-left: 40px;"><strong>Inclusions:</strong> Your online business should come with a website, domain, customer list, and social media accounts. You should also investigate things like intellectual property, staff, inventory, and accounts receivables.</p><p style="padding-left: 40px;"><strong>Financial documents:</strong> Any financial documents that can provide an overview of the business’s revenue and expenses are essential to obtain and analyze. Examples of these are bank and PayPal statements and tax status.</p><p style="padding-left: 40px;"><strong>Structure:</strong> Get to know the structure of the business and whether it’s an LLC, LLP, or corporation. You should also find out how many owners there are and if the business and website domain are owned by the same person.</p><p style="padding-left: 40px;"><strong>Traffic: </strong>Use Google Analytics or another analytics platform to make sure the business has received a steady stream of traffic. Look at the fluctuations in traffic, and see if any traffic spikes correlate to increased revenue.</p><p style="padding-left: 40px;"><strong>Profitability: </strong>Confirm that a business is profitable after all expenses are paid. You can use the financial documents to do this.</p><p>If you buy an online business, you don’t have to start from scratch and can earn money from someone else’s great idea.</p><p><strong>Related: <a href="https://dollarsprout.com/online-business-ideas/">16 Online Business Ideas That Anyone Can Start (with Little or No Cost)</a></strong></p><h3>5. Build a self-storage facility</h3><p>Self-storage facilities rent storage spaces or units to tenants on a short or long-term basis. If you build a self-storage facility, you can get paid to rent storage space to people who need somewhere to keep their personal belongings or business inventory.</p><p>The key to building a successful self-storage facility is choosing the right location. If possible, build your facility close to a highway to give customers easy access and ensure it’s visible to the public. You should also make sure it meets the zoning rules and regulations in your area.</p><p>Once you determine the location, you’ll need to take the following into consideration:</p><p style="padding-left: 40px;"><strong>Unit mix:</strong> Will your facility have mostly large units or small units? Or will there be a mix of both? If you’re going to be in an area with many apartment renters, you’ll probably want more small units.</p><p style="padding-left: 40px;"><strong>Indoor or outdoor units: </strong>Decide whether your facility will have drive-up units or units that can only be accessed from the indoors.</p><p style="padding-left: 40px;"><strong>Climate-controlled units:</strong> Climate-controlled units are kept between 55 and 85 degrees Fahrenheit and can protect belongings from damage. Take your budget and local climate into consideration when deciding if you want them.</p><p style="padding-left: 40px;"><strong>Special space for vehicles: </strong>If your facility will be in an area with many boat and RV owners, you may want to set aside storage space for these types of vehicles.</p><p>Since there are many self-storage facilities today, you’ll have ample opportunities to learn about the costs and investment required for this type of business.</p><h2>5 Residual Income Streams You Can Create with No (or Little) Money</h2><p><img class="wp-image-26847 aligncenter" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%20855%20505'%3E%3C/svg%3E" alt="Residual income ideas" width="855" height="505" data-pin-nopin="true" data-lazy-src="https://dollarsprout.com/wp-content/uploads/2019/07/shutterstock_1272462163-1.jpg"><noscript><img class="wp-image-26847 aligncenter" src="https://dollarsprout.com/wp-content/uploads/2019/07/shutterstock_1272462163-1.jpg" alt="Residual income ideas" width="855" height="505" data-pin-nopin="true"></noscript></p><p>Fortunately, you don’t need money to create a residual income stream. These <strong><a href="https://dollarsprout.com/passive-income-for-students/">passive income ideas are great for college students</a></strong> and beginners since they involve little or absolutely no money.</p><h3>6. Earn cash back</h3><p>Believe it or not, you can earn cash back from the shopping you already do when you make a purchase through <a href="https://dollarsprout.com/rakuten-review/"><strong>Rakuten</strong></a>. When you install the Rakuten browser extension, you’ll receive alerts any time you’re shopping on one of their partner sites. Activate the cash back deal with one click and then continue shopping like normal.</p><p>You can also earn cash through credit cards that offer 1% to 6% cash back every time you make a transaction. To maximize cash-back rewards through credit cards, follow these steps:</p><p style="padding-left: 40px;"><strong>Pick the right card.</strong> Do your research and choose the ideal card for your spending habits and lifestyle.</p><p style="padding-left: 40px;"><strong>Pay monthly bills with the card.</strong> Set up automatic bill payments for your internet, cable, phone, utilities, and other monthly bills.</p><p style="padding-left: 40px;"><strong>Use the card for big purchases.</strong> As long as you’re confident you have the cash for a big purchase like your child’s college tuition or your new sofa, use your credit card to pay for it.</p><p style="padding-left: 40px;"><strong>Take advantage of one-time rewards.</strong> Some cash-back credit cards offer one-time rewards like a $500 cash-back bonus after you spend $3,000 in the first three months from opening your account.</p><p>Using a cash-back credit card is only good if you pay it off in full and on time every month. The interest accrued from not doing so offsets any cash back you’ll earn.</p><p><strong>Other top cash back tools that are free:</strong></p><table style="height: 240px; width: 100%; border-collapse: collapse; border-color: #e6e6e6; border-style: solid;" border="yes"><tbody><tr><td style="width: 33.33%;"> </p><p><img class="wp-image-41148 aligncenter" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%20111%2036'%3E%3C/svg%3E" alt="wikibuy logo" width="111" height="36" data-pin-nopin="true" data-lazy-src="https://dollarsprout.com/wp-content/uploads/2020/04/wikibuy-logo.png"><noscript><img class="wp-image-41148 aligncenter" src="https://dollarsprout.com/wp-content/uploads/2020/04/wikibuy-logo.png" alt="wikibuy logo" width="111" height="36" data-pin-nopin="true"></noscript></td><td style="width: 33.33%;"> </p><p><img class=" wp-image-4212 aligncenter" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%20111%2043'%3E%3C/svg%3E" alt="white dosh logo" width="111" height="43" data-pin-nopin="true" data-lazy-src="https://dollarsprout.com/wp-content/uploads/dosh-white-logo-e1526603008243.jpg"><noscript><img class=" wp-image-4212 aligncenter" src="https://dollarsprout.com/wp-content/uploads/dosh-white-logo-e1526603008243.jpg" alt="white dosh logo" width="111" height="43" data-pin-nopin="true"></noscript></td><td style="width: 33.33%%;"> </p><p><img class="wp-image-25229 aligncenter" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%20109%2027'%3E%3C/svg%3E" alt="swagbucks logo" width="109" height="27" data-pin-nopin="true" data-lazy-src="https://dollarsprout.com/wp-content/uploads/2019/06/Swagbucks-Logo.jpg"><noscript><img class="wp-image-25229 aligncenter" src="https://dollarsprout.com/wp-content/uploads/2019/06/Swagbucks-Logo.jpg" alt="swagbucks logo" width="109" height="27" data-pin-nopin="true"></noscript></td></tr><tr style="height: 24px;"><td style="width: 33.33%; height: 24px; text-align: center; background-color: #fafafa;"><span style="font-size: 10pt;">Browser extension</span></td><td style="width: 33.33%; height: 24px; text-align: center; background-color: #fafafa;"><span style="font-size: 10pt;">Mobile app</span></td><td style="width: 33.33%; height: 24px; text-align: center; background-color: #fafafa;"><span style="font-size: 10pt;">Browser extension</span></td></tr><tr style="height: 48px;"><td style="width: 33.33%; height: 48px; text-align: center;"><span style="font-size: 10pt;">Automatically applies best coupon code available at checkout</span></td><td style="width: 33.33%; height: 48px; text-align: center;"><span style="font-size: 10pt;">Earn cash back automatically online or in-person</span></td><td style="width: 33.33%; height: 48px; text-align: center;"><span style="font-size: 10pt;">Notifies you of sales, coupon codes, and cash back</span></td></tr><tr style="height: 48px;"><td style="width: 33.33%; height: 48px; text-align: center; background-color: #fafafa;"><span style="font-size: 10pt;">4.9/5 stars on Chrome store</span></td><td style="width: 33.33%; height: 48px; text-align: center; background-color: #fafafa;"><span style="font-size: 10pt;">4.7/5 stars on App Store</span></td><td style="width: 33.33%; height: 48px; text-align: center; background-color: #fafafa;"><span style="font-size: 10pt;">4/5 stars on Chrome store</span></td></tr><tr style="height: 96px;"><td style="width: 33.33%; text-align: center; height: 96px;"><span style="font-size: 10pt;"><div class="su-button-center"><a href="https://dollarsprout.go2cloud.org/aff_c?offer_id=68&aff_id=1&aff_sub=comparison-chart" class="su-button su-button-style-" style="color:#FFFFFF;background-color:#0bc772;border-color:#09a05c;border-radius:5px;-moz-border-radius:5px;-webkit-border-radius:5px" target="_blank" rel="noopener noreferrer"><span style="color:#FFFFFF;padding:0px 20px;font-size:16px;line-height:32px;border-color:#55d89d;border-radius:5px;-moz-border-radius:5px;-webkit-border-radius:5px;text-shadow:none;-moz-text-shadow:none;-webkit-text-shadow:none"> <strong>Sign Up</strong></span></a></div></span></td><td style="width: 33.33%; text-align: center; height: 96px;"><span style="font-size: 10pt;"><div class="su-button-center"><a href="https://dollarsprout.go2cloud.org/aff_c?offer_id=110&aff_id=1&aff_sub=comparison-chart" class="su-button su-button-style-" style="color:#FFFFFF;background-color:#0bc772;border-color:#09a05c;border-radius:5px;-moz-border-radius:5px;-webkit-border-radius:5px" target="_blank" rel="noopener noreferrer"><span style="color:#FFFFFF;padding:0px 20px;font-size:16px;line-height:32px;border-color:#55d89d;border-radius:5px;-moz-border-radius:5px;-webkit-border-radius:5px;text-shadow:none;-moz-text-shadow:none;-webkit-text-shadow:none"> <strong>Sign Up</strong></span></a></div></span></td><td style="width: 33.33%; text-align: center; height: 96px;"><span style="font-size: 10pt;"><div class="su-button-center"><a href="https://dollarsprout.go2cloud.org/aff_c?offer_id=27&aff_id=1&aff_sub=comparison-chart" class="su-button su-button-style-" style="color:#FFFFFF;background-color:#0bc772;border-color:#09a05c;border-radius:5px;-moz-border-radius:5px;-webkit-border-radius:5px" target="_blank" rel="noopener noreferrer"><span style="color:#FFFFFF;padding:0px 20px;font-size:16px;line-height:32px;border-color:#55d89d;border-radius:5px;-moz-border-radius:5px;-webkit-border-radius:5px;text-shadow:none;-moz-text-shadow:none;-webkit-text-shadow:none"> <strong>Sign Up</strong></span></a></div></span></td></tr></tbody></table><h3>7. Start a blog</h3><p><strong><a href="https://dollarsprout.com/how-to-start-a-blog/">Starting a blog</a></strong> or website with written or video content can be a great way to express yourself and earn residual income. To get started, you’ll need to:</p><p style="padding-left: 40px;"><strong>Choose a blog topic and name.</strong> Figure out what you’d like your blog to be about and pick a relevant name. Although it can be about anything, make sure you pick a topic and name that reflects the subject matter of the blog.</p><p style="padding-left: 40px;"><strong>Get your blog online.</strong> To get your blog up and running, you’ll need to buy a domain name and hosting service. Keep in mind that your preferred domain name may already be taken and you may have to choose a different one.</p><p style="padding-left: 40px;"><strong>Customize your blog.</strong> Choose a free template and add content and images to your blog or find a web designer to create a unique design for you. A designer will cost you money but there are enough drag-and-drop free templates that you won’t need one right away.</p><p style="padding-left: 40px;"><strong>Write and publish blog posts. </strong>Update your blog frequently with informative, engaging blog posts or videos that readers will find valuable.</p><p>Once you’ve started a blog and built an audience, you’ll be ready to <a href="https://dollarsprout.com/how-to-earn-money-online/"><strong>make money online</strong></a> through:</p><p style="padding-left: 40px;"><strong>Advertising:</strong> Companies can pay you to advertise their products or services on your blog. Display ads, giveaways, and sponsored posts are all great ways to incorporate advertising into your blog.</p><p style="padding-left: 40px;"><strong>Affiliate marketing:</strong> As an affiliate marketer, you’ll promote someone else’s product or service to your readers. You’ll link to their offerings through a unique affiliate link and earn a commission every time someone clicks on the link or makes a purchase.</p><p style="padding-left: 40px;"><strong><a href="https://dollarsprout.com/digital-product-ideas/">Digital products</a>:</strong> Create and sell digital products on your blog. E-courses, eBooks, online workshops, apps, or plugins are examples of common products you could create.</p><p>Earning residual income from a blog won’t happen overnight, but if you follow these steps, you’ll be well on your way.</p><h3>8. Rent out your home</h3><p>Sites like <strong><a href="https://dollarsprout.com/how-to-be-an-airbnb-host/" target="_blank" rel="noopener noreferrer">Airbnb</a></strong> provide the opportunity to take the spare space in your house and turn it into residual income.</p><p>To earn the most money possible, take quality pictures of your space and write a detailed, enticing description for the listing. This will ensure that when someone performs a search for a place to say, your home will show up.</p><p>If you do decide to rent out your home, be sure to:</p><p style="padding-left: 40px;"><strong>Set your rates strategically.</strong> Do some research to find out what your competitors charge before you set your rates. Also, make sure your rates cover your own expenses such as your mortgage, insurance, and cleaning fees.</p><p style="padding-left: 40px;"><strong>Clean your property. </strong>Take the time to thoroughly clean your home from top to bottom before guests arrive. If you don’t have the time to, hire a professional cleaning service.</p><p style="padding-left: 40px;"><strong>Add special touches. </strong>To make your home stand out, add special touches like bottled water in the fridge, fresh flowers, or a visitor’s guide. Guests appreciate special touches, and this makes them more likely to rent from you again or leave a positive review.</p><p>Since people typically read reviews before selecting an Airbnb, the more positive reviews you have, the more renters you’ll get and the more money you can make. To ensure that you have as many positive reviews as possible, ask all of your guests to leave one.</p><h3>9. Host a podcast</h3><p>A podcast is a series of audio episodes that usually revolve around a particular theme or topic like entrepreneurship or travel. To make money from a podcast, you first need to lay some groundwork:</p><p style="padding-left: 40px;"><strong>Find your niche.</strong> What do you want to discuss on your podcast? It’s important to find a niche you’re passionate or knowledgeable about.</p><p style="padding-left: 40px;"><strong>Choose a name. </strong>After you figure out your niche, pick a catchy name that relates to your target audience.</p><p style="padding-left: 40px;"><strong>Get podcast software. </strong>While you can record a podcast on an iPhone, you might want to invest in a good microphone and audio recording software. Podcast editing software should also be on your list. These three combined will provide your listeners with higher quality episodes and will make them more likely to keep listening.</p><p style="padding-left: 40px;"><strong>Record your first episode. </strong>When you record your first episode, introduce yourself and your podcast. Speak naturally and try to keep the episodes between 20-30 minutes.</p><p>Once you’ve recorded multiple episodes and established an audience, you can focus on monetizing your podcast through:</p><p style="padding-left: 40px;"><strong>Sponsorships: </strong>You can make money by promoting a company’s product or service that fit with your niche and are valuable to your audience.</p><p style="padding-left: 40px;"><strong>Affiliate marketing:</strong> If you like a product or want to recommend one, find out if they have an affiliate program. If your listeners use your unique link to purchase that product, you earn a commission.</p><p style="padding-left: 40px;"><strong>Sell your products or services: </strong>Your podcast is free advertising for your own products and services, so take advantage of that. But not too much advantage — you don’t want your podcast to turn into one long commercial.</p><p style="padding-left: 40px;"><strong>Repurpose and sell your content: </strong>You can take the audio content you’ve created for your podcast and repurpose it into an eBook, e-course, or another product you can sell.</p><p>While it may take some time to build a following and make money from your podcast, it can be a great way to share your thoughts and ideas with others while building a residual income stream.</p><h3>10. Write a book</h3><p>Earning residual income from writing a book is possible, but it takes a lot of upfront marketing efforts. There are millions of books out there, so to ensure yours is profitable, you’ll need to develop a strong marketing strategy.</p><p>Here are some tips to help you get started:</p><p style="padding-left: 40px;"><strong>Use Amazon.</strong> You can self-publish your book for free with Kindle Direct Publishing and reach the millions of readers on Amazon.</p><p style="padding-left: 40px;"><strong>Create a website.</strong> Your website should include information about you as an author as well as your book and a link that visitors can click on so they can buy it. If you’re promoting your book via speaking engagements or conferences, add a calendar of events to your website so your readers can attend.</p><p style="padding-left: 40px;"><strong>Be social.</strong> Use social media outlets like Facebook and Twitter to introduce your book and promote it to your followers.</p><p style="padding-left: 40px;"><strong>Find affiliates.</strong> Allow others to become an affiliate for your book. You can do this by finding bloggers targeting the same audience as you and paying them commission every time a sale comes from their site.</p><p style="padding-left: 40px;"><strong>Attend trade shows and conventions.</strong> Sign up for a booth at a trade show or convention and sell your book to attendees.</p><p>These are just some of the tips to create residual income from your book. Marketing your book is hard work, but if done right, you’ll earn income for years to come.</p><h2>Create Multiple Residual Income Streams</h2><p>To build stability and reduce risk with residual income, it’s important to diversify and create multiple residual income streams. Doing this ensures that if one doesn’t go as planned or takes a dip, there are others to fall back on.</p><p>Markets are tricky and you never know what can happen. You don’t want to compromise your financial security because of their unpredictability.</p><p>Remember, residual income does take upfront time and, sometimes, money to build. 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}</script> <main id="main" class="dfsdfffffff"> <article> <!--<h1 class="title container"></h1>--><h1 class="title container">Branded Surveys Review: An Easy Way to Make Extra Money</h1><div class="disclosure-wrap"> <a class="disclosure-link" id="ADisclosure" href="javascript:void(0);">Advertiser Disclosure</a><div class="disclosure-tooltip" id="AdTooltip"><h2>Our readers always come first</h2><p><span style="font-size: 11pt;">The content on DollarSprout includes links to our advertising partners. When you read our content and click on one of our partners’ links, and then decide to complete an offer — whether it’s downloading an app, opening an account, or some other action — we may earn a commission from that advertiser, at no extra cost to you.</span></p><p><span style="font-size: 11pt;">Our ultimate goal is to educate and inform, not lure you into signing up for certain offers. Compensation from our partners may impact what products we cover and where they appear on the site, but does not have any impact on the objectivity of our reviews or advice.</span></p></div></div><section class="content-wrap style-two"><div class="container"> <header class="entry-header"><div class="post-meta"><div class="pull-left"><div class="post-meta-image"> <a href="https://dollarsprout.com/author/jana-lynch/" aria-label="Jana Lynch"> <img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E"
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sizes="(min-width: 1px) 45px, 100vw" ></noscript> </a></div> <address class="post-meta-info"> <span>Written by <a href="https://dollarsprout.com/author/jana-lynch/" aria-label="Jana Lynch">Jana Lynch</a></span> <span>Last Updated: <time datetime="2020-08-19 10:01:37">August 19, 2020</time></span> </address></div></div></header><div class="grid-row blog-page"><div class="blog-col"><div class="breadcrumb-block"><ol class="breadcrumb"><li class="breadcrumb-item"><a href="https://dollarsprout.com/">Home</a></li><li class="breadcrumb-item"> <a href="https://dollarsprout.com/category/side-gigs-and-hustles/"><span>Side Hustles</span></a></li><li class="breadcrumb-item"> <a href="https://dollarsprout.com/category/side-gigs-and-hustles/online-surveys/"><span>Online Surveys</span></a></li></ol><div class="photocredit" style="display: inline-block;font-size: 13px;text-align: right;"> <span class="top-text"> fizkes | Shutterstock </span></div></div> <figure class="post"> <img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="" data-lazy-srcset="https://dollarsprout.com/wp-content/uploads/2020/08/branded-surveys-review-600x230@2x.png 1110w, https://dollarsprout.com/wp-content/uploads/2020/08/branded-surveys-review-600x230@2x.png 930w, https://dollarsprout.com/wp-content/uploads/2020/08/branded-surveys-review-600x230@2x.png 690w, https://dollarsprout.com/wp-content/uploads/2020/08/branded-surveys-review-600x230@2x.png 510w, https://dollarsprout.com/wp-content/uploads/2020/08/branded-surveys-review.png 450w, https://dollarsprout.com/wp-content/uploads/2020/08/branded-surveys-review.png 330w, https://dollarsprout.com/wp-content/uploads/2020/08/branded-surveys-review.png 300w" data-lazy-sizes="(min-width: 1200px) 1110px, (min-width: 992px) 930px, (min-width: 768px) 690px, (min-width: 576px) 510px, (min-width: 480px) 450px, (min-width: 360px) 330px, (min-width: 1px) 300px, 100vw" data-lazy-src="https://dollarsprout.com/wp-content/uploads/2020/08/branded-surveys-review-600x230@2x.png"><noscript><img src="https://dollarsprout.com/wp-content/uploads/2020/08/branded-surveys-review-600x230@2x.png" alt="" srcset="https://dollarsprout.com/wp-content/uploads/2020/08/branded-surveys-review-600x230@2x.png 1110w, https://dollarsprout.com/wp-content/uploads/2020/08/branded-surveys-review-600x230@2x.png 930w, https://dollarsprout.com/wp-content/uploads/2020/08/branded-surveys-review-600x230@2x.png 690w, https://dollarsprout.com/wp-content/uploads/2020/08/branded-surveys-review-600x230@2x.png 510w, https://dollarsprout.com/wp-content/uploads/2020/08/branded-surveys-review.png 450w, https://dollarsprout.com/wp-content/uploads/2020/08/branded-surveys-review.png 330w, https://dollarsprout.com/wp-content/uploads/2020/08/branded-surveys-review.png 300w" sizes="(min-width: 1200px) 1110px, (min-width: 992px) 930px, (min-width: 768px) 690px, (min-width: 576px) 510px, (min-width: 480px) 450px, (min-width: 360px) 330px, (min-width: 1px) 300px, 100vw"></noscript> <figcaption><p><span style="color: #808080;"><span style="font-size: 10pt;">Our number one goal at DollarSprout is to help readers improve their financial lives, and we regularly partner with companies that share that same vision. If purchase or signup is made through our Partners’ links, we receive compensation for the referral. </span><span style="font-size: 10pt;">Here’s </span></span><span style="font-size: 10pt;"><a class="link" href="https://dollarsprout.com/how-we-make-money/" target="_blank" rel="noopener">how we make money.</a></span></p> </figcaption> </figure> <span id="dpsp-post-content-markup" data-image-pin-it="true"></span><p>I’ve never been big on the idea of joining a survey site to make extra money.</p><p>They’ve always seemed tedious, time-consuming, and low-paying. Plus, the idea of having my inbox cluttered with dozens of extra emails was even less appealing.</p><p>Then I took a step back and thought about it some more, and I figured why not give one of them a chance? I have some free time on my hands, and I can think of worse ways to spend it than taking a survey and earning a few dollars.</p><p>Choosing a site to use wasn’t easy, but the more I looked into them, the more I leaned towards Branded Surveys. Here’s what I learned when I signed up.</p><h2>What is Branded Surveys?</h2><p>Formerly known as MintVine, <strong><a href="https://dollarsprout.go2cloud.org/aff_c?offer_id=154&aff_id=1&aff_sub=branded-surveys-review" target="_blank" rel="noopener noreferrer nofollow">Branded Surveys </a></strong>is a website that pairs with market research firms and Fortune 500 companies to pay real consumers for their opinions. Those opinions are collected and used for marketing and product development, among other purposes.</p><p>Users can take surveys, and they’re paid for their time in points that can be converted to cash, gift cards, or charitable donations.</p><p>Before you sign up, here’s a review of Branded Surveys, as well as some pros and cons to consider:</p> <section class="accordion-section add"><div class="accordion-wrap"><div class="accordion-holder"><div class="account-item"><div class="img"> <img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%20208%2070'%3E%3C/svg%3E" data-lazy-srcset="https://dollarsprout.com/wp-content/uploads/2020/04/branded-surveys-logo.png" width="208" height="70" alt="" class="" data-pin-no-hover="disable" data-lazy-src="https://dollarsprout.com/wp-content/uploads/2020/04/branded-surveys-logo.png"><noscript><img src="https://dollarsprout.com/wp-content/uploads/2020/04/branded-surveys-logo.png" srcset="https://dollarsprout.com/wp-content/uploads/2020/04/branded-surveys-logo.png" width="208" height="70" alt="" class="" data-pin-no-hover="disable"></noscript></div><div class="btn-holder"> <a href="https://dollarsprout.go2cloud.org/aff_c?offer_id=154&aff_id=1&aff_sub=accordion-box" class="btn" rel="noopener noreferrer nofollow" target="_blank">$1 Sign-Up Bonus</a></div></div><div class="content-item"><div class="status-item"><div class="item"><span class="price">$1</span> <span class="sub-title">Sign-Up Bonus</span> <span class="note">Earn your first dollar by creating an account.</span></div><div class="item"><ul class="star-rating-list"><li><i class="icon-star-full"></i></li><li><i class="icon-star-full"></i></li><li><i class="icon-star-full"></i></li><li><i class="icon-star-full"></i></li><li><i class="icon-star-empty"></i></li></ul> <span class="sub-title">DollarSprout Rating</span> <span class="note">Legitimate way to earn extra money.</span></div></div><h3>Branded Surveys at a Glance:</h3><p>Branded Surveys pays users for their opinions. Users earn money by taking paid surveys that are redeemable for cash, gift cards, or as a charitable donation. The minimum cash-out threshold is 1,000 points, or $10. The site offers a $1 sign-up bonus for creating an account.</p> <span class="show-more"><span class="text-show">Show </span><span class="text-hide">Hide </span> more</span></div></div><div class="expanded"><div class="advantages-item"><div class="item"><h3>Pros</h3><ul><li>Offers <a href="https://dollarsprout.go2cloud.org/aff_c?offer_id=154&aff_id=1&aff_sub=accordion-box" target="_blank" rel="noopener noreferrer"><strong>$1 sign-up bonus</strong></a></li><li>Lots of survey opportunities</li><li>Easy-to-use dashboard</li><li>Pays more than other survey sites</li><li>Can earn bonus points</li><li>Can redeem points for cash, gift cards, or charitable contributions</li></ul></div><div class="item"><h3>Cons</h3><ul><li>No app; you must use the website</li><li>Surveys can be time-consuming</li><li>Low pay and slow to receive payment</li></ul></div></div></div></div> </section><h2>Is Branded Surveys Legit?</h2><p>Branded Surveys has a 4.5-star rating on Trustpilot with an overwhelming amount of “excellent” reviews from users. Users tend to be happy with the number of survey options, the variety of surveys, and the easy cash-out process.</p><p>Common complaints include surveys filling up too quickly, getting kicked out of surveys halfway through, not receiving the proper amount of points, and problems with prompt payments.</p><p>To protect user data, Branded Surveys uses secure server software and firewalls and promises to notify users electronically in the event of a data breach. They also state they don’t sell user information.</p><p>You must be at least 16 years old to join Branded Surveys.</p><p><strong>Related: <a href="https://dollarsprout.com/paid-online-surveys/">17 Best Places to Take Online Surveys</a></strong></p><h2>Branded Surveys Review: How Does It Work?</h2><p>Like other survey sites, Branded Surveys is simple to use. All you need to do is <a href="https://dollarsprout.go2cloud.org/aff_c?offer_id=154&aff_id=1&aff_sub=branded-surveys-review" target="_blank" rel="noopener noreferrer nofollow"><strong>register for a free account</strong></a>, answer a few demographic questions, and you’re eligible to start taking surveys.</p><p>There’s no application to complete, and there’s no waiting period to find out if you’re accepted into their program.</p><p>Upon sign up, you’re automatically credited with 50 points, and you receive another 50 immediately after responding to your first survey.</p><p>Since you’re presented with some demographic surveys upon logging into your dashboard, you can earn at least 100 points within minutes of opening an account.</p> <figure id="attachment_46729" aria-describedby="caption-attachment-46729" style="width: 855px" class="wp-caption aligncenter"><img class="wp-image-46729" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%20855%20503'%3E%3C/svg%3E" alt="Branded Surveys easy points" width="855" height="503" data-pin-nopin="true" data-lazy-src="https://dollarsprout.com/wp-content/uploads/2020/08/Branded-Surveys-options.jpg"><noscript><img class="wp-image-46729" src="https://dollarsprout.com/wp-content/uploads/2020/08/Branded-Surveys-options.jpg" alt="Branded Surveys easy points" width="855" height="503" data-pin-nopin="true"></noscript><figcaption id="caption-attachment-46729" class="wp-caption-text"><span style="font-size: 8pt; color: #808080;">Source: Branded Surveys</span></figcaption></figure><p>Branded Surveys uses their Survey Matching Engine to match users with survey opportunities.</p><p>This program helps streamline the process for users as it eliminates the need for you to search through dozens of options to find one you’re qualified for. Instead, you’re automatically sent the ones that match your qualifications.</p><p>Since I didn’t want to spend any time sifting through opportunities I might not even qualify for, the fact that they do the initial work was a selling point for me.</p><p>The more demographic information you provide, the more survey options you’ll receive, helping you more quickly accrue points. There’s no limit to how many surveys you can take.</p><p>However, if you’re like me and are hesitant to provide too much personal information, they do give you options to vaguely answer questions (or choose not to), but that lack of information might disqualify you from some survey options.</p><p>I decided I was OK with that because there are still plenty of choices.</p><h3>Taking surveys</h3><p>After setting up your account, you can <a href="https://dollarsprout.go2cloud.org/aff_c?offer_id=154&aff_id=1&aff_sub=branded-surveys-review" target="_blank" rel="noopener noreferrer nofollow"><strong>log in to your account dashboard</strong></a> to see the surveys you qualify for. These are listed under “Survey Spotlight.”</p><p>You’ll also see the estimated time it’ll take to complete them and how many points you’ll earn, both of which can help you determine if it’s worth it to take the survey.</p> <figure id="attachment_46731" aria-describedby="caption-attachment-46731" style="width: 809px" class="wp-caption aligncenter"><img class="wp-image-46731 size-full" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%20809%20602'%3E%3C/svg%3E" alt="Branded Survey take survey" width="809" height="602" data-pin-nopin="true" data-lazy-src="https://dollarsprout.com/wp-content/uploads/2020/08/Branded-Survey-take-survey.jpg"><noscript><img class="wp-image-46731 size-full" src="https://dollarsprout.com/wp-content/uploads/2020/08/Branded-Survey-take-survey.jpg" alt="Branded Survey take survey" width="809" height="602" data-pin-nopin="true"></noscript><figcaption id="caption-attachment-46731" class="wp-caption-text"><span style="font-size: 8pt; color: #808080;">Source: Branded Surveys</span></figcaption></figure><p>You’ll find anywhere from one to three survey options as well as opportunities to earn extra points (found under “Extra Earning Opportunities”).</p><p>In addition to surveys available through your dashboard, you can also have notifications sent to your email address. You’ll need to respond to all requests rather quickly; surveys can fill up or expire within minutes. However, if you’re able to take these surveys during your downtime, you can earn extra points and move through the tiers within a few weeks.</p><p>The only issue with these surveys is they often take quite a while to complete. The offers I received averaged around 20 to 30 minutes. That’s kind of a long time, especially if I wanted to take a few in a day. Since it was more time than I wanted to spend, I tended to not take as many as I could.</p><p><strong>Related: <a href="https://dollarsprout.com/survey-voices-review/">Survey Voices Review: There Are Better Survey Sites Out There</a></strong></p><h3>Branded Elite program</h3><p>Branded Elite is Branded Surveys’ tiered program that rewards users in the form of bonus points and extra earning opportunities for taking surveys. There are three tiers: Bronze, Silver, and Gold.</p> <figure id="attachment_46732" aria-describedby="caption-attachment-46732" style="width: 855px" class="wp-caption aligncenter"><img class="wp-image-46732 size-full" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%20855%20711'%3E%3C/svg%3E" alt="Branded Survey badges" width="855" height="711" data-pin-nopin="true" data-lazy-src="https://dollarsprout.com/wp-content/uploads/2020/08/Branded-Survey-badges-e1597170151770.jpg"><noscript><img class="wp-image-46732 size-full" src="https://dollarsprout.com/wp-content/uploads/2020/08/Branded-Survey-badges-e1597170151770.jpg" alt="Branded Survey badges" width="855" height="711" data-pin-nopin="true"></noscript><figcaption id="caption-attachment-46732" class="wp-caption-text"><span style="font-size: 8pt; color: #808080;">Source: Branded Surveys</span></figcaption></figure><p>Your dashboard will reflect your earnings as well as your Branded Elite status. You’ll want to keep track of this status because the higher you progress through the Branded Elite program, the more options you’ll have for earning bonus points.</p><p>You must complete a certain amount of approved surveys to advance through the levels. At the end of each calendar week, the bonus points are added to your account. These points are in addition to what you’ve earned by taking surveys.</p><p>The percentage of bonus points you earn increases as you move through the tiers.</p><p><strong>Related: <a href="https://dollarsprout.com/paid-research-studies/">15 Legit Paid Focus Groups You Can Sign Up for Today</a></strong></p><h3>Email notification settings</h3><p>One strength of using Branded Surveys is the ability to control how many survey options you receive via email per day. Rather than finding your inbox bombarded (or empty) with offers, you can set how many emails you receive and at what time of day you receive them.</p> <figure id="attachment_46733" aria-describedby="caption-attachment-46733" style="width: 855px" class="wp-caption alignnone"><img class="wp-image-46733" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%20855%20559'%3E%3C/svg%3E" alt="Branded Surveys email schedule" width="855" height="559" data-pin-nopin="true" data-lazy-src="https://dollarsprout.com/wp-content/uploads/2020/08/Branded-Surveys-email-schedule.jpg"><noscript><img class="wp-image-46733" src="https://dollarsprout.com/wp-content/uploads/2020/08/Branded-Surveys-email-schedule.jpg" alt="Branded Surveys email schedule" width="855" height="559" data-pin-nopin="true"></noscript><figcaption id="caption-attachment-46733" class="wp-caption-text"><span style="font-size: 8pt; color: #808080;">Source: Branded Surveys</span></figcaption></figure><p>If you know that you’re on your laptop from 11 a.m. to 2 p.m., you can set your preferences to only send surveys at that time, and you can opt for up to 10 survey notifications per hour.</p><p>On the other hand, you can choose to receive zero options while you’re asleep, meaning you won’t have an inbox full of Branded Surveys emails to review when you first log in the next morning.</p><p>I chose to only receive emails from 12 p.m. to 3 p.m., and Branded Surveys has been good about honoring that preference.</p><p>If it gets to be too much or you want to quit, you can choose to unsubscribe from emails at any point. If you choose this option, you’ll only receive surveys when you open your Branded Surveys dashboard.</p><h3>Cashing out</h3><p>Once you’ve accumulated 1,000 points, worth $10, you’re eligible to cash out your winnings. You can elect for a cash payment via PayPal or Branded Pay, which is their proprietary payout option that allows U.S. users to receive payments directly to their bank account. You can also exchange your points for gift cards or make a donation to charity.</p><p>You’ll typically receive your cash or gift card within one to three business days. I haven’t earned enough points to cash out, but other users report that although it’s an easy process, it can sometimes take a while to receive their money, sometimes as long as 15 days or more.</p><p>Canadian and U.K. users might have different rewards options than U.S. users. Make sure you review the choices for your specific country.</p><h2>Other Ways to Earn with Branded Surveys</h2><p>In addition to earning points by taking surveys, there are other ways you <a href="https://dollarsprout.go2cloud.org/aff_c?offer_id=154&aff_id=1&aff_sub=branded-surveys-review" target="_blank" rel="noopener noreferrer nofollow"><strong>make money with Branded Surveys</strong></a>.</p><h3>Refer friends</h3><p>Branded Surveys encourages users to refer friends to the site. When you sign up, you’ll receive a unique referral link you can send to family, friends, or social media followers. If they sign up and achieve Silver status, you’ll earn an extra 50 points for each person who registers with your link.</p><p>There’s no limit to how many bonus points you can earn through referrals, and it’s not that hard to achieve Silver Status within a few days of joining. It all depends on how many surveys you qualify for, how many points they’re worth, and how often you take them.</p><h3>Complete the daily poll</h3><p>Each day, Branded Surveys will add a daily poll to your dashboard (found under “Extra Earning Opportunities”). Taking this poll is fast (it’s usually one question), and nets you an easy five extra points.</p> <figure id="attachment_46734" aria-describedby="caption-attachment-46734" style="width: 622px" class="wp-caption aligncenter"><img class="wp-image-46734 size-full" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%20622%20465'%3E%3C/svg%3E" alt="daily poll on Branded Surveys" width="622" height="465" data-pin-nopin="true" data-lazy-src="https://dollarsprout.com/wp-content/uploads/2020/08/daily-poll-1.jpg"><noscript><img class="wp-image-46734 size-full" src="https://dollarsprout.com/wp-content/uploads/2020/08/daily-poll-1.jpg" alt="daily poll on Branded Surveys" width="622" height="465" data-pin-nopin="true"></noscript><figcaption id="caption-attachment-46734" class="wp-caption-text"><span style="font-size: 8pt; color: #808080;">Source: Branded Surveys</span></figcaption></figure><h3>Leaderboard bonuses</h3><p>Branded Surveys offers a friendly competition among users, encouraging them to take as many surveys as possible in order to make it to the top of the leaderboard.</p><p>By staying atop the leaderboard, you can earn bonus points, up to 1,000, as well as a chance for entry into drawings for additional points.</p><h3>Survey streak</h3><p>Branded Surveys rewards users with bonus points as they complete streaks. For example, if you complete 12 surveys in seven days, you’ll earn a 5% bonus on points you earn. If you complete 30 surveys in seven days, that percentage increases to 15%.</p><p>Additionally, the bonus points percentage increases based on your Elite Branded status. The higher up you are, the higher the bonus points you’ll earn.</p><h3>Promo codes</h3><p>Sometimes Branded Surveys will send users promotional codes, typically through special contests or promotions. You can use these codes to add additional points to your account. This doesn’t happen too often so make sure you cash in on it when you can.</p><h2>Review of Branded Surveys Alternatives</h2><p>If you’re new to getting paid to take surveys, or you want to have a few options, here are a few other sites to consider.</p><h3>Swagbucks</h3><p>One of the most well-known survey sites, Swagbucks pays users to take surveys, watch videos, use the Swagbucks search engine, and perform a number of other tasks.</p><p>Swagbucks rewards users with points, known as Swagbucks or SBs. Once you reach 160 SBs, you can cash out for their lowest reward — a $1 Amazon gift card.</p><p>You can learn more about earning with <a href="https://dollarsprout.com/swagbucks-review/"><strong>Swagbucks in our review</strong></a>.</p><h3>InboxDollars</h3><p>InboxDollars is a survey-taking site. In addition to surveys, it also allows users to redeem cash-back offers and watch ads or play games to earn extra cash.</p><p>You get a $5 bonus just for signing up. Once you earn $30, you can cash out your earnings for a check, e-gift card, or prepaid Visa gift card.</p><p>Learn more about getting started with <a href="https://dollarsprout.com/inboxdollars-review/"><strong>InboxDollars in our review</strong></a>.</p><h3>Survey Junkie</h3><p>Survey Junkie pays users for taking surveys, testing products, and joining online and in-person focus groups. Like Branded Surveys, Survey Junkie pays in points.</p><p>Once you accumulate 1,000 points, you can cash out through PayPal, redeem them for e-gift cards, or transfer the cash equivalent ($10) directly to your bank account.</p><p>You can find additional information about <a href="https://dollarsprout.com/survey-junkie-review/"><strong>Survey Junkie in our review</strong></a>.</p><h2>Branded Surveys Review Summary: Should You Use It?</h2><p><a href="https://dollarsprout.go2cloud.org/aff_c?offer_id=154&aff_id=1&aff_sub=branded-surveys-review" target="_blank" rel="noopener noreferrer nofollow"><strong>Branded Surveys</strong></a> is a legitimate way to earn extra money if you like spending time online taking surveys. It’s easy to use, there are lots of ways to earn points, and the payout process is relatively simple.</p><p>It’s a nice complement to other online gigs like <strong><a href="https://dollarsprout.com/get-paid-to-watch-ads/">getting paid to watch ads</a></strong> or videos or participating in focus groups. </p><p>Keep in mind that pay can be low for the amount of time you spend taking surveys, and sometimes the surveys can take a long time to complete. 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Check out what Sweatcoin has to offer. The app is free, and it pays out real rewards.","brand":{"@type":"Thing","name":"Sweatcoin"},"offers":{"@type":"Offer","price":"0"}},"reviewRating":{"@type":"Rating","ratingValue":"4"},"reviewBody":"If you\u2019re like me, you carry your smartphone everywhere.\r\n\r\nMaybe you do it so you can check emails on-the-go or so you can listen to your favorite podcast.\r\n\r\nBut you can also earn extra money by taking your phone with you on walks when you use the Sweatcoin app.\r\n\r\nSince I work from home, I\u2019ve realized that I don\u2019t walk outside as often as I should. Downloading the Sweatcoin app has encouraged me to take walks that I wouldn\u2019t normally.\r\n\r\nI\u2019ve earned more than 30 Sweatcoins or SWCs during my first week of using the app and love watching my balance increase for simply exercising as I should.\r\nWhat Is Sweatcoin and How Does It Work?\r\nSweatcoins is, most simply, an app that slowly awards you coins for collecting data about the steps you take outside.\r\n\r\nOnce you\u2019ve accumulated enough coins, you can use them to purchase goods, services, and experiences through the Sweatcoin website (or donate them to a reputable cause like Women for Water and The UN Refugee Agency).\r\n\r\nhttps:\/\/www.youtube.com\/embed\/CgHNrx6_quQ\r\n\r\nSweatcoin encourages you to take more walks throughout the day by paying you to work out.\r\nHow to sign up for Sweatcoin\r\nSigning up for a Sweatcoin account is quick and easy.\r\n\r\nVisit the website or download the app on your iPhone or Android smartphone.\r\n\r\nSweatcoin will walk you through the initial signup process. You\u2019ll need to provide your first name, email address, and phone number.\r\n\r\nThe app also requires you to have your GPS location turned on with high accuracy for the best step conversion.\r\n\r\nYou have to provide the app with your mobile number, and Sweatcoin will send you a four-digit code to verify the device you\u2019ll be using when you walk.\r\n\r\nAs a thank-you for signing up, Sweatcoin gives new users .95 SWC, equal to about 1,000 steps. You can check your Sweatcoin Wallet balance any time or get tips for earning more.\r\nWalk, walk, walk\r\nYou\u2019ll have to walk a little more than 1,650 steps to earn one SWC. The average person takes 2,000 steps per mile and should generally walk at least 10,000 steps per day.\r\n\r\nIf you fall into this category, you can expect to earn approximately six SWC per day (that\u2019s 65% of 10,000 steps minus Sweatcoin\u2019s 5% commission).\r\n\r\nThe average step to Sweatcoin conversion rate is 65%, meaning that for every 1,000 steps you take, you\u2019ll earn SWCs for 650 of them.\r\n\r\nThis rate is determined by the number of steps you take inside and steps that aren't taken for exercise purposes. Both of those types of steps account for 35% of unpaid steps.\r\n\r\nThe only way to increase your income from walking is to take longer walks outside throughout the day.\r\nGet paid in Sweatcoins\r\nIf you let the Sweatcoin app run in the background of your smartphone, you\u2019ll get paid in SWCs.\r\n\r\nThe app counts your steps in real-time, but holds SWCs until you\u2019ve accumulated 2,000 steps. After you reach this threshold, the app will analyze your steps using the Sweatcoin algorithm and calculate how many of your steps can be converted into SWCs. This prevents cheating and determines how many steps were taken outside for exercise purposes.\r\n\r\nIf you want SWCs credited to your account before you reach the 2,000 threshold, you can force-send your steps at any time without incurring a penalty.\r\n\r\nYou currently can\u2019t cash out SWCs via PayPal or check so there is no Sweatcoin to USD conversion. While SWCs don\u2019t hold any cash value, the company\u2019s long term goal is to list them on exchanges like other cryptocurrencies.\r\n\r\nSweatcoin is actively working to increase the value of SWCs by filtering out steps that aren\u2019t exercise-related and by increasing the value of the goods and services that are offered.\r\nRedeeming your Sweatcoins\r\nAlthough you can\u2019t cash out your SWCs for real money, you can apply them toward purchases through the Sweatcoin app. Sweatcoin partners with more than 160 brands, and the offers can change daily. If you can\u2019t find something you like, check back again a few days later for new offers.\r\n\r\nSweatcoin reserves Marathon Offers for high SWC earners to redeem. As of September 2019, 20,000 SWCs could get you $1,000 in PayPal cash or a brand new iPhone XS. These offers are limited and available on a first-come, first-serve basis.\r\n\r\nSince earning such high numbers of SWCs could take someone years to accomplish, you can work together as a family to earn faster. Then, transfer all SWCs to a single account to cash out or purchase a Marathon Offer.\r\n\r\nBut if you see a tempting offer that you could cash out on immediately, do it. While there are no real cash-earning opportunities at the lower levels, you can still save real money by using SWCs to fund these purchases.\r\n6 Tips for Earning More\r\nThe way to earn the most on Sweatcoin is to take long, daily walks outside, since the app\u2019s main purpose is to reward you for exercising. But there are other tips you can try that could help you earn more money on Sweatcoin.\r\n1. Claim daily bonuses\r\nSweatcoin offers daily bonuses for watching ads on the app. Users can earn one, two and four SWCs for watching ads on three consecutive days.\r\n\r\nAfter that, you can start a new three-day streak to earn an additional seven SWCs every three days.\r\n2. Turn off your battery saver\r\nUsing a battery saver could keep Sweatcoin from accurately counting your steps. Since you\u2019re already losing indoor steps and steps that aren\u2019t specifically taken for exercise, turn off your battery saver to help maximize the steps you take.\r\n3. Turn your GPS on high accuracy\r\nIt may drain your battery faster, but setting your GPS to high accuracy will help Sweatcoin count more steps. You can turn it off while you\u2019re inside for an extended period of time, but remember to turn it on during your hikes and outdoor walks.\r\n4. Walk outside\r\nYou might not realize how many steps you take inside versus outside. Don\u2019t be surprised if Sweatcoin doesn\u2019t pay you for more than half of your daily steps. It\u2019s important to schedule outdoor walks if you want to earn more on Sweatcoin.\r\n5. Upgrade your account\r\nSweatcoin currently offers four membership levels. Upgrading to a level that fits your normal walking schedule could help you earn more on Sweatcoin.\r\n\r\n \tMover Plan (free): Earn up to five SWC per day or 150 SWC per month.\r\n \tShaker Plan (4.75 SWC per month): Earn up to 10 SWC per day or 300 SWC per month.\r\n \tQuaker Plan (20 SWC per month): Earn up to 15 SWC per day or 450 SWC per month.\r\n \tBreaker Plan (30 SWC per month): Earn up to 20 SWC per day or 600 SWC per month.\r\n\r\nThere's also a \"Trouble Maker Plan\" coming soon.\r\n6. Invite your friends to try Sweatcoin\r\nYou can earn five SWC for every friend who signs up using your unique referral link. You can text that link to your friends or share it on social media.\r\nSweatcoin Review FAQs\r\nGetting started with an unknown company that tracks your every step can be confusing. But Sweatcoin addresses these potential issues that might be keeping you from signing up and earning SWCs.\r\nIs Sweatcoin worth it?\r\nDetermining Sweatcoin\u2019s worth is a personal question. Because every member has their own activity level, only you can decide the app\u2019s value for yourself.\r\n\r\nSweatcoin is most valuable to users who already walk outside on a daily basis, but it can create an incentive for others to walk more. Since walking is one of the best forms of low-impact exercises, earning SWCs toward real-life rewards is worth it.\r\nHow does Sweatcoin make money?\r\nSweatcoin earns money by partnering with the brands that provide offers on its website. Those partners pay Sweatcoin real money when members buy something using SWCs.\r\n\r\nTo avoid devaluing SWCs, Sweatcoin recoups coins from users in two ways. First, the app collects a 5% commission from every SWC you earn. Second, it charges a set monthly fee in SWCs for the upgraded plans. The benefit of both of these earning methods is that members pay in SWCs instead of real money.\r\nDoes Sweatcoin work with my Fitbit?\r\nSweatcoin doesn\u2019t currently integrate with step trackers like Fitbit or Android Wear. It can track steps on only iPhones, Android smartphones, or Apple Watch 2s\/3s.\r\n\r\nSweatcoin requires GPS, which isn\u2019t included with some wearables. Plus, its unique algorithm (which eliminates steps unrelated to exercise) is limited to certain devices. Sweatcoin\u2019s future goal is to integrate with more wearable devices.\r\nHow can you increase your step conversion rate?\r\nYou can potentially increase your conversion rate by turning your GPS on high accuracy, walking outside more, turning off your phone\u2019s battery saver, or removing your phone\u2019s protective cover, which could block GPS signals.\r\nWhen do Sweatcoins expire?\r\nSWCs never expire. You can keep SWCs in your wallet indefinitely, and they won\u2019t expire. This makes saving for Marathon Offers attainable if you have the patience.\r\nSweatcoin Review Summary\r\nSweatcoin is good for two types of people: those who already take daily walks, and those who need an incentive to do so.\r\n\r\nNo matter which category you fall into, check out what Sweatcoin has to offer. The app is free, and it pays out real rewards.\r\n\r\nPros:\r\n\r\n \tIncentivizes exercise\r\n \tPays you to carry your phone on walks\r\n \tIs free and easy to set up, so you can start earning quickly\r\n \tOffers SWCs that are transferable from user to user\r\n \tProvides detailed step analysis and tips to earn more\r\n \tOffers upgrade plans that are paid via SWCs only\r\n\r\nCons:\r\n\r\n \tOnly tracks steps taken outside\r\n \tDoesn\u2019t pay for steps the app believes aren\u2019t specifically taken for exercise purposes\r\n \tDoesn't pay out earnings via PayPal or check\r\n \tHas few offers you can redeem your SWCs for\r\n \tHas a low step to SWCs conversion rate (1,000 verified steps to 1 SWC)\r\n \tHas a low verified step conversion rate (typically awards SWCs for only 65% of steps taken)\r\n \tTakes a 5% commission on SWCs earned\r\n \tNeeds to run constantly to calculate steps, potentially draining your phone battery faster\r\n \tIsn't currently on the blockchain, but plans to be listed on exchanges like other cryptocurrencies\r\n\r\nTry the App for Yourself\r\nEarning rewards for walking is legit, and you can reap some real health benefits from daily exercise. Plus, it\u2019s a good way to break up the monotony of the day, especially if you work out of your home.\r\n\r\nIf you already like to walk, this is an easy way to start earning money from taking your phone with you on walks. If having an app track your every step doesn\u2019t bother you, then downloading the app is a good place to start. If you don\u2019t like it, you can always delete it later.","datePublished":"2019-11-17T23:31:31+0000","author":{"@type":"Person","name":"Trinity Owen","sameAs":"https:\/\/dollarsprout.com\/sweatcoin-review\/"},"publisher":{"@type":"Organization","name":"DollarSprout"}}</script><!-- / Schema optimized by Schema Pro --><!-- Schema optimized by Schema Pro --><script type="application/ld+json">{"@context":"https:\/\/schema.org","@type":"Article","mainEntityOfPage":{"@type":"WebPage","@id":"https:\/\/dollarsprout.com\/sweatcoin-review\/"},"headline":"Sweatcoin Review: A New App that Pays You to Walk","image":{"@type":"ImageObject","url":"https:\/\/dollarsprout.com\/wp-content\/uploads\/2020\/01\/DollarSprout-Sweatcoin-Review.png","width":1538,"height":909},"datePublished":"2019-11-17T23:31:31+0000","dateModified":"2020-06-12T13:49:18+0000","author":{"@type":"Person","name":"Trinity Owen"},"publisher":{"@type":"Organization","name":"DollarSprout","logo":{"@type":"ImageObject","url":"https:\/\/dollarsprout.com\/wp-content\/uploads\/2020\/04\/DS-logo-new-green-275x60.png","width":275,"height":60}},"description":"Sweatcoin is good for two types of people: those who already take daily walks, and those who need an incentive to do so. Check out what Sweatcoin has to offer. The app is free, and it pays out real rewards."}</script><!-- / Schema optimized by Schema Pro --><!-- site-navigation-element Schema optimized by Schema Pro --><script type="application/ld+json">{"@context":"https:\/\/schema.org","@graph":[{"@context":"https:\/\/schema.org","@type":"SiteNavigationElement","id":"site-navigation","name":"Side Hustles","url":"https:\/\/dollarsprout.com\/category\/side-gigs-and-hustles\/"},{"@context":"https:\/\/schema.org","@type":"SiteNavigationElement","id":"site-navigation","name":"Jobs","url":"https:\/\/dollarsprout.com\/category\/jobs\/"},{"@context":"https:\/\/schema.org","@type":"SiteNavigationElement","id":"site-navigation","name":"Investing","url":"https:\/\/dollarsprout.com\/category\/investing\/"},{"@context":"https:\/\/schema.org","@type":"SiteNavigationElement","id":"site-navigation","name":"Passive Income","url":"https:\/\/dollarsprout.com\/category\/passive-income\/"},{"@context":"https:\/\/schema.org","@type":"SiteNavigationElement","id":"site-navigation","name":"Apps","url":"https:\/\/dollarsprout.com\/category\/make-money-apps\/"},{"@context":"https:\/\/schema.org","@type":"SiteNavigationElement","id":"site-navigation","name":"Freelance","url":"https:\/\/dollarsprout.com\/category\/freelance\/"},{"@context":"https:\/\/schema.org","@type":"SiteNavigationElement","id":"site-navigation","name":"Online Business","url":"https:\/\/dollarsprout.com\/category\/online-business\/"},{"@context":"https:\/\/schema.org","@type":"SiteNavigationElement","id":"site-navigation","name":"Career","url":"https:\/\/dollarsprout.com\/category\/career\/"}]}</script><!-- / site-navigation-element Schema optimized by Schema Pro --> <!-- Google Tag Manager for WordPress by gtm4wp.com --> <script data-cfasync="false" data-pagespeed-no-defer>//
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}</script> <main id="main" class="dfsdfffffff"> <article> <!--<h1 class="title container"></h1>--><h1 class="title container">Sweatcoin Review: A New App that Pays You to Walk</h1><div class="disclosure-wrap"> <a class="disclosure-link" id="ADisclosure" href="javascript:void(0);">Advertiser Disclosure</a><div class="disclosure-tooltip" id="AdTooltip"><h2>Our readers always come first</h2><p><span style="font-size: 11pt;">The content on DollarSprout includes links to our advertising partners. When you read our content and click on one of our partners’ links, and then decide to complete an offer — whether it’s downloading an app, opening an account, or some other action — we may earn a commission from that advertiser, at no extra cost to you.</span></p><p><span style="font-size: 11pt;">Our ultimate goal is to educate and inform, not lure you into signing up for certain offers. Compensation from our partners may impact what products we cover and where they appear on the site, but does not have any impact on the objectivity of our reviews or advice.</span></p></div></div><section class="content-wrap style-two"><div class="container"> <header class="entry-header"><div class="post-meta"><div class="pull-left"><div class="post-meta-image"> <a href="https://dollarsprout.com/author/trinity-owen/" aria-label="Trinity Owen"> <img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E"
alt="Trinity Owen" data-lazy-srcset="https://dollarsprout.com/wp-content/uploads/2018/11/Trinity-O-52x60@2x.jpg 45w" data-lazy-sizes="(min-width: 1px) 45px, 100vw" data-lazy-src="https://dollarsprout.com/wp-content/uploads/2018/11/Trinity-O-52x60@2x.jpg" ><noscript><img src="https://dollarsprout.com/wp-content/uploads/2018/11/Trinity-O-52x60@2x.jpg"
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sizes="(min-width: 1px) 45px, 100vw" ></noscript> </a></div> <address class="post-meta-info"> <span>Written by <a href="https://dollarsprout.com/author/trinity-owen/" aria-label="Trinity Owen">Trinity Owen</a></span> <span>Last Updated: <time datetime="2020-06-12 13:49:18">June 12, 2020</time></span> </address></div></div></header><div class="grid-row blog-page"><div class="blog-col"><div class="breadcrumb-block"><ol class="breadcrumb"><li class="breadcrumb-item"><a href="https://dollarsprout.com/">Home</a></li><li class="breadcrumb-item"> <a href="https://dollarsprout.com/category/make-money-apps/"><span>Money Making Apps</span></a></li></ol><div class="photocredit" style="display: inline-block;font-size: 13px;text-align: right;"> <span class="top-text"> </span></div></div> <figure class="post"> <img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt="" data-lazy-srcset="https://dollarsprout.com/wp-content/uploads/2020/01/DollarSprout-Sweatcoin-Review-600x230@2x.png 1110w, https://dollarsprout.com/wp-content/uploads/2020/01/DollarSprout-Sweatcoin-Review-600x230@2x.png 930w, https://dollarsprout.com/wp-content/uploads/2020/01/DollarSprout-Sweatcoin-Review-600x230@2x.png 690w, https://dollarsprout.com/wp-content/uploads/2020/01/DollarSprout-Sweatcoin-Review-600x230@2x.png 510w, https://dollarsprout.com/wp-content/uploads/2020/01/DollarSprout-Sweatcoin-Review.png 450w, https://dollarsprout.com/wp-content/uploads/2020/01/DollarSprout-Sweatcoin-Review.png 330w, https://dollarsprout.com/wp-content/uploads/2020/01/DollarSprout-Sweatcoin-Review.png 300w" data-lazy-sizes="(min-width: 1200px) 1110px, (min-width: 992px) 930px, (min-width: 768px) 690px, (min-width: 576px) 510px, (min-width: 480px) 450px, (min-width: 360px) 330px, (min-width: 1px) 300px, 100vw" data-lazy-src="https://dollarsprout.com/wp-content/uploads/2020/01/DollarSprout-Sweatcoin-Review-600x230@2x.png"><noscript><img src="https://dollarsprout.com/wp-content/uploads/2020/01/DollarSprout-Sweatcoin-Review-600x230@2x.png" alt="" srcset="https://dollarsprout.com/wp-content/uploads/2020/01/DollarSprout-Sweatcoin-Review-600x230@2x.png 1110w, https://dollarsprout.com/wp-content/uploads/2020/01/DollarSprout-Sweatcoin-Review-600x230@2x.png 930w, https://dollarsprout.com/wp-content/uploads/2020/01/DollarSprout-Sweatcoin-Review-600x230@2x.png 690w, https://dollarsprout.com/wp-content/uploads/2020/01/DollarSprout-Sweatcoin-Review-600x230@2x.png 510w, https://dollarsprout.com/wp-content/uploads/2020/01/DollarSprout-Sweatcoin-Review.png 450w, https://dollarsprout.com/wp-content/uploads/2020/01/DollarSprout-Sweatcoin-Review.png 330w, https://dollarsprout.com/wp-content/uploads/2020/01/DollarSprout-Sweatcoin-Review.png 300w" sizes="(min-width: 1200px) 1110px, (min-width: 992px) 930px, (min-width: 768px) 690px, (min-width: 576px) 510px, (min-width: 480px) 450px, (min-width: 360px) 330px, (min-width: 1px) 300px, 100vw"></noscript> <figcaption><p><span style="color: #808080;"><span style="font-size: 10pt;">Our number one goal at DollarSprout is to help readers improve their financial lives, and we regularly partner with companies that share that same vision. If purchase or signup is made through our Partners’ links, we receive compensation for the referral. </span><span style="font-size: 10pt;">Here’s </span></span><span style="font-size: 10pt;"><a class="link" href="https://dollarsprout.com/how-we-make-money/" target="_blank" rel="noopener">how we make money.</a></span></p> </figcaption> </figure> <span id="dpsp-post-content-markup" data-image-pin-it="true"></span><p>If you’re like me, you carry your smartphone everywhere.</p><p>Maybe you do it so you can check emails on-the-go or so you can listen to your favorite podcast.</p><p>But you can also earn extra money by taking your phone with you on walks when you use the Sweatcoin app.</p><p>Since I work from home, I’ve realized that I don’t walk outside as often as I should. Downloading the Sweatcoin app has encouraged me to take walks that I wouldn’t normally.</p><p>I’ve earned more than 30 Sweatcoins or SWCs during my first week of using the app and love watching my balance increase for simply exercising as I should.</p><h2>What Is Sweatcoin and How Does It Work?</h2><p>Sweatcoins is, most simply, an app that slowly awards you coins for collecting data about the steps you take outside.</p><p>Once you’ve accumulated enough coins, you can use them to purchase goods, services, and experiences through the Sweatcoin website (or donate them to a reputable cause like <a href="https://www.womenforwater.org/" target="_blank" rel="noopener noreferrer"><strong>Women for Water</strong></a> and <a href="https://www.unhcr.org/" target="_blank" rel="noopener noreferrer"><strong>The UN Refugee Agency</strong></a>).</p><p><div class="rll-youtube-player" data-src="https://www.youtube.com/embed/CgHNrx6_quQ" data-id="CgHNrx6_quQ" data-query="feature=oembed&enablejsapi=1&origin=https://dollarsprout.com"></div><noscript><iframe title="What is Sweatcoin? How do you earn FREE Sweatcoins?" width="960" height="540" src="https://www.youtube.com/embed/CgHNrx6_quQ?feature=oembed&enablejsapi=1&origin=https://dollarsprout.com" title="dollarsprout" allow="accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture" allowfullscreen></iframe></noscript></p><p>Sweatcoin encourages you to take more walks throughout the day by paying you to work out.</p><h3>How to sign up for Sweatcoin</h3><p><img class="alignright wp-image-28987 size-full" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%20300%20533'%3E%3C/svg%3E" alt="Sweatcoin app dashboard" width="300" height="533" data-pin-nopin="true" data-lazy-src="https://dollarsprout.com/wp-content/uploads/2019/10/Sign-Up-e1570037776905.jpg" /><noscript><img class="alignright wp-image-28987 size-full" src="https://dollarsprout.com/wp-content/uploads/2019/10/Sign-Up-e1570037776905.jpg" alt="Sweatcoin app dashboard" width="300" height="533" data-pin-nopin="true" /></noscript>Signing up for a Sweatcoin account is quick and easy.</p><p><strong><a href="https://dollarsprout.go2cloud.org/aff_c?offer_id=112&aff_id=1&aff_sub=sweatcoin-review" target="_blank" rel="noopener noreferrer nofollow">Visit the website or download the app</a></strong> on your iPhone or Android smartphone.</p><p>Sweatcoin will walk you through the initial signup process. You’ll need to provide your first name, email address, and phone number.</p><p>The app also requires you to have your GPS location turned on with high accuracy for the best step conversion.</p><p>You have to provide the app with your mobile number, and Sweatcoin will send you a four-digit code to verify the device you’ll be using when you walk.</p><p>As a thank-you for signing up, Sweatcoin gives new users .95 SWC, equal to about 1,000 steps. You can check your Sweatcoin Wallet balance any time or get tips for earning more.</p><h3>Walk, walk, walk</h3><p><img class="alignright wp-image-28988 size-full" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%20300%20533'%3E%3C/svg%3E" alt="Example of a Sweatcoin daily app usage update" width="300" height="533" data-pin-nopin="true" data-lazy-src="https://dollarsprout.com/wp-content/uploads/2019/10/Sweatcoin-Walk-e1570037877540.jpg" /><noscript><img class="alignright wp-image-28988 size-full" src="https://dollarsprout.com/wp-content/uploads/2019/10/Sweatcoin-Walk-e1570037877540.jpg" alt="Example of a Sweatcoin daily app usage update" width="300" height="533" data-pin-nopin="true" /></noscript>You’ll have to walk a little more than 1,650 steps to earn one SWC. The average person takes 2,000 steps per mile and should generally <a href="https://www.verywellfit.com/whats-typical-for-average-daily-steps-3435736" target="_blank" rel="noopener noreferrer"><strong>walk at least 10,000 steps per day</strong></a>.</p><p>If you fall into this category, you can expect to earn approximately six SWC per day (that’s 65% of 10,000 steps minus Sweatcoin’s 5% commission).</p><p>The average step to Sweatcoin conversion rate is 65%, meaning that for every 1,000 steps you take, you’ll earn SWCs for 650 of them.</p><p>This rate is determined by the number of steps you take inside and steps that aren’t taken for exercise purposes. Both of those types of steps account for 35% of unpaid steps.</p><p>The only way to increase your income from walking is to take longer walks outside throughout the day.</p><h3>Get paid in Sweatcoins</h3><p>If you let the Sweatcoin app run in the background of your smartphone, you’ll <a href="https://dollarsprout.go2cloud.org/aff_c?offer_id=112&aff_id=1&aff_sub=sweatcoin-review" target="_blank" rel="noopener noreferrer nofollow"><strong>get paid in SWCs</strong></a>.</p><p>The app counts your steps in real-time, but holds SWCs until you’ve accumulated 2,000 steps. After you reach this threshold, the app will analyze your steps using the Sweatcoin algorithm and calculate how many of your steps can be converted into SWCs. This prevents cheating and determines how many steps were taken outside for exercise purposes.</p><p>If you want SWCs credited to your account before you reach the 2,000 threshold, you can force-send your steps at any time without incurring a penalty.</p><p>You currently can’t cash out SWCs via PayPal or check so there is no Sweatcoin to USD conversion. While SWCs don’t hold any cash value, the company’s long term goal is to list them on exchanges like other cryptocurrencies.</p><p>Sweatcoin is actively working to increase the value of SWCs by filtering out steps that aren’t exercise-related and by increasing the value of the goods and services that are offered.</p><h3>Redeeming your Sweatcoins</h3><p>Although you can’t cash out your SWCs for real money, you can apply them toward purchases through the Sweatcoin app. Sweatcoin partners with more than 160 brands, and the offers can change daily. If you can’t find something you like, check back again a few days later for new offers.</p><p>Sweatcoin reserves Marathon Offers for high SWC earners to redeem. As of September 2019, 20,000 SWCs could get you $1,000 in PayPal cash or a brand new iPhone XS. These offers are limited and available on a first-come, first-serve basis.</p><p>Since earning such high numbers of SWCs could take someone years to accomplish, you can work together as a family to earn faster. Then, transfer all SWCs to a single account to cash out or purchase a Marathon Offer.</p><p>But if you see a tempting offer that you could cash out on immediately, do it. While there are no real cash-earning opportunities at the lower levels, you can still save real money by using SWCs to fund these purchases.</p><h2>6 Tips for Earning More</h2><p>The way to earn the most on Sweatcoin is to take long, daily walks outside, since the app’s main purpose is to reward you for exercising. But there are other tips you can try that could help you earn more money on Sweatcoin.</p><h3>1. Claim daily bonuses</h3><p><img class="alignright wp-image-28991 size-full" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%20300%20241'%3E%3C/svg%3E" alt="Sweatcoin offers daily bonus streaks" width="300" height="241" data-pin-nopin="true" data-lazy-src="https://dollarsprout.com/wp-content/uploads/2019/10/Sweatcoin-Bonus-Streaks.jpg" /><noscript><img class="alignright wp-image-28991 size-full" src="https://dollarsprout.com/wp-content/uploads/2019/10/Sweatcoin-Bonus-Streaks.jpg" alt="Sweatcoin offers daily bonus streaks" width="300" height="241" data-pin-nopin="true" /></noscript>Sweatcoin offers daily bonuses for watching ads on the app. Users can earn one, two and four SWCs for watching ads on three consecutive days.</p><p>After that, you can start a new three-day streak to earn an additional seven SWCs every three days.</p><h3>2. Turn off your battery saver</h3><p>Using a battery saver could keep Sweatcoin from accurately counting your steps. Since you’re already losing indoor steps and steps that aren’t specifically taken for exercise, turn off your battery saver to help maximize the steps you take.</p><h3>3. Turn your GPS on high accuracy</h3><p>It may drain your battery faster, but setting your GPS to high accuracy will help Sweatcoin count more steps. You can turn it off while you’re inside for an extended period of time, but remember to turn it on during your hikes and outdoor walks.</p><h3>4. Walk outside</h3><p>You might not realize how many steps you take inside versus outside. Don’t be surprised if Sweatcoin doesn’t pay you for more than half of your daily steps. It’s important to schedule outdoor walks if you want to earn more on Sweatcoin.</p><h3>5. Upgrade your account</h3><p>Sweatcoin currently offers <a href="https://dollarsprout.go2cloud.org/aff_c?offer_id=112&aff_id=1&aff_sub=sweatcoin-review" target="_blank" rel="noopener noreferrer nofollow"><strong>four membership levels</strong></a>. Upgrading to a level that fits your normal walking schedule could help you earn more on Sweatcoin.</p><ol><li><strong>Mover Plan (free):</strong> Earn up to five SWC per day or 150 SWC per month.</li><li><strong>Shaker Plan (4.75 SWC per month): </strong><span style="font-weight: 300;">Earn up to 10 SWC per day or 300 SWC per month.</span></li><li><strong>Quaker Plan (20 SWC per month): </strong><span style="font-weight: 300;">Earn up to 15 SWC per day or 450 SWC per month.</span></li><li><strong>Breaker Plan (30 SWC per month): </strong><span style="font-weight: 300;">Earn up to 20 SWC per day or 600 SWC per month.</span></li></ol><p>There’s also a “Trouble Maker Plan” coming soon.</p><h3>6. Invite your friends to try Sweatcoin</h3><p>You can earn five SWC for every friend who signs up using your unique referral link. You can text that link to your friends or share it on social media.</p><h2>Sweatcoin Review FAQs</h2><p>Getting started with an unknown company that tracks your every step can be confusing. But Sweatcoin addresses these potential issues that might be keeping you from signing up and earning SWCs.</p><h3>Is Sweatcoin worth it?</h3><p>Determining Sweatcoin’s worth is a personal question. Because every member has their own activity level, only you can decide the app’s value for yourself.</p><p>Sweatcoin is most valuable to users who already walk outside on a daily basis, but it can create an incentive for others to walk more. Since walking is one of the best forms of low-impact exercises, earning SWCs toward real-life rewards is worth it.</p><h3>How does Sweatcoin make money?</h3><p>Sweatcoin earns money by partnering with the brands that provide offers on its website. Those partners pay Sweatcoin real money when members buy something using SWCs.</p><p>To avoid devaluing SWCs, Sweatcoin recoups coins from users in two ways. First, the app collects a 5% commission from every SWC you earn. Second, it charges a set monthly fee in SWCs for the upgraded plans. The benefit of both of these earning methods is that members pay in SWCs instead of real money.</p><h3>Does Sweatcoin work with my Fitbit?</h3><p>Sweatcoin doesn’t currently integrate with step trackers like Fitbit or Android Wear. It can track steps on only iPhones, Android smartphones, or Apple Watch 2s/3s.</p><p>Sweatcoin requires GPS, which isn’t included with some wearables. Plus, its unique algorithm (which eliminates steps unrelated to exercise) is limited to certain devices. Sweatcoin’s future goal is to integrate with more wearable devices.</p><h3>How can you increase your step conversion rate?</h3><p>You can potentially increase your conversion rate by turning your GPS on high accuracy, walking outside more, turning off your phone’s battery saver, or removing your phone’s protective cover, which could block GPS signals.</p><h3>When do Sweatcoins expire?</h3><p>SWCs never expire. You can keep SWCs in your wallet indefinitely, and they won’t expire. This makes saving for Marathon Offers attainable if you have the patience.</p><h2>Sweatcoin Review Summary</h2><p>Sweatcoin is good for two types of people: those who already take daily walks, and those who need an incentive to do so.</p><p>No matter which category you fall into, check out what Sweatcoin has to offer. The app is free, and it pays out real rewards.</p><p><strong>Pros:</strong></p><ul><li>Incentivizes exercise</li><li>Pays you to carry your phone on walks</li><li>Is free and easy to set up, so you can start earning quickly</li><li>Offers SWCs that are transferable from user to user</li><li>Provides detailed step analysis and tips to earn more</li><li>Offers upgrade plans that are paid via SWCs only</li></ul><p><strong>Cons:</strong></p><ul><li style="text-align: left;">Only tracks steps taken outside</li><li style="text-align: left;">Doesn’t pay for steps the app believes aren’t specifically taken for exercise purposes</li><li style="text-align: left;">Doesn’t pay out earnings via PayPal or check</li><li style="text-align: left;">Has few offers you can redeem your SWCs for</li><li style="text-align: left;">Has a low step to SWCs conversion rate (1,000 verified steps to 1 SWC)</li><li style="text-align: left;">Has a low verified step conversion rate (typically awards SWCs for only 65% of steps taken)</li><li style="text-align: left;">Takes a 5% commission on SWCs earned</li><li style="text-align: left;">Needs to run constantly to calculate steps, potentially draining your phone battery faster</li><li style="text-align: left;">Isn’t currently on the <strong><a href="https://dollarsprout.com/blockchain-technology/">blockchain</a></strong>, but plans to be listed on exchanges like other cryptocurrencies</li></ul><h2>Try the App for Yourself</h2><p>Earning rewards for walking is legit, and you can reap some real health benefits from daily exercise. Plus, it’s a good way to break up the monotony of the day, especially if you <a href="https://dollarsprout.com/work-from-home-jobs/"><strong>work out of your home</strong></a>.</p><p>If you already like to walk, this is an easy way to start earning money from taking your phone with you on walks. If having an app track your every step doesn’t bother you, then <a href="https://dollarsprout.go2cloud.org/aff_c?offer_id=112&aff_id=1&aff_sub=sweatcoin-review" target="_blank" rel="noopener noreferrer nofollow"><strong>downloading the app</strong></a> is a good place to start. If you don’t like it, you can always delete it later.</p><p><script type="application/ld+json">{"@context":"https://schema.org","@type":"FAQPage","mainEntity":[{"@type":"Question","name":"Is Sweatcoin worth it?","acceptedAnswer":{"@type":"Answer","text":"Sweatcoin is most valuable to users who already walk outside on a daily basis, but it can create an incentive for others to walk more. Since walking is one of the best forms of low-impact exercises, earning SWCs toward real-life rewards is worth it."}},{"@type":"Question","name":"How does Sweatcoin make money?","acceptedAnswer":{"@type":"Answer","text":"Sweatcoin earns money by partnering with the brands that provide offers on its website. Those partners pay Sweatcoin real money when members buy something using SWCs. First, the app collects a 5% commission from every SWC you earn. Second, it charges a set monthly fee in SWCs for the upgraded plans."}},{"@type":"Question","name":"Does Sweatcoin work with my Fitbit?","acceptedAnswer":{"@type":"Answer","text":"Sweatcoin doesn’t currently integrate with step trackers like Fitbit or Android Wear. It can track steps on only iPhones, Android smartphones, or Apple Watch 2s/3s."}},{"@type":"Question","name":"How can you increase your step conversion rate?","acceptedAnswer":{"@type":"Answer","text":"You can potentially increase your conversion rate by turning your GPS on high accuracy, walking outside more, turning off your phone’s battery saver, or removing your phone’s protective cover, which could block GPS signals."}},{"@type":"Question","name":"Do Sweatcoins expire?","acceptedAnswer":{"@type":"Answer","text":"SWCs never expire. You can keep SWCs in your wallet indefinitely, and they won’t expire. This makes saving for Marathon Offers attainable if you have the patience."}}]}</script></p><p><script type="application/ld+json">{
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She's a wife, mother of two children, and avid freelance business owner and blogger.</p></div></div> <section class="comments-section"> <!-- You can start editing here. --> <!-- <span class="title"><span></span></span> <span></span>--> <span class="comment-count" style="display: none;">1</span> <span class="title"> <span>1 comments</span> </span><div class="comment-block"><div class="comment even thread-even depth-1" id="comment-43699"><div class="img-block"><div class="avatara"> <img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" data-lazy-srcset="https://dollarsprout.com/wp-content/uploads/2020/03/gray-avatar-70x70.png 1x" alt="Cheryl Lohman" data-lazy-src="https://dollarsprout.com/wp-content/uploads/2020/03/gray-avatar-70x70.png"><noscript><img src="https://dollarsprout.com/wp-content/uploads/2020/03/gray-avatar-70x70.png" srcset="https://dollarsprout.com/wp-content/uploads/2020/03/gray-avatar-70x70.png 1x" alt="Cheryl Lohman"></noscript></div></div><div class="text-block"><div class="text-row"> <span class="name"> Cheryl Lohman </span> <!--<span class="name"></span> <span class="date check"> </span>--></div><p>Sweatcoin used to be a decent program but it quit working on 7/3/2020 and despite numerous attempts at different settings, changing things, deleting and re-installing, praying to Sweatcoin gods, countless emails to the company, it still does not work. Most irritating on the automated email responses saying they don’t have time to address problems. This is exactly the email I have received several times. “Thanks for your email.</p><p>Unfortunately, we aren’t able to check <a href="mailto:support@sweatco.in">support@sweatco.in</a> as often as we’d like.</p><p>If you have a question about Sweatcoin, need help getting started, have trouble using our app, or are experiencing a technical issue – please visit our in app help section or help.sweatcoin as that’s the quickest and most effective way to get the answers you need.</p><p>Happy Sweatcoining!”</p><p>Needless to say, I have nothing good to say about this app.</p><div class="reply"> <a rel='nofollow' class='comment-reply-link' href='#comment-43699' data-commentid="43699" data-postid="28976" data-belowelement="comment-43699" data-respondelement="respond" data-replyto="Reply to Cheryl Lohman" aria-label='Reply to Cheryl Lohman'>Reply</a></div></div></div><!-- #comment-## --></div><div class="comments-form-block"><div id="respond" class="comment-respond"><h2 class="title">Leave your comment <small><a rel="nofollow" id="cancel-comment-reply-link" href="/sweatcoin-review/#respond" style="display:none;">Cancel reply</a></small></h2><form action="https://dollarsprout.com/wp-comments-post.php" method="post" id="commentform" class="comment-form" novalidate><div class="top-row"><p><span class="wpcf7-form-control-wrap author"><input placeholder="Your name*" id="author" name="author" type="text" value="" class="wpcf7-form-control wpcf7-text wpcf7-validates-as-required" required aria-required="true" /><span class="border-item"></span></span></p><p><span class="wpcf7-form-control-wrap email"><input placeholder="Your email*" id="email" name="email" type="text" value="" class="wpcf7-form-control wpcf7-text wpcf7-email wpcf7-validates-as-required wpcf7-validates-as-email" required aria-required="true" /><span class="border-item"></span></span></p></div><p><span class="wpcf7-form-control-wrap your-message"><textarea id="comment" placeholder="Your message*" name="comment" cols="45" rows="8" maxlength="65525" required="required" class="wpcf7-form-control wpcf7-textarea"></textarea></span></p><p class="form-submit"><input name="submit" type="submit" id="submit" class="submit" value="Post Comment" /> <input type='hidden' name='comment_post_ID' value='28976' id='comment_post_ID' /> <input type='hidden' name='comment_parent' id='comment_parent' value='0' /></p><p style="display: none;"><input type="hidden" id="akismet_comment_nonce" name="akismet_comment_nonce" value="bb8a7933f3" /></p><p style="display: none;"><input type="hidden" id="ak_js" name="ak_js" value="45"/></p></form></div><!-- #respond --></div></section> <!-- --> </footer></div> <aside class="sidebar sidebar-wrap"><div id="custom_html-2" class="widget_text widget widget_custom_html"><div class="widget_text widget_inner"><h3 class="widgettitle">Making Money</h3><div class="textwidget custom-html-widget"><ul><li><a href="https://dollarsprout.com/how-to-make-money-fast-100/"> Ways to Make Money</a></li><li><a href="https://dollarsprout.com/online-jobs/"> Online Jobs</a></li><li><a href="https://dollarsprout.com/passive-income-ideas/"> Passive Income Ideas</a></li><li><a href="https://dollarsprout.com/gig-economy-jobs/"> Gig Economy Jobs</a></li></ul></div></div></div><div id="custom_html-3" class="widget_text widget widget_custom_html"><div class="widget_text widget_inner"><h3 class="widgettitle">Popular Side Hustles</h3><div class="textwidget custom-html-widget"><ul><li><a href="https://dollarsprout.com/how-to-start-a-blog/"> Start a Blog</a></li><li><a href="https://dollarsprout.com/postmates-driver-review/"> Deliver with Postmates</a></li><li><a href="https://dollarsprout.com/paid-online-surveys/"> Paid Survey Opportunities</a></li></ul></div></div></div><div id="custom_html-4" class="widget_text widget widget_custom_html"><div class="widget_text widget_inner"><h3 class="widgettitle">Your Financial Setup</h3><div class="textwidget custom-html-widget"><ul><li><a href="https://dollarsprout.com/best-online-savings-accounts/"> Best Savings Accounts</a></li><li><a href="https://dollarsprout.com/best-investment-apps/"> Best Investing Apps</a></li><li><a href="https://dollarsprout.com/best-budgeting-apps/"> Best Budgeting Apps</a></li></ul></div></div></div></aside><!-- /sidebar --></div></div> </section> <section class="latest-articles container"><h2>You May Also Like</h2><div class="grid-row"><div class="articles-col"> <article class="article-block"><div class="block-image"> <img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E"
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